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80% of customers prefer comprehensive, you may prefer comprehensive policy
NCB or No Claim Bonus is a discount in the Own Damage Premium Payable when renewing your policy after a claim-free year. It is an incentive for driving carefully and avoiding accidents.
Please refer to the below illustration for NCB Calculation.
| All Types of Vehicles | % of Discount on Own Damage Premium |
|---|---|
| No claims in the last policy year. | 20% |
| claim since 2 consecutive policy years. | 25% |
| claim since 3 consecutive policy years. | 35% |
| No claim since 4 consecutive policy years. | 45% |
| No claim since 5 consecutive policy years. | 50% |