Posted on: Mar 12, 2024 | 3 mins | Written by: HDFC ERGO Team

Why are Car Seat Belts the Ultimate Way to Prevent Road Accidents?

Car Seat Belts: Why Are They Important?

The world is advancing at an unparalleled rate. As motor vehicles are getting more robust, so are their safety features. Amidst all these advancements, one thing has remained constant: car seat belts. This safety device is so important that even car insurance companies charge lower insurance premiums for those who buckle up. Let’s see what makes the three-point seat belts the most important invention of this time.

Car seat belts restrict occupants' movement during a collision by locking the webbing system attached to the car. Despite all the regulations and penalties for non-compliance, lack of awareness and enforcement remain challenges, leading to consequences. As per a report by the Ministry of Road Transport and Highways, over 16,000 out of 4,61,312 accidents were due to seat belt negligence.

Spreading awareness and enforcing seat belt laws are essential to make our roads safer for everyone. It is vital for individuals to understand the importance of seat belts and for authorities to enforce regulations effectively.

How car seat belts came into existence: History and Evolution

Here’s how this omnipresent tool came into being:

1885: The patent for the first car seat belt was awarded to Edward J Claghorn.

1958: Nils Bohlin devised the three-point seatbelt.

1962: Volvo patented the three-point design.

1972: Seat belts were made mandatory.

How do car seat belts work: Step-by-step process

The primary function of a car seat belt is to restrict your movement during a collision, through its meticulous locking system. Here’s how it works:

1. The standard 3-point belt system comprises a buckle, retractor and anchor, forming the seat belt webbing system.

2. During regular driving, the seat belt remains relaxed, allowing you to move comfortably.

3. With a sudden stop, the sensors activate the retractor.

4. The retractor locks the seat belt webbing and keeps you in place.

What are the legal mandates around car seat belts in India?

The MV Act highlights the importance of seat belts and levies penalties of ₹1,000 for non-compliance. However, lack of awareness and inadequate enforcement hinder implementation. As per a report by the Ministry of Road Transport and Highways, out of 4,61,312 road accidents, more than 16000 accidents were attributed to driving/travelling without seat belts. This data underscores the need for increased adherence to the pertaining regulations. This calls for robust awareness campaigns to educate the citizens. Additionally, it is crucial to remember that while the IDV in car insurance offers financial protection, wearing seat belts is highly necessary to reduce the risk of injury or fatality.

Conclusion:

In conclusion, the importance of wearing seat belts cannot be overstated. Seat belts save lives and significantly reduce the risk of injury. It is vital for individuals to understand the importance of wearing seat belts and for authorities to enforce seat belt regulations effectively. By spreading awareness and ensuring widespread adherence to seat belt laws, we can make our roads safer for everyone. Remember, buckling up is a simple yet powerful act that can significantly protect lives. Let's prioritize safety and make seat belt usage a non-negotiable habit for all passengers.


Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.


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