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Travel Insurance for Spain
Visiting Spain for vacations is a bucket list destination for many backpackers. Officially called the Kingdom of Spain, the country is located in the southwestern corner of Europe. The place is mainly known for its rich history, unique traditions, delicious food and natural landmarks, making it a dream holiday destination for the young and grown-ups, alike. It is essential to secure your trip with international travel insurance , which financially protects you from certain travel-related risks, like flight delays, loss of check-in baggage, medical emergencies, etc.
It is highly recommended that you opt for travel insurance for Spain in order to enjoy a hassle-free trip and stay covered against unexpected damages and costs.
Key Features of Travel Insurance for Spain
Travel insurance for Spain is not just a necessity but also an overall wise choice to make for the trip. Here are some key features of Spain travel insurance;
| Key features | Details |
| 24x7 support | Round-the-clock customer care support to assist policyholders with their queries and claims. |
| Cashless claim benefits | 1Lakh+ cashless hospitals worldwide for users to easily avail cashless benefits. |
| Fast claim settlements | In-house claim assistance for faster claim settlements and query resolution. |
| Extensive coverage | Coverage for travel-related inconveniences, emergency medical assistance and baggage-related hassles. |
| Wide coverage range | Coverage ranges between $40K to $1000K |
| COVID-19 coverage | Coverage for COVID-19-related hospitalisation. |
Types of Travel Insurance for Spain
Travel Plans for Individual
For individuals seeking new experiencesAs the name indicates, this type of plan is for people who are travelling solo to Spain. Get ready to experience and enjoy the splendours this country has to offer with the backing of the HDFC ERGO individual travel insurance for Spain.
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Travel plan for Families
For those happy family vacation momentsThis type of travel insurance is for people who are planning on visiting Spain with their family. The HDFC ERGO Spain family travel insurance covers multiple family members against unexpected emergencies like a medical or dental emergency, baggage-related issues or flight delays under one plan.
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Travel plan for Students
For the young generation claiming their dreamsThis travel plan is specially designed for students who are travelling to Spain for the purpose of studying abroad. It gives them adequate cover for medical emergencies, stay-related issues or interruptions in studies due to prolonged hospitalisation or other causes, etc., as mentioned in the policy.
Travel plan for Frequent Fliers
For the jet setters who love travellingIndividuals can opt for this plan if they want to cover multiple trips in a year under a single comprehensive travel insurance policy. Keep all your round-the-year trips secure with this policy and enjoy coverage against factors like medical, baggage and journey-related emergencies.
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Travel Plan for Senior Citizens
For the ones still young at heartSenior citizens planning a trip abroad can go for this policy to keep themselves financially secure against various adversities. Investing in the HDFC ERGO senior citizen travel insurance for Spain plan will offer them financial coverage in case of dental and medical emergencies, among other things.
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Benefits of Buying Travel Insurance for Spain
While travel insurance is required to get a Schengen Visa for Spain, it also comes with a variety of benefits. For example;
1
Coverage against medical emergencies
Travel insurance for Spain ensures that you stay financially covered against emergency medical situations that can cause massive hindrances during your foreign trip. With the backing of this policy, you can easily tackle and resolve inconveniences like emergency dental and medical expenses, medical evacuation, hospital daily cash allowance, etc., and get back to what's important.
2
Coverage against non-medical emergencies
Besides medical emergencies, another crucial benefit of investing in travel insurance for Spain from India is that it will also keep you safe against a number of non-medical emergencies. This includes journey-related inconveniences, such as personal liability, hijack distress allowance, flight delays, etc., and baggage-related hassles, like delay of checked-in baggage, loss of baggage and personal documents, etc.
3
Hassle-Free Travel
Spain travel insurance offered by HDFC ERGO covers individuals and families against a variety of contingencies. It not only acts as a financial safeguard but also offers peace of mind to individuals so they can enjoy their trip worry-free. Also, thanks to the internet, getting travel insurance for Spain has become more convenient than ever.
4
Round-The-Clock Support In Times Of Need
Loss of passport or baggage, medical and dental emergencies, theft of personal belongings, etc., in a foreign land, are more common than you think. With HDFC ERGO's travel insurance for Spain, individuals get access to a 24x7 customer care support and claim approval team for quick help during their time of need.
5
Good For The Pocket
Travel insurance for Spain is quite affordable, considering the coverage and benefits it offers. Individuals can now just pay for the specific number of days they travel and choose from the offered coverage type that fits their budget. Also, the financial coverage it offers against contingencies will make sure that you don’t exceed your travel budget under emergencies.
6
Cashless Medical Service
Besides reimbursements on emergency medical and hospitalisation-related expenses, individuals can enjoy fast and cashless medical service from a number of network hospitals in Spain with their HDFC ERGO travel insurance. Without international travel insurance, getting treatment for medical emergencies in a foreign land can turn out to be a nightmare.
What's Covered under Travel Insurance for Spain from India
Emergency Medical Expenses
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
Dental Expenses
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
Personal Accident
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
Personal Accident : Common Carrier
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
Hospital cash - accident & illness
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight Delay & Cancellation
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
Trip Delay & Cancellation
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Loss of Passport & International driving license
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Trip Curtailment
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
Personal Liability
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Emergency Hotel Accommodation for Insured Person
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Missed Flight Connection
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Hijack Distress Allowance
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
Emergency Cash Assistance Service
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Loss Of Checked-In Baggage
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Delay of Checked-In Baggage
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage and its contents
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Spain from India
Breach of Law
Sickness or health issues caused due to war or a breach of the law is not covered by the plan.
Consumption of Intoxicant substances
If you consume any intoxicants or banned substances, the policy shall not entertain any claims.
Pre existing diseases
If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.
Cosmetic and Obesity Treatment
Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.
Self Inflicted Injury
Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.
How to Buy Travel Insurance Online?
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveler details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travelers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Don’t let petty hospital expenses burn a hole in your travel budget. Get international travel insurance from HDFC ERGO now!
Interesting Facts About Spain
Alongside packing your bags and securing Spain travel insurance for the trip, make sure to research the destination to make the most out of your vacation.
Here are some facts about Spain that you may find interesting:
| Categories | Specification |
| Cultural Diversity | Spain is a country known for its diverse culture, influenced by its history, regions, and languages, with vibrant traditions and festivals. |
| Tourism and Hospitality | Spain is a major global tourist destination with a well-established tourism and hospitality industry. |
| Geography and Landscapes | Spain boasts a wide range of landscapes, from the sunny beaches of the Costa del Sol to the Pyrenees Mountains and the historic cities. |
| Languages | Spain is multilingual, with Spanish as the official language, but regional languages like Catalan, Basque, and Galician are also spoken. |
| Historical Heritage | Spain has a wealth of historical landmarks, including medieval castles, Roman ruins, and stunning cathedrals. |
Documents Required For The Spain Tourist Visa
Here are some popular Indian restaurants across Spain that you can check out during your visit;
• Duly filled and signed visa application
• Your passport (Its expiration date must be at least three months after the day of leave from Spain and the entire Schengen region, it can not be older than ten years, and it must include a minimum of two blank pages)
• Residence proof
• Professional and social status proof
• Proof of sufficient financial means
• Passport-size photographs
• Accommodation proof
• Proof of immigration status (if needed)
• Confirmed roundtrip tickets
• Certificate of health and travel insurance
• Most recent credit card statement
• Visa fee
• Notarised authorisation letter (only for applicants below the age of 18).
Best Time To Visit Spain
In order to get the most out of your Spain travel experience, make sure to visit during the recommended seasons. Generally, the period of spring is considered the best time to visit Spain. It stretches from March to May, with overall temperature and weather staying pleasant. The heat doesn't bother much, making it a great time to enjoy beach activities and sightseeing in Spain.
Popular events like Las Fallas in Valencia, April Fair in Seville, Semana Santa in Andalucia, zarzuelas and bullfights in Madrid, etc., also take place within this period. Besides Spring, the season of Fall is another great time to visit Spain. With beautiful flowers and vibrant nature surrounding the region, the temperature offers a soothing blend that is neither too cold nor too hot. It is a great time for exploring the country and participating in the local festivities, some of which are Bienal de Flamenco, Fires de Sant Narcis, Little San Fermin, etc. Regardless of the time of your visit, make sure to buy international travel insurance to keep yourself financially protected against adversities.
To know more about the best time, climate, temperature and other factors before visiting Spain. Read our blog on Best time to visit Spain.
All Year-Round Essentials for Spain
1. Passport and travel documents, including travel insurance details.
2. Comfortable walking shoes for exploring historic cities and cobblestone streets.
3. Sunglasses, sun hat, and sunscreen for strong sunlight, particularly in summer.
4. Reusable water bottle to stay hydrated. 5. Camera and electronics adapters for Spain's type F power outlets.
6. Comfortable sandals & beachwear for leisure and beach time.
7. Light cardigan or shawl for cooler evenings.
8. Umbrella for frequent rain in northern Spain.
Spain Travel: Safety And Precautionary Measures To Be Undertaken
• Take extra care of your personal belongings, especially in crowded tourist areas.
• Avoid public transportation if you are unfamiliar with the local routes or the language.
• Only exchange money at trusted locations, like banks, bureaus de change, ATMs, etc.
• Make sure you don't overstay your visa during your Spain trip.
• Carry minimum cash when going outside to limit the possible damages in case you run into a pickpocket.
• Learn, respect and abide by the regional Spanish laws to keep yourself out of trouble.
• Invest in travel insurance for Spain to keep yourself financially safe against a variety of uncertainties.
Covid-19 related safety guidelines
• Learn about and follow the regional COVID-19-specific safety measures and guidelines for tourists imposed by the local government in Spain.
• Cover your face and nose with a surgical mask at all times when going out in public places.
• Maintain safe distancing and personal hygiene throughout your trip.
• In case you develop Covid-19 symptoms during your trip, self-isolate, contact and comply with the local authorities, get tested and follow their instructions.
List of International Airports in Spain
Spain has numerous airports spread across the region that enables easy air commuting to the country from other parts of the world.
Here are some of the major international airports in Spain that you should know about
| City | Airport Name |
| Madrid | Adolfo Suárez Madrid-Barajas Airport |
| Barcelona | Barcelona-El Prat Airport |
| Palma de Mallorca | Palma de Mallorca Airport |
| Malaga | Málaga-Costa del Sol Airport |
| Valencia | Valencia Airport |
Popular destinations in Spain
When visiting the beautiful land of Spain, make sure to check out its most popular tourist destinations. Some examples include
1
Barcelona
Barcelona is the capital of Catalonia and is the second-largest city in Spain. It is a paradise for tourists with attractions ranging from soothing beaches, popular galleries and green parks to massive museums, luxurious restaurants and medieval monuments. Some must-visit places in Barcelona include Sagrada Familia, Casa Mila, Camp Nou, Gothic Quarter, etc.
2
Madrid
Madrid, the capital of Spain, is known for its unique artistic and cultural heritage. Major tourist attractions in Madrid include the Temple of Debod, Santiago Bernabeu Stadium, Catedral de la Almudena, Palacio Real, Museo del Prado, etc. Enjoy your trip without any worries by getting the best travel insurance for Spain.
3
Seville
Seville is a very popular tourist hotspot in Spain. The city vividly illustrates its rich history and unique culture every step of the way. Alongside its exuberant nightlife and flamenco dance events, the city is home to many popular tourist attractions, such as La Giralda, Real Alcazar, Parque Maria Luisa, Metropol Parasol, Plaza de Espana, etc.
4
Granada
Located on the foot of the Sierra Nevada mountains, Granda City is one of the most popular tourist destinations in Spain. Some of its most iconic tourist attractions are Alhambra, Sacromonte, Cathedral of Granada, Royal Chapel, etc. While you include these tourist attractions in your trip itinerary, consider investing in international travel insurance for the tour.
5
Malaga
Malaga is the second-most populous city of Andalusia in Peninsular Spain. Located roughly 200 kilometres from Seville, the city is known for its pleasant Mediterranean climate, pristine beaches and historical landmarks. Major things to check out in this city include the Alcazaba de Malaga, Gibralfaro Castle, Roman Theatre, Malaga Cathedral, La Malagueta, etc.
6
Valencia
Valencia is yet another massively popular tourist destination in Spain. Holding its spot as the third-largest city in the country, the place is known for its impressive beaches, lively nightlife scene, vintage architecture and cobbled streets. Some of the best places to visit in Valencia include the Bioparc Zoo, Malvarrosa Beach, National Ceramic Museum, Valencia Cathedral, Turia Gardens, etc.
Things To Do In Spain
Here are some well-known things that you can consider doing during your Spain trip:
• Spain's La Liga is among the top 5 football leagues in the world. The country is home to several world-class professional football teams, like Barcelona, Real Madrid, Atletico Madrid, Sevilla, etc. So make sure to catch a live match during your visit to the major cities in Spain.
• Indulge in a culinary delight in Seville and savour the most popular regional delicacies Spain has to offer.
• Attend a live show of the renowned Flamenco dance in Madrid to get a step closer to the regional art and culture of Spain. The dance form, mixed with rhythmic claps, soothing vocals and guitar melodies creates a pleasing delight for the eyes, ears and the heart.
• Engage in the friendly tomato-throwing fun by attending the La Tomatina in Bunol.
• Visit Ibiza in Spain to experience one of the world's biggest party cultures.
Money Saving Tips
• You can enjoy good food in local eateries and save a good chunk of money by limiting your visits to high-end restaurants.
• Opt for metros, trains, and other public transport options whenever possible. They are fast, reliable and cheap, as opposed to private taxis, rental cars, etc.
• Invest in proper travel insurance for Spain which will keep you financially protected against a variety of unexpected damages or losses that may occur during the trip. Consider purchasing online to get the best travel insurance for Spain deals.
• You can get your fair share of tapas for free during your Spain visit. For instance, some bars and other places in Granada offer complimentary tapas with your drinks.
• You can get great deals on accommodations and transport for the Spain trip online. Also, travelling to Spain during a time other than the peak season can get you decent discounts on these aspects.
List Of Well-Known Indian Restaurants In Spain
Even during your Spain trip, you can enjoy delectable Indian food at various restaurants in the region. Here are some well-known Indian restaurants in Spain that you can consider visiting:
• Restaurant Veg World India
Address: Carrer de Bruniquer, 26, 08012 Barcelona City, Spain
Must-try: Paneer, Tandoori, Lassis, Naan, etc.
• Restaurante Rangoli
Address: Pg. de Joan de Borbo, 78, 08039 Barcelona City, Spain
Must-try: Minced Lamb Skewers, Butter Chicken, Naan, etc.
• Swad - The Indian Restaurant
Address: C/ de Sancho de Avila, 167, 08018 Barcelona City, Spain
Must-try: Tandoori Tangri, Fish Curry, Murgh Malai, etc.
• Purnima Indian Restaurant
Address: Calle de Goya, 110, 28009 Madrid City, Spain
Must-try: Garlic Naan, Tikka Masala, Butter Chicken, etc.
• Tandoori Station
Address: C. de Jose Ortega y Gasset, 89, 91, 28006 Madrid City, Spain
Must-try: Curry Prawns, Tikka Masala, Cheese Naan, etc.
Local Law And Etiquette In Spain
• The law forbids individuals to wear bikinis or be shirtless in public spaces in some parts of Spain. So, if you are visiting a beach, make sure to have a change of clothes before you head out on the street to avoid a hefty fine.
• The law prohibits individuals from public drinking in certain parts of Spain, like Barcelona.
• Most restaurants in Spain don't allow smoking inside. So be sure to ask and follow the local laws.
• The standard timing of lunch and dinner is different in Spain than in most parts of the world. Lunch is usually served between 2-3.30 PM and dinner between 9-11 PM.
• Some Spanish phrases individuals must know about include Hola (hello), Gracias (thank you), Pardon (excuse me), Por Favor (please), Buenos dias (good morning), Buenos noches (good night), etc.
Indian Embassies in Spain
| Singapore-based Indian Embassy | Working Hours | Address |
| Embassy of India, Madrid | Mon-Fri, 9:00 AM - 5:30 PM | Avenida Pío XII, 30-32, 28016 Madrid, Spain |
| Consulate General of India, Barcelona | Mon-Fri, 9:30 AM - 6:00 PM | Indian Honorary Consulate General in Barcelona, Spain - C/Dr. Fleming, 21 - 08017 Barcelona |
| Honorary Consulate General of India in Canary Islands, Spain | Mon-Fri, 9:00 AM - 5:30 PM | Calle Sanjose No. 23, 2nd Floor, P.O. ox No. 336, 38002 Santa Cruz de Tenerife |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
List Of Countries Where Travel Insurance Is Mandatory
Here are some of the countries that require mandatory overseas travel insurance: This is an indicative list. It is advisable to check each country’s visa requirement independently before travel.
Schengen countries
- France
- Spain
- Belgium
- Austria
- Italy
- Sweden
- Lithuania
- Germany
- the Netherlands
- Poland
- Finland
- Norway
- Malta
- Portugal
- Switzerland
- Estonia
- Denmark
- Greece
- Iceland
- Slovakia
- Czechia
- Hungary
- Latvia
- Slovenia
- Liechtenstein and Luxembourg
Other countries
- Cuba
- Ecuador
- Iran
- Turkey
- Morocco
- Thailand
- UAE
- Togo
- Algeria
- Romania
- Croatia
- Moldova
- Georgia
- Aruba
- Cambodia
- Lebanon
- Seychelles
- Antarctica
Source: VisaGuide.World
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Frequently Asked Questions
1. Do I need travel insurance for Spain?
In order to get Schengen Visa for Spain, you are required to have valid travel health insurance.
2. How to file a claim on my Spain travel insurance policy?
The claim process on Spain travel insurance offered by HDFC ERGO is pretty straightforward. You can click on this link to find out about the process in more detail.
3. What kind of travel insurance do I need for Spain?
Depending on your trip criteria, you can choose a travel insurance for Spain from India that fits your needs. As per regulations, you must purchase an international travel insurance policy that offers coverage for all medical emergencies totalling at least €30,000.
4. Is it mandatory to buy medical travel insurance for Spain?
Yes, travel health insurance Spain is one of the many requirements for a Spanish visa and entry.
5. Why is travel insurance to Spain so expensive?
The premium of the Spain travel insurance depends on a lot of factors, like the total number of travel days, your age, etc. In reality, it is actually quite reasonably priced, considering the coverage it provides. You can buy travel insurance for Spain online for easy comparisons and great deals.
6. What sum insured should I opt for while travelling to Schengen countries?
Selecting the sum insured for travel insurance for Schengen countries completely depends on your personal preference, budget and travel requirements. Just make sure to go with a policy that at least covers the minimum threshold.
7. I'm going to Spain for a week, will I still need to buy travel insurance?
Yes, irrespective of your travel duration, you are required to buy travel insurance for Spain in order to get a Spanish visa.
8. Will my Schengen travel insurance cover me in Portugal or France as well as Spain?
Yes, Schengen travel insurance covers all countries under the Schengen region, including Spain, Portugal, France, Austria, Malta, etc.
9. How much will travel health insurance for Spain cost me?
Based on your trip requirements and coverage choice, the price of travel insurance for Spain from India can vary drastically. You can click here, enter the required details and get quotes for the travel health insurance Spain policy in a few minutes.
10. What documents are required for Spain travel insurance?
You can find out about Spain travel insurance requirements and other details by contacting us at contact@hdfcergo.com.
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