Malaysia, a captivating Southeast Asian gem, enchants travellers with its diverse cultural tapestry, stunning landscapes, and vibrant cities. From the bustling metropolis of Kuala Lumpur with its iconic Petronas Twin Towers to the tranquil beaches of Langkawi and the rich biodiversity of Borneo's rainforests, the country offers an array of experiences. Travellers venturing from India to Malaysia find solace in comprehensive travel insurance plans tailored to their journey. These insurance options encompass aspects like medical coverage, trip cancellations, and luggage protection, offering peace of mind during exploration. Seeking the best travel insurance for Malaysia involves considering reputable providers offering comprehensive coverage, particularly focusing on travel health insurance Malaysia, ensuring travellers are safeguarded against unexpected medical expenses. With the convenience of the option to buy International travel insurance online Malaysia, adventurers can easily access and acquire the required coverage before embarking on their Malaysian escapade.
Key features | Details |
Extensive coverage | Covers against medical, journey and baggage-related issues. |
Cashless benefits | Offers cashless benefits through multiple network hospitals. |
COVID-19 coverage | Covers COVID-19-related hospitalisation. |
24x7 customer support | Around-the-clock prompt customer support. |
Quick claim settlements | Dedicated claims approval team for faster claim settlements. |
Wide coverage amount | Overall coverage amounts from $40K to $1000K. |
You can choose from the different types of travel insurance for Malaysia in accordance with your trip requirements. The main options are;
It is essential that you buy travel insurance online Malaysia when travelling to Malaysia, in order to have peace of mind while enjoying your journey. Here are some of the benefits:
There's always a possibility of facing unforeseen circumstances in a foreign country during a trip. However, by investing in travel insurance for Malaysia, you can tackle those difficult situations with ease. HDFC ERGO offers Malaysia travel insurance with round-the-clock customer care support and a dedicated claims approval team to assist you in a time of crisis.
Instances of medical and dental emergencies while travelling internationally are not unheard of. So, in order to keep yourself financially protected against such unforeseen events during your Malaysia vacation, consider getting travel insurance for Malaysia. The medical coverage under this policy includes things like emergency medical and dental expenses, medical and body repatriation, accidental death, etc.
In addition to unforeseen medical problems, the travel insurance Malaysia plan offers financial coverage against a number of non-medical contingencies that may happen during the trip. It includes numerous common journey and baggage-related inconveniences, such as personal liability, hijack distress allowance, financial emergency assistance, loss of baggage and personal documents, etc.
Coming across unfortunate events during an international trip is both financially and mentally challenging. Such issues can cause you a lot of stress, especially if you are not prepared to tackle them. However, travel insurance for Malaysia works as a financial safeguard that allows you to enjoy your vacation. The quick and extensive coverage offered by the policy will keep your worries to a minimum.
You can get affordable travel insurance from India to Malaysia that will offer you financial assistance under certain circumstances. This way, you will not have to spend extra cash from your own pocket during an unforeseen event, allowing you to stay within your fixed travel budget. The plenty of benefits of travel insurance easily outweigh its costs.
One of the main advantages of Malaysia travel insurance is its cashless claim feature. It means that alongside reimbursements, individuals can opt for cashless treatment when faced with a medical emergency in a foreign land. HDFC ERGO travel insurance has over 1 lac partnered hospitals under its network worldwide, offering individuals prompt medical service.
Here are some of the things that are usually covered under travel insurance for Malaysia from India;
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
Your travel insurance for Malaysia from India policy may not offer coverage for;
Sickness or health issues caused due to war or a breach of the law is not covered by the plan.
If you consume any intoxicants or banned substances, the policy shall not entertain any claims.
If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.
Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.
Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveler details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travelers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Here are some interesting facts about Malaysia you may not know:
Categories | Specification |
Biodiversity | Home to 20% of the world's animal species, including endangered species like orangutans and Malayan tigers. |
Cuisine | Renowned for its diverse and flavorful cuisine, blending Malay, Chinese, Indian, and indigenous influences. |
Cultural Diversity | Malaysia embraces diverse cultures: Malay, Chinese, Indian, and indigenous tribes, creating a rich cultural mosaic. |
Twin Towers | The iconic Petronas Twin Towers held the title of the world's tallest buildings from 1998 to 2004. |
Festivals | Celebrates various festivals like Hari Raya, Chinese New Year, and Deepavali, showcasing cultural vibrancy nationwide. |
Rainforests | Houses some of the oldest rainforests globally, offering unparalleled biodiversity and ecological significance. |
Beaches | Boasts stunning coastlines and idyllic beaches, including Langkawi and Perhentian Islands, ideal for relaxation. |
Tech Hub | Emerging as a technology hub in Southeast Asia, embracing innovation and digital advancements. |
In order to travel through Malaysia, you will need a Malaysia Tourist visa, here are the documents required for it:
• Carry passport-sized photos and a completed, signed visa application form.
• Ensure a valid passport with at least six months of validity before travel.
• Obtain travel insurance for comprehensive coverage during your trip.
• Keep copies of tour tickets and any necessary confirmation documents.
• Organize details of your itinerary, including hotel and flight bookings.
• Prepare a cover letter containing essential itinerary details as required.
• Prioritize proof of hotel bookings and flight reservations for visa applications.
The best time to visit Malaysia largely depends on the desired experiences and regions. The country experiences a tropical climate with two distinct monsoon seasons. The West Coast enjoys dry weather between November and April, making it an ideal time to explore destinations like Langkawi or Penang. East coast exploration, including Perhentian Islands or Tioman Island, is recommended from March to October, avoiding the monsoon season. However, for the best overall weather across the country, the shoulder months of April, May, and October are excellent choices, offering a balance between less rainfall and fewer crowds.
When considering a visit, it's crucial to note festivals like Chinese New Year or Hari Raya Aidilfitri, as these celebrations often bring vibrant cultural experiences but might lead to crowded attractions and higher accommodation prices. Securing travel insurance for Malaysia from India before your trip ensures peace of mind, especially during unexpected weather fluctuations or travel-related issues.
To know more about the best time, climate, temperature and other factors before visiting Malaysia. Read our blog on Best time to visit Malaysia.
When travelling through Malaysia, here are some of the safety and precautionary measures to be taken:
• Weather Readiness: Be prepared for sudden rain showers by carrying an umbrella or a waterproof jacket, especially during the monsoon season from November to March.
• Emergency Contacts: Save local emergency numbers and have copies of essential documents, including your travel insurance policy, easily accessible. Travel insurance from India to Malaysia provides assistance in emergencies, ensuring adequate medical support and guidance during unforeseen circumstances.
• Wildlife Encounters: When exploring rainforests or nature reserves, maintain a safe distance from wildlife to avoid potential risks or injuries.
• Health Precautions: In tropical Malaysia, mosquito repellent due to the risk of dengue fever. Drink bottled or boiled water to avoid stomach issues.
• Respect Cultural Norms: Embrace local customs; cover up appropriately in religious sites, remove shoes when entering homes or temples, and be mindful of conservative dress codes.
• Traffic Awareness: Exercise caution when crossing roads as traffic can be hectic. Use pedestrian crossings and be vigilant of motorbikes.
Covid-19 Specific Guidelines
• Wear face masks in public areas for your own health and safety.
• Maintain safe distancing in crowded places.
• Practise personal hygiene.
• Follow the local rules and guidelines related to Covid-19 in Malaysia.
• Inform and cooperate with the local authorities in case you develop symptoms of Covid-19
Here are a few of the international airports around Malaysia to take into account:
City | Airport Name |
Kuala Lumpur | Kuala Lumpur International Airport (KUL) |
Penang | Penang International Airport (PEN) |
Kota Kinabalu | Kota Kinabalu International Airport (BKI) |
Langkawi | Langkawi International Airport (LGK) |
Senai | Senai International Airport (JHB) |
Kuching | Kuching International Airport (KCH) |
Miri | Miri International Airport (MYY) |
Labuan | Labuan Airport (LBU) |
Sandakan | Sandakan Airport (SDK) |
Sabah | Tawau Airport (TWU) |
Subang | Sultan Abdul Aziz Shah Airport (SZB) |
Terengganu | Sultan Mahmud Airport (TGG) |
Malaysia is filled with tourist spots worth swooning over, here are some of the popular destinations in Malaysia for you to visit, don't forget to buy travel insurance online Malaysia so you can enjoy these activities with peace of mind:
Beyond the Petronas Twin Towers, delve into Batu Caves' Hindu shrines, visit the National Mosque, or explore the upscale shopping haven of Bukit Bintang. The city's diverse culinary scene beckons with flavorful street food, offering a gastronomic adventure. Don't miss the Bird Park or the Islamic Arts Museum, adding cultural depth to your trip.
Aside from pristine beaches, Langkawi boasts the Langkawi Sky Bridge, Cable Car, and a duty-free shopping district. Take a mangrove tour, visit Eagle Square, or indulge in water sports, from jet skiing to snorkelling, for an adventurous experience. It is enticed with its mangrove forests, intriguing limestone formations, and diverse ecological wonders.
Explore A Famosa Fort, delve into Peranakan culture at Baba & Nyonya Heritage Museum, and savour Nyonya cuisine along Jonker Street. Discover the Maritime Museum or cruise the Malacca River for a unique perspective of the city.
While George Town charms with its street art and heritage sites, Penang entices food lovers with its hawker fare, showcasing a fusion of Malay, Chinese, and Indian flavours. Wander through clan houses, explore the Peranakan Mansion, or hike up Penang Hill for panoramic views.
Climb Southeast Asia's tallest peak, Mount Kinabalu, or dive into the underwater wonderland of Sipadan. Explore wildlife sanctuaries like the Orangutan Rehabilitation Centre or discover Sabah's indigenous cultures for a deeper understanding of Borneo's heritage. Travel insurance from India to Malaysia ensures a worry-free exploration of these captivating locales, safeguarding your adventure.
Immerse in the tea-making process at plantations, hike the Mossy Forest for an otherworldly experience, or visit the butterfly farm. The cooler climate offers a refreshing break from Malaysia's usual warmth. It boasts strawberry farms, butterfly gardens, and the renowned Time Tunnel museum, showcasing the region's nostalgic history and heritage.
Here are a few things to do when travelling through Malaysia:
• Heritage Trails in George Town: Wander through George Town's UNESCO streets, adorned with stunning street art, historical landmarks, and diverse architectural influences. Sample Penang's famed hawker food, a melting pot of culinary traditions.
• Discover Kinabalu Park: Trek through Kinabalu Park, a UNESCO World Heritage Site housing Mount Kinabalu, Southeast Asia's highest peak. Encounter unique flora like the Rafflesia, the world's largest flower, and diverse bird species in this ecological treasure trove.
• Mangrove Tour in Langkawi: Explore Langkawi's mangrove forests via boat tours, encountering diverse flora, rare wildlife like eagles, and mystical limestone formations, showcasing the island's natural beauty.
• River Safari in Kinabatangan: Embark on a river cruise abundant with wildlife along the Kinabatangan River. Witness proboscis monkeys, pygmy elephants, and orangutans in their native environment, experiencing the rich biodiversity of Borneo.
• Dive in Sipadan: Indulge in world-class diving adventures at Sipadan Island, teeming with diverse marine life, including reef sharks, barracudas, and green sea turtles. Its conservation status limits daily visitors, ensuring an exclusive experience.
• Explore Batu Caves: Marvel at the towering statue of Lord Murugan and climb the 272 steps leading to the stunning caves adorned with Hindu shrines and vibrant festivals. Witness the Thaipusam festival for a culturally immersive experience.
Travel insurance for Malaysia from India is vital for these activities, ensuring coverage in case of unforeseen events during these diverse adventures.
The following are a few money-saving tips for you when you are travelling through Malaysia:
• Opt for local street food or "hawker centres" for authentic Malaysian cuisine at budget-friendly prices. These spots offer diverse dishes like nasi lemak, roti canai, and laksa.
• Explore various accommodation options beyond luxurious hotels. Hostels, guesthouses, and homestays provide affordable yet comfortable stays, especially in areas like Georgetown or Melaka.
• Utilize Malaysia's efficient public transport networks, such as trains or buses, for cost-effective commuting between cities and within metropolitan areas like Kuala Lumpur. Consider purchasing prepaid travel cards for added convenience and discounted fares.
• Discover numerous free attractions such as public parks, mosques, temples, and heritage sites like the Sultan Abdul Samad Building or Thean Hou Temple, offering cultural insights without an entrance fee.
• Hunt for souvenirs, textiles, and handicrafts at local markets like Petaling Street in Kuala Lumpur or Jonker Street in Melaka. Bargain wisely for better deals.
• Carry a reusable water bottle and snacks when exploring. Refill at public water stations to save on buying bottled water constantly. Local fruits or snacks from markets make affordable and tasty options.
• Consider visiting during the shoulder seasons (April-May, October) to avoid peak tourist periods. This not only offers better rates for accommodations but also allows for a more peaceful exploration of attractions.
• Opt for group or budget tours when exploring attractions like Batu Caves or Langkawi's cable car. Look for package deals that offer combined entry tickets for multiple sites, often at discounted rates.
By employing these tips, travellers can maximize their budget and enjoy an enriching experience in Malaysia without compromising on the adventure. Remember to secure travel insurance for Malaysia from India before the trip, ensuring financial protection against unforeseen circumstances while exploring these cost-effective options and with the best travel insurance Malaysia.
Here is a list of well-known Indian Restaurants in Malaysia for you to fill your hunger for some desi food when you're travelling through Malaysia:
• Passage Thru India
Address: 1st Floor, No. 4, Persiaran Ampang, 55000 Kuala Lumpur, Malaysia
Must-try dishes: Butter Chicken and Garlic Naan
• Nagasari Curry House
Address: 22, Jalan Tun Mohd Fuad 2, Taman Tun Dr Ismail, 60000 Kuala Lumpur, Malaysia
Must-try dishes: Fish Head Curry
• Muthu's Curry
Address: 7, Jalan Dhoby, 74000 Seremban, Negeri Sembilan, Malaysia
Must-try dishes: Fish Head Curry and Chicken Masala
• Saravanaa Bhavan
Address: 52, Jalan Maarof, Bangsar, 59100 Kuala Lumpur, Malaysia
Must-try dishes: Masala Dosa and Filter Coffee
• Fierce Curry House
Address:16, Jalan Kemuja, Bangsar, 59000 Kuala Lumpur, Malaysia
Must-try dishes: Banana Leaf Rice with Chicken Varuval
• Restoran Sri Nirwana Maju
Address: 43, Jalan Telawi 3, Bangsar Baru, 59100 Kuala Lumpur, Malaysia
Must-try dishes: Banana Leaf Rice with Crab Curry
• Sangeetha Vegetarian Restaurant
Address: 263, Jalan Tun Sambanthan, Brickfields, 50470 Kuala Lumpur, Malaysia
Must-try dishes: Ghee Dosa and Vegetable Biryani
• Nasi Kandar Pelita
Address: Multiple branches including 149-151, Jalan Ampang, 50450 Kuala Lumpur, Malaysia
Must-try dishes: Nasi Kandar with Chicken Curry and Roti Canai
The following are a few local laws and etiquettes to keep in mind while travelling through Malaysia:
• When visiting religious sites, dress modestly; cover your shoulders and knees. Remove shoes before entering mosques and temples as a sign of respect.
• Refrain from criticizing or making disrespectful remarks about the Malaysian royal family to avoid legal repercussions.
• Use the right hand for greetings, gestures, and when passing objects. Avoid using the left hand, considered unclean in Malaysian culture.
• Malaysia's majority Muslim population observes strict alcohol regulations. Refrain from public consumption or drinking in non-designated areas.
• Avoid pointing at people or objects with your feet as it's considered disrespectful.
• Avoid public displays of affection as they might be frowned upon in conservative areas.
• Tipping isn't customary in Malaysia, except in higher-end restaurants or for exceptional service.
• Strict penalties exist for drug-related offences, including possession or trafficking, resulting in severe legal consequences.
• Use your right hand or utensils for eating, particularly when sharing communal dishes.
• Littering, especially in natural sites, is frowned upon. Dispose of trash responsibly.
Observing these local laws and cultural etiquette ensures a respectful and hassle-free experience in Malaysia. Don't forget to secure travel insurance for Malaysia from India, providing essential support and coverage during your visit.
Here are a few of the Malaysia-based Indian Embassies to look out for when you're travelling through Malaysia:
Australia-based Indian Embassy | Working Hours | Address |
Consulate General of India, Penang | Mon-Fri: 9 AM - 5:30 PM | No. 1, Jalan Tunku Abdul Rahman, 10350 George Town, Penang, Malaysia |
High Commission of India, Kuala Lumpur | Mon-Fri: 9 AM - 5:30 PM | Level 28, Menara 1 Mon't Kiara, No. 1, Jalan Kiara, Mon't Kiara, 50480 Kuala Lumpur, Malaysia |
Consulate General of India, Johor Bahru | Mon-Fri: 9 AM - 5:30 PM | Level 6, Wisma Indian Chamber, 35, Jalan Pertiwi, 83000 Batu Pahat, Johor, Malaysia |
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
Source: VisaGuide.World
Malaysia is generally safe for tourists. Exercise usual precautions in crowded areas and watch out for petty crimes like pickpocketing. Avoid secluded areas at night for added safety. Having travel insurance for Malaysia from India ensures assistance in unforeseen situations.
Indian nationals require a visa to enter Malaysia. Ensure your passport validity of at least six months and arrange necessary visas in advance.
Yes, English is widely spoken and understood, especially in tourist areas and cities. However, learning a few basic Malay phrases is appreciated and can enhance your experience when interacting with locals.
It's advisable to drink bottled or boiled water to avoid stomach issues. Carry a reusable water bottle and refill at safe sources.
Malaysia uses the Malaysian Ringgit (MYR). Exchange currencies at authorized outlets for the best rates.
Vaccinations like Hepatitis A, Typhoid, and Tetanus are recommended. Consult a healthcare professional before your trip for personalized advice. Consider travel health insurance Malaysia to cover medical emergencies during your stay.
Tipping isn't mandatory but is appreciated in high-end restaurants or for exceptional service.