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Home / Travel Insurance / Travel Insurance For France

Travel Insurance for France

France, officially called the French Republic, is a country located in Western Europe. It is a place where you can find several picturesque natural landscapes, along with glorious man-made wonders. In addition, its renowned approach to fashion and vibrant culture has massively influenced tourism in the region. If you are interested in witnessing such wonders, consider planning your next foreign trip to France. While you are at it, don’t forget to invest in proper international travel insurance for the trip.

For further details on France travel insurance, the best time to visit, places to check out, etc., make sure to go through the entirety of this page.

Key Features of Travel Insurance France

Key features Details
Cashless benefits Avail cashless treatment benefits at multiple network hospitals.
Wide coverage amount Total coverage amount ranging from $40K to $1000K.
COVID-19 cover Offers coverage for COVID-19-related hospitalisation expenses.
24x7 support Round-the-clock support for query resolution and quick claim settlements.
Comprehensive coverage Covers a wide range of unforeseen events, such as journey-related hassles,
medical emergencies and baggage-related problems.

Types Of Travel Insurance For France

Travel plan for Individuals by HDFC ERGO

Travel Plans for Individual

For the thrillseekers flying solo

The HDFC ERGO individual travel insurance plan can be the perfect companion for your solo trips around the globe. This plan type offers coverage to individual travellers against medical emergencies, baggage-related problems and journey-related hassles for the entirety of their tour.

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Travel plan for Families by HDFC ERGO

Travel plan for Families

For the families that travel together

The family international travel insurance plan by HDFC ERGO is designed to secure family vacations by offering coverage to multiple members of a family during a trip under one policy. This comprehensive travel plan can protect you and your loved ones against possible uncertainties during the travel period.

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Travel plan for Students by HDFC ERGO

Travel plan for Students

For students pursuing their goals

The France travel insurance plan for students protects individuals travelling to a foreign country for the purpose of education. In addition to medical and baggage-related cover, this plan offers coverage for personal liability, bail bonds, sponsor protection, compassionate visits, study interruption, etc.

Travel plan for Frequent Fliers by HDFC ERGO

Travel plan for Frequent Fliers

For jet setters ready for new adventures

Individuals who want to secure multiple trips in a year under a single comprehensive policy can consider this travel insurance option. This allows frequent flyers to deal with less paperwork and enjoy the benefits of travel insurance for all their trips within the stipulated period.

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Travel Plan for Senior Citizens

Travel Plan for Senior Citizens

For the ones young at heart

Older adults travelling to a foreign country for leisure or to visit a loved one can opt for this travel insurance plan. The senior citizen travel insurance plan keeps them secure against baggage loss, flight delays, medical emergencies and a variety of other possible complications.

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Benefits of Buying Travel Insurance France Plan

1

Financial peace of mind

One of the best parts about having international travel insurance is that it offers individuals financial peace of mind. It means that if an unfortunate circumstance arises out of nowhere, you won't have to break the bank to deal with it. The financial coverage offered by travel insurance will help keep your journey smooth sailing and stress levels to a minimum.

2

Cashless benefits

The cashless benefit offered with the France travel insurance is one of the most crucial aspects of the policy. With this, you can take advantage of the medical assistance offered at one of the various partnered hospitals under the insurer's network. This way, you won't have to worry about gathering funds for a medical emergency during the trip.

3

Quick assistance

Alongside these, the reliable and constant assistance offered under the France travel insurance is another of its main advantages. For example, with the international travel insurance for France by HDFC ERGO, you get 24x7 customer care and dedicated claims approval support. The smooth claim settlement and prompt query resolution will keep your trip experience smooth.

4

Offers baggage security

The perfect vacation is the one where everything goes as planned. However, life is not that simple, and instances like a delay of checked-in baggage, loss of checked-in baggage and loss of baggage and personal documents during an international trip are quite common. You can stay financially covered in case such circumstances arise by purchasing France trip insurance.

5

Comprehensive Coverage for Medical Emergencies

One of the main benefits of having a France travel insurance plan is that it covers a wide range of unforeseen expenses under medical emergencies. For example, it covers emergency medical expenses, emergency dental costs, medical evacuation, medical and body repatriation, hospital daily cash allowance, permanent disablement, accidental death, etc.

6

Cover for journey-related complications

A major benefit of having travel insurance for France is that it offers coverage for a wide range of possible uneventful situations during the trip. For instance, in case of a flight delay, the plan offers a reimbursement feature which covers the essential expenses arising due to this setback. Similarly, it covers personal liability, hijack distress allowance, etc.

Travelling to Russia for study purposes? Make sure to invest in international travel insurance for students.

What's Covered under Travel Insurance for France from India

Emergency Medical Expenses

Emergency Medical Expenses

This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.

Emergency dental expenses coverage by HDFC ERGO Travel Insurance

Dental Expenses

We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.

Personal Accident

Personal Accident

We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.

Personal Accident : Common Carrier

Personal Accident : Common Carrier

We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.

Hospital cash - accident & illness

Hospital cash - accident & illness

If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.

Flight Delay coverage by HDFC ERGO Travel Insurance

Flight Delay & Cancellation

Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.

Trip Delay & Cancellation

Trip Delay & Cancellation

In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.

Loss Of Baggage & Personal Documents by HDFC ERGO Travel Insurance

Loss of Passport & International driving license

Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.

Trip Curtailment

Trip Curtailment

Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.

Personal Liability coverage by HDFC ERGO Travel Insurance

Personal Liability

If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.

Trip Curtailment

Emergency Hotel Accommodation for Insured Person

Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions

Missed Flight Connection flight

Missed Flight Connection

Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.

Loss of Passport & International driving license :

Hijack Distress Allowance

Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.

Hospital cash - accident & illness

Emergency Cash Assistance Service

When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.

Loss Of Checked-In Baggage by HDFC ERGO Travel Insurance

Loss Of Checked-In Baggage

Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.

Delay Of Checked-In Baggage by HDFC ERGO Travel Insurance

Delay of Checked-In Baggage

Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.

Loss of Passport & International driving license :

Theft of baggage and its contents

Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.

The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.

What's Not Covered Under Travel Insurance for France from India

Breach of Law

Breach of Law

Sickness or health issues caused due to war or a breach of the law is not covered by the plan.

Consumption Of Intoxicant Substances not covered by HDFC ERGO Travel Insurance

Consumption of Intoxicant substances

If you consume any intoxicants or banned substances, the policy shall not entertain any claims.

Pre Existing Diseases not covered by HDFC ERGO Travel Insurance

Pre existing diseases

If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.

Cosmetic And Obesity Treatment not covered by HDFC ERGO Travel Insurance

Cosmetic and Obesity Treatment

Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.

Self Inflicted Injury not covered by HDFC ERGO Travel Insurance

Self Inflicted Injury

Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.

How to Buy Travel Insurance Online?

• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.

• Enter traveler details, destination information, and trip start and end dates.

• Choose your preferred plan from our three tailored options.

• Provide your personal details.

• Fill in additional details about the travelers and proceed to pay using online payment methods.

• All that's left to do is- download your policy instantly!

Don’t let flight delays, loss of baggage and other journey-related inconveniences ruin your vacation experience. Get international travel insurance today!

Interesting Facts About France

Categories Specification
CultureFrance is renowned for its rich culture, art, and culinary delights, with a deep appreciation for fine arts, music, and gastronomy.
Technological Advancements France is a hub for technology and innovation, particularly in aerospace, transportation, and telecommunications.
GeographyFrance offers diverse landscapes, from the picturesque countryside to the stunning Mediterranean coast and the majestic Alps.
Language DiversityFrench is the official language, but regional languages like Breton and Occitan are still spoken, reflecting France’s linguistic diversity.
Historical Landmarks France is steeped in history, with iconic landmarks such as the Eiffel Tower, the Palace of Versailles, and the Mont Saint-Michel.

Documents Required For The France Tourist Visa

Some of the main documents needed to acquire a France tourist visa are listed in the following;

• A couple of recent passport-sized photographs,

• Valid passport,

• Duly filled out the France visa application form with my signature,

• Proof of roundtrip flight itinerary,

• Proof of accommodation,

• Proof of civil status,

• Proof of employment status,

• A cover letter,

• Proof of sufficient financial means for the trip,

• Valid travel health insurance,

• Invitation letter from the host in France, and

• Birth certificate and letter of consent from parents (only for minors).

• Find high-quality and cheap travel insurance to France from India on our website.

Best Time To Visit France

If you are planning an international trip to France, make sure to learn about the four main seasons. Depending on the time you are visiting, you will be able to enjoy a unique tourism experience. For example, Spring is a great time to visit France for tourism purposes. It stretches from March to May and features pleasant overall weather conditions. The average temperature range during this period is 11.9°C to 21.3°C. It is recommended you bring warm clothes and rain gear if visiting during these months. Summer in France starts roughly in June and extends till August. The warm and clear summer days, with a comforting 25°C average temperature, offer ideal conditions for sightseeing, adventure activities and general exploration.

Autumn in France stretches from September to November and features an average temperature range of 10°C to 23.6°C. During these months, most regions experience frequent rain showers. However, it is a fascinating time to explore the natural beauty of the country due to the low tourist crowd. Winter in the country starts in December and lasts till February. Tons of tourists visit France during this period for its winter adventures and to experience popular events like the Lyon Festival of Lights, Christmas, New Year, Valentine’s Day, etc. When researching the best time to visit France for tourism, don’t forget to consider getting a France travel insurance plan.

To know more about the best time, climate, temperature and other factors before visiting France. Read our blog on Best time to visit France.

All Year-Round Essentials for France

1. Passport and travel documents, including Schengen visa if required, and travel insurance information.

2. Comfortable walking shoes for exploring cities and towns.

3. Sunglasses and sunscreen for summer and high-altitude areas.

4. Reusable water bottle to stay hydrated.

5. Camera and electronic chargers/adapters.

6. 4. Beach gear for coastal regions during summer.

7. Warm clothing including sweaters, coats, and thermal layers.

8. Waterproof boots or shoes for snowy or rainy conditions.

France Travel: Safety And Precautionary Measures To Be Undertaken

• Stick to the locations that are known to be safe for tourists and foreigners.

• Petty crimes are common in France, especially during summer. Keep your valuables in a safe place when using crowded public transportation.

• Always carry a valid photo ID, such as your passport, when going out in France. Police can conduct checks on a random basis.

• Strikes in France are quite common and can affect public transport and other services. Hence, always research your route and alternatives in advance.

• Medical care in France is very expensive, so make sure to invest in travel health insurance for the trip.

Covid-19 Specific Guidelines

• Wear masks in public places, especially in small and enclosed places and at large public gatherings.

• Practise social distancing and maintain self-hygiene.

• Follow the regional regulations regarding COVID-19 as imposed by the local authorities.

List of International Airports in the France

Here are some of the major international airports across France that you need to know about;

City Airport Name
ParisCharles de Gaulle Airport
ParisOrly Airport
NiceNice Côte d'Azur Airport
LyonLyon-Saint Exupéry Airport
MarseilleMarseille Provence Airport
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Planning a trip to France with your family? Get quotes on the best family travel insurance plans with HDFC ERGO!

Popular destinations in France

Here are some of the most popular tourist destinations in France that you can add to your trip itinerary;

1

Paris

Besides being the capital, Paris is also the most populous city in France. It is a massive hub of fashion, art, culture, food and history in the country. During your visit, don't forget to check out the renowned tourist attractions in the city, such as the Eiffel Tower, the Louvre, Arc de Triomphe, Notre Dame, Palais Garnier, etc.

2

Côte D'Azur

The French Riviera, also called Côte d'Azur, is the country's Mediterranean coastline in the southeast corner. It is one of the most visited tourist destinations in France, thanks to its picturesque scenic beauty, pristine shoreline, renowned resorts, luxurious restaurants, etc. While checking out the places to visit in the country, don’t forget to look for suitable international travel insurance for France.

3

Strasbourg

Located near the border of Germany in the northeast region of France, Strasbourg is a very famous tourist hotspot. If you are interested in witnessing a unique blend of French and German culture during your France trip, Strasbourg is the place to go. Check out the Cathedral Notre-Dame de Strasbourg, Qauteir des Tanneurs, Eglise Saint-Thomas, etc., during your visit.

4

Lyon

Known as the third-largest city in France, Lyon is a must-visit destination when it comes to tourism. Some of the major tourist attractions in the city are the Gallo-Roman Museum of Lyon, Traboules, Vieux Lyon, Lyon Aquarium, Place Bellecour, etc. If you are looking for cheap travel insurance to France from India, consider checking out HDFC ERGO.

5

Toulouse

Toulouse is the fourth-largest city in France, located on the banks of the beautiful River Garonne. This vibrant city is known for its world-famous cuisine, rich culture, exuberant nightlife and remarkable architecture. Some of the main tourist attractions in this city are Basilique Saint-Sernin, Place du Capitole, Couvent des Jacobins, Cathédrale Saint-Etienne, etc.

6

Nantes

The renowned French city of Nantes is located in the western region of the country, by the Loire River. The place attracts thousands of tourists every year who come to learn more about its beautiful history and culture. During your Nantes visit, make sure to check out the Château des Ducs de Bretagne, Cathédrale Saint-Pierre, Les Machines de l'île, etc.

Things To Do In France

Here are some examples of fun things to do in France in order to make the most out of your trip;

• Watch the romantic sunset from the renowned Eiffel Tower with your loved one.

• Go on a fun river cruise on the glorious Seine River and sail past several famous tourist attractions, such as the Notre Dame Cathedral, the Louvre, Place de la Concorde, etc.

• Take a tour of the famous Mont Saint-Michel to witness some of the most majestic sceneries in France.

• Take a fun cooking lesson in Burgundy and learn the art of preparing delicious French cuisine.

• Explore the region and its surrounding beauty on a bicycle during your visit to Bordeaux.

• Catch a thrilling game of football in France’s top domestic league, the Ligue 1.

• Go sailing in the beautiful French Riviera, one of the most popular tourist destinations in the country.

Money Saving Tips

Visiting France on a budget? Here are some tips you can follow to save money during your trip;

• Look for free activities offered across several places in France. It includes watching the Eiffel Tower light show, visiting free museums on Sundays, checking out the Cimetiere De Montmartre, walking the grounds of the Notre Dame Cathedral, etc.

• Invest in a city pass that allows free visits to several tourist attractions and landmarks within the city at a very low price.

• Avoid going to restaurants located in major tourist areas as they often have a higher price tag. Find local eateries, cafes and restaurants on the outskirts of the city.

• Make use of free drinking water at restaurants. Also, if you are craving wine, consider ordering house wine, which is quite good and cheap.

• Consider scheduling your France trip in the shoulder or off-season for good deals and discounts on flights and hotels.

• Invest in France travel insurance to keep yourself financially safe against various adversities. With travel insurance, you will be able to tackle unfortunate situations without exceeding your trip budget.

List Of Well-Known Indian Restaurants In France

These are some of the most popular Indian restaurants in France that you can visit during your trip;

• New Jhelum
Address: 95 Rue de Richelieu, 75002 Paris, France
Must-try: Paneer Tikka, Butter Chicken, etc.

• Villa Punjab Gastronomie Indienne
Address: 15 Rue Léon Jost, 75017 Paris, France
Must-try: Butter Naan, Paneer, etc.

• Bollynan Grands Boulevards
Address: 10 Bd Poissonnière, 75009 Paris, France
Must-try: Lassi, Nans of Chocolate, etc.

• New Balal
Address: 25 Rue Taitbout, 75009 Paris, France
Must-try: Palak Paneer, Special Kulfi, etc.

Local Law And Etiquette In France

There are certain local laws, customs and etiquette that individuals must learn about prior to their France trip. For example;

• During your visit to Antibes, a town between Cannes and Nice, make sure not to take photographs of the police officers or police cars, even if they are in the background.

• Despite being one of the most romantic places in the world, kissing on train platforms prior to train departure is prohibited in France.

• It is considered rude to waive wildly at the waiter in a restaurant. If you need service, make sure to raise your hand politely and wait for them to attend your table.

• Make sure to bring a small gift if you are visiting someone’s house or a party.

• Calling someone by their first name is mostly reserved for close family members and friends.

• The common form of greeting in France is a simple handshake.

Indian Embassies in the France

France-based Indian Embassy Working Hours Address
Embassy of India, Paris Mon-Fri, 9:00 AM - 5:30 PM15, Rue Alfred Dehodencq, 75016 Paris, France.

List Of Countries Where Travel Insurance Is Mandatory

my:health medisure super top-up plan

Schengen countries

  • France
  • Spain
  • Belgium
  • Austria
  • Italy
  • Sweden
  • Lithuania
  • Germany
  • the Netherlands
  • Poland
  • Finland
  • Norway
  • Malta
  • Portugal
  • Switzerland
  • Estonia
  • Denmark
  • Greece
  • Iceland
  • Slovakia
  • Czechia
  • Hungary
  • Latvia
  • Slovenia
  • Liechtenstein and Luxembourg
my:health medisure super top-up plan

Other countries

  • Cuba
  • Ecuador
  • Iran
  • Turkey
  • Morocco
  • Thailand
  • UAE
  • Togo
  • Algeria
  • Romania
  • Croatia
  • Moldova
  • Georgia
  • Aruba
  • Cambodia
  • Lebanon
  • Seychelles
  • Antarctica

Source: VisaGuide.World

Get the best deals on international travel insurance for Poland, Germany, and other popular European countries!

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Frequently Asked Questions

If you are visiting France from India, then you will need international travel insurance. Depending on your travel requirement, you can choose from individual, family, student, frequent flyer and senior citizen policy types.

Yes. You will need to have a valid travel insurance France plan in order to apply for a Schengen visa.

Make sure to seek medical assistance from the authorities in case you fall sick during your France tour. In addition, contact the provider of your travel insurance France plan to avail of cashless benefits via a network hospital.

The coverage amount you should select with your international travel insurance for France depends on your personal preference. In general, a travel insurance plan with minimum coverage of €30,000 for medical emergencies is required for visiting France.

The best travel insurance for France is a plan that covers all your trip needs at a reasonable price. You can find more details on different travel insurance plan types and coverages on HDFC ERGO.

The steps to buy travel insurance online for France are very simple. You can follow the process mentioned above on this page or click here. Find cheap travel insurance for France on our website.

No matter the reason, investing in travel insurance for a foreign country visit is always recommended. For visiting France, travellers from India must have a valid international travel insurance plan. If you are a student visiting France for educational purposes, you can consider getting international travel insurance for students.

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