Home content or home belongings as popularly referred to stands for all the valuables you bring into your home to add utility and aesthetics. Your household belongings such as electronic equipment, furniture and portable electronic breathe life into your home. It is hard to imagine life without home content hence; it becomes essential to cover all your home content. Just like your home structure needs protection from natural calamities, fire or accidental damage the home content requires protection against breakdown, theft etc. Getting your home content insured will help you to safeguard all your belongings, which has your hard-earned money invested.Buy home content insurance and safeguard your content against natural calamities, fire, theft or breakdowns.
HDFC ERGO’s Home Shield Insurance covers both home structure and content comprehensively to give you a one roof shopping experience. Home contents insurance typically covers items like electrical goods, furniture, jewellery, sports gear and clothes. All that you might take with you if you moved house. We also provide cover for a pedal cycle. We recommend you to buy home structure cover + content insurance. This combination helps in offering the much-needed protection for your home sweet home. Even if you stay in a rented space, you can secure your home content with HDFC ERGO’s Home Shield Insurance.
Please note that the above-mentioned benefits are illustrative refer to policy documents of Home Shield Insurance for More details
You can compare quotes offered by different home content insurance companies to pick your most suited plan. While comparing do not just consider the premium as the right measure, you must also look at the scope of cover and value that you get in case of a claim.
If your home is equipped with modern security systems like CCTV camera, 24-x7-house guard and intercom calling facility etc. then your premium for home content insurance will be a little low.
Your occupation also helps in offering a discount. We offer discounts for salaried individuals who are willing to get home content insurance. This does not mean that if you are a self-employed individual or someone who runs a business should not go for home content insurance.
Go digital. Buy home content insurance online and save some bucks. We offer an online discount on your home content insurance plan. Isn’t that amazing?
If you do not possess expensive jewellery or a pedal cycle, you can skip the optional covers to pay a little lower premium for home content insurance.
Yes. Your clothes and other belongings also get covered under home content insurance.
Yes absolutely. Home content insurance is not limited to homeowners even if you stay in a rented accommodation you can cover your home assets under home content insurance.