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Pets are cherished members of our family as well as crucial members in case of commercial breeding. But what if your pet gets sick? What if your pet gets injured? What if your pet needs to undergo surgery? To cater to all these “what ifs”, we bring to you-HDFC ERGO Paws n Claws, a pet insurance which prioritizes the health and wellbeing of your beloved pet. We provide plans tailored for your pets every need, ensuring that in case of an unforeseen health crisis, your pet receives the best possible care without having to worry about hefty veterinary bills. By opting for pet insurance, you can give your furry companion the care they deserve without worrying about hefty bills. Don’t wait for the unexpected, safeguard your pets’ health with pet insurance today.




You can keep your pet healthy and save cash!
HDFC ERGO Paws n Claws pet insurance is designed to ensure your beloved pet gets the best care in case of illness, injury, or even surgery. With tailored plans for every need, you can focus on your pet’s well-being without worrying about hefty vet bills. Don’t wait for the unexpected—secure your pet’s health today with Paws n Claws!
At HDFC ERGO, we prioritize the health and well-being of your beloved pets, thus bringing to you insurance plans tailored for your pet’s unique needs. With HDFC ERGO's Paws n Claws Pet Insurance plans, get :
All-round protection for cats and dogs
Customizable plans that cover OPD as well
Audio & video veterinary doctor consultations
Covers up to 5 pets for individual owners
Covers up to 10 pets for a commercial breeder
Hassle-free process, no need to worry
We Cover Cats and Dogs


Choose from our carefully curated plans, or make your own!
Please refer to the list of Active Products & Withdrawn Products before purchasing any policy.
See what is covered and what is not covered
The below mentioned coverage may not be available in some of our plans. Please read the policy wordings, brochure and prospectus to know more about our Pet insurance plan.
To ensure that your pet is eligible for HDFC ERGO Pet Insurance and to provide comprehensive coverage, there are certain criteria that must be met:
Pet must be minimum 6 months old to be eligible for enrolment. The maximum entry age for coverage is 5 years old.
Pre-existing conditions are generally not covered under pet insurance. Read policy wordings to know more.
Your furry friend should have received basic vaccinations to protect them from various diseases and ensure they're healthy. Read policy wordings to know more.
The claim process of HDFC ERGO pet insurance is an easy 4 step process. We provide claims on a reimbursement basis. Kindly notify us within 24 hours for mortality benefits or major illness, and within 72 hours for other sections specified in the Policy.
File a claim to care@hdfcergo.com or call us at 022 6158 2020
care@hdfcergo.com will share a checklist of documents required for reimbursement claim
HDFC ERGO General Insurance Company Limited, D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078.
The settlement will be offered within 15 days of receipt of all documents & on being satisfied with the admissibility of the claim.
Please refer to the Policy Issuance & Servicing TATs
Answers to some of the most common questions
1
Pet insurance generally covers accidents, illnesses, surgeries, prescriptions, and sometimes preventive care, depending on the policy.
2
After paying the vet bill, you submit a claim to your insurer. They'll reimburse you based on your plan's coverage percentage and deductibles.
3
Most pet insurance plans allow you to use any licensed veterinarian or specialist.
4
Consider your pet’s age, breed, health needs, and your budget. Compare different plans and read the policy details carefully.
5
Yes, there is a 30-day waiting period before coverage begins.
6
Pet must be minimum 6 months old to be eligible for coverage under HDFC ERGO Paws N Claws Pet Insurance.
7
Pets up to 5 years of age can be covered under HDFC ERGO Paws N Claws Pet Insurance.