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Pet Insurance

Pets are cherished members of our family as well as crucial members in case of commercial breeding. But what if your pet gets sick? What if your pet gets injured? What if your pet needs to undergo surgery? To cater to all these “what ifs”, we bring to you-HDFC ERGO Paws n Claws, a pet insurance which prioritizes the health and wellbeing of your beloved pet. We provide plans tailored for your pets every need, ensuring that in case of an unforeseen health crisis, your pet receives the best possible care without having to worry about hefty veterinary bills. By opting for pet insurance, you can give your furry companion the care they deserve without worrying about hefty bills. Don’t wait for the unexpected, safeguard your pets’ health with pet insurance today.

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Did you know? 💡

You can keep your pet healthy and save cash!

HDFC ERGO Paws n Claws pet insurance is designed to ensure your beloved pet gets the best care in case of illness, injury, or even surgery. With tailored plans for every need, you can focus on your pet’s well-being without worrying about hefty vet bills. Don’t wait for the unexpected—secure your pet’s health today with Paws n Claws!

Why HDFC ERGO Paws n Claws?

At HDFC ERGO, we prioritize the health and well-being of your beloved pets, thus bringing to you insurance plans tailored for your pet’s unique needs. With HDFC ERGO's Paws n Claws Pet Insurance plans, get :

Protection

Protection

All-round protection for cats and dogs

Flexibility

Flexibility

Customizable plans that cover OPD as well

Consultations

Consultations

Audio & video veterinary doctor consultations

Upto 5 Pets

Upto 5 Pets

Covers up to 5 pets for individual owners

Upto 10 Pets

Upto 10 Pets

Covers up to 10 pets for a commercial breeder

Peace of Mind

Peace of Mind

Hassle-free process, no need to worry

Types of Pets Covered

We Cover Cats and Dogs

Cat Insurance

  • Tailored for our feline friends
  • Covers vet expenses and accidents.
  • Offers specialized care options.
  • Ensures your cat’s health and well-being.
  • Choose a plan that suits your cat's needs.
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Dog Insurance

  • Dedicated to our canine friends
  • Covers medical treatments, surgeries, and preventive care.
  • Focuses on your dog’s overall health.
  • Choose a plan that keeps your dog happy and health.
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Explore our Pet Insurance Plans

Choose from our carefully curated plans, or make your own!

Please refer to the list of Active Products & Withdrawn Products before purchasing any policy.

Pet Insurance Coverage

See what is covered and what is not covered

🐾 Illness

Our policy covers both major and minor illnesses, ensuring your pet's health by addressing a variety of conditions diagnosed by veterinary professionals.

🛡️ Injury

Safeguard your pet from unexpected accidents or bites with coverage for injuries caused by other animals or accidental incidents.

✂️ Surgery

In the event your pet requires surgery, our policy provides comprehensive coverage, offering financial assistance for necessary medical procedures.

💉 Treatment Expenses

Includes diagnostics, Outpatient and Emergency care, injections, and a wide range of procedures to ensure your pet's overall well-being.

🏇 Illness or Injury from Commercial Activities

Covers injuries and illnesses resulting from activities like racing, guarding, or any occupational or business use of the insured pet.

✈️ Trip Cancellation

Reimburses non-refundable travel and accommodation expenses if a trip is cancelled or rescheduled due to an admissible claim. (Domestic travel only)

⚰️ Funeral Expenses

Provides reimbursement for funeral expenses if your pet passes away, provided a claim was admissible in the same policy year.

📞 Veterinary Consultation

Includes access to four vet-on-call services and two video consultations per policy to keep your pet in great health.

⚖️ Third-Party Liability

Protects against legal claims or lawsuits for bodily injury or property damage caused by your pet. This is our base coverage for peace of mind. Compare with alternative

The below mentioned coverage may not be available in some of our plans. Please read the policy wordings, brochure and prospectus to know more about our Pet insurance plan.

Eligibility Criteria for Pet Insurance

To ensure that your pet is eligible for HDFC ERGO Pet Insurance and to provide comprehensive coverage, there are certain criteria that must be met:

Age Requirement

Age Requirement

Pet must be minimum 6 months old to be eligible for enrolment. The maximum entry age for coverage is 5 years old.

Health Condition

Health Condition

Pre-existing conditions are generally not covered under pet insurance. Read policy wordings to know more.

Vaccination Status

Vaccination Status

Your furry friend should have received basic vaccinations to protect them from various diseases and ensure they're healthy. Read policy wordings to know more.

Embark on a journey of worry-free pet ownership today!Embark on a journey of worry-free pet ownership today!

Embark on a journey of worry-free pet ownership today!

How to Claim Pet Insurance

The claim process of HDFC ERGO pet insurance is an easy 4 step process. We provide claims on a reimbursement basis. Kindly notify us within 24 hours for mortality benefits or major illness, and within 72 hours for other sections specified in the Policy.

1

File a claim:

File a claim to care@hdfcergo.com or call us at 022 6158 2020

2

Check the Document list:

care@hdfcergo.com will share a checklist of documents required for reimbursement claim

3

Submit the Documents here

HDFC ERGO General Insurance Company Limited, D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078.

4

Settlement Within 15 Days

The settlement will be offered within 15 days of receipt of all documents & on being satisfied with the admissibility of the claim.

Please refer to the Policy Issuance & Servicing TATs

Frequently Asked Questions

Answers to some of the most common questions

Pet insurance generally covers accidents, illnesses, surgeries, prescriptions, and sometimes preventive care, depending on the policy.

After paying the vet bill, you submit a claim to your insurer. They'll reimburse you based on your plan's coverage percentage and deductibles.

Most pet insurance plans allow you to use any licensed veterinarian or specialist.

Consider your pet’s age, breed, health needs, and your budget. Compare different plans and read the policy details carefully.

Yes, there is a 30-day waiting period before coverage begins.

Pet must be minimum 6 months old to be eligible for coverage under HDFC ERGO Paws N Claws Pet Insurance.

Pets up to 5 years of age can be covered under HDFC ERGO Paws N Claws Pet Insurance.

Done Reading? Willing to Buy a Pet Insurance?Done Reading? Willing to Buy a Pet Insurance?

Done Reading? Willing to Buy a Pet Insurance?

Go for it now!