Introduction

At HDFC ERGO we believe that Health Insurance is for all.
Our ‘HDFC ERGO EquiCover Health’ product is a testament to this belief. This product is designed to cater the needs of our specially abled customers and individuals with HIV/AIDS. The product manifests our belief in inclusivity and equity towards accessibility of Health Insurance.

Eligibility

Individuals with HIV/AIDS as defined under HIV and AIDS (Prevention & Control) Act, 2017

Persons with at least 40% Disability as per The Rights of Persons with Disabilities Act, 2016 and The Mental Healthcare Act,2017

Policy Details

Particulars	Details
Minimum entry age	For Adult : 18 years For Child : New born
Maximum entry age	For Adult : 65 years For Child : 17 years
Policy tenure	1 year
Coverage type	Individual Sum Insured basis
Sum Insured options	INR 4Lac & 5Lac

Key Coverages

Covers medical expenses incurred on Hospitalization

Covers all day care treatments

Covers Cataract treatment upto INR 40,000 per eye per policy year

Covers medical expenses 30 days prior & 60 days post hospitalization

Covers listed Modern treatment procedures and AYUSH treatments upto 50% of the Sum Insured

Covers Emergency ground ambulance costs upto INR 2000 per hospitalization

Disclaimer :For in depth detail on coverages, waiting periods and exclusions kindly refer to prospectus and policy wordings before concluding a sale