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  • Introduction
  • What's included?
  • What's not included?
  • FAQs

Travel Insurance For UAE

The larger than life lifestyle and sky touching luxurious malls & hotels make UAE an iconic continent for all those who wish to dive into the rich and profound culture. Embraced with modernity, the continent of UAE is a diverse mosaic with palatial beaches, luxurious resorts and desert palaces. Right from the oil rich Abu Dhabi, shopping mirage of Dubai and clear waters of Oman each and every city in the UAE is offers you a chance to visit amusement parks, business centres and shopping malls. If you are planning to visit UAE anytime soon, then its important you insure your trip with a travel insurance policy. Read on to know why travel insurance policy is a must for visiting UAE.

Must Know Before Travelling to UAE

Category:  Leisure/ Business/Education

Currency: Dirham

Best time to travel: October to February 

Visa type for Indians: Pre approved

Must see Countries: Abu Dhabi, Dubai, Sharjah & Al Ain

Travel Insurance for UAE: While Europe is a tourist friendly continent, it is important to secure your belongings and travel agenda. Common mishaps such as loss of baggage or flight delays may affect your tour plan drastically; hence getting travel insurance is important for your next European Tour.


#the above are for information purpose only. Please consult your travel agent or respective embassy before planning your travel

What’s Included?

Medical Related Coverage


Emergency medical expenses

If there’s a medical emergency, we’re there with our cashless treatment facility because you’ve got a friend in us.


Emergency dental expenses

Did you know that dental expenses abroad can exceed your budget -trip? But worry not, our emergency dental treatment will ensure a smile in every selfie!


Medical evacuation

We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.


Hospital daily cash allowance

Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.


Medical & Body Repatriation

In case of a death, we’ll bear the cost to transfer the mortal remains to the home country.


Accidental death

We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.


Permanent Disablement

If an unfortunate accident causes permanent disability, we’ll provide a lump-sum compensation to make things a little easier for you.

Baggage-related coverage


Loss of Baggage & Personal Documents

You don’t want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.


Loss of checked-in baggage

What’s the point of vacation shopping if your luggage gets lost? Don’t worry, we’ll compensate you for the loss of your checked-in baggage.


Delay of checked-in baggage

You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we’ll reimburse you for the essentials while things get sorted.

Journey-related coverage


Personal liability

In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.


Financial Emergency Assistance

Even on a solo travel you are not alone. We’ll provide emergency cash in case of robbery, theft, or dacoity.


Hijack Distress Allowance

We might not be able to rescue a hijacked flight, but we’ll definitely compensate you for the distress it causes you.


Flight delay

Flight delays are annoying, right? We will make it a little less so by reimbursing you for the essential purchases you make in the meanwhile.


Hotel Accommodation

Let us take care of your extended hotel accommodation while you recover from your medical emergency.

What’s Not Included?


Breach of Law

Any sickness or health issues caused to due to war or a breach of the law.


Consumption of Intoxicant substances

If you consume intoxicant or banned substance, the policy shall not entertain any claims.


Pre existing diseases

If you’re suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.


Cosmetic and Obesity Treatment

If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.


Self Inflicted Injury

We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you


Adventure Sports

Any injury caused due to an adventure sport remains uncovered.

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Frequently asked questions

Select the Sum Insured which will optimally cover you in case of any eventualities. We recommend the same basis your country of visit as average medical treatment cost varies from country to country.
Certainly. You can buy travel insurance policy for your parents on Individual Sum Insured basis or on floater basis as you deem right.
Yes you can. HDFC ERGO travel Insurance policy offers cover to unaccompanied minor.
No. You can buy travel insurance for your immediate family members only.
Yes you can buy travel insurance in case you are an hypertensive /diabetic. Just declare the same. However, in case of medical emergency, you will be covered for all expenses excluding those for your Pre-existing Disease.
Deductible is the amount that the insured has to bear first in all cases and is deducted from the payable claim amount.
Sublimit is applicable for only those over 61 years. The same is specified in the policy schedule.
No, there is no such requirement. Just declare the Pre-exisiting disease condition and you are good to go.
This policy does not cover pre-existing diseases. A ‘Pre-Existing Illness’ is one with which the person is already suffering from before he buys the policy.
Emergency Medical Evacuation means arrangement for transportation required to move an insured to the nearest hospital and Medical Repatriation means arrangement for transportation required to move an insured to his/her country of residence following an emergency.
Awards & Recognition