Pradhan Mantri

प्रधानमंत्री फसल बीमा योजना
सुरक्षित किसान, देश का अभिमान

Claim Process

The Scheme operates on the principle of “Area Approach” in the selected Defined Areas which are called Insurance Unit (IU), basis Crops and Defined Areas in accordance with decision taken in the State level coordination committees on crop insurance of the respective State/UT Government . These units are notified as insurance unit applicable to Village/Village Panchayat or any other equivalent unit for major crops. For other all other crops it may be a unit of size above the level of Village/ Village Panchayat.

The main claims payout would be made, basis the Area Approach, subject to the following:

  • State has to conduct requisite number of Crop Cutting Experiments(CCEs) at the level of notified insurance unit area;
  • CCE based yield data will be submitted to insurance company within the prescribed time limit to calculate the claims payable basis the respective notified insurance unit area
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