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Home / Travel Insurance / Travel Insurance For Bhutan From India Online

Travel Insurance for Bhutan

Bhutan, nestled in the Himalayas, is known for its stunning scenery, rich culture, and spiritual vibe. When planning a trip to this serene kingdom, it's wise to think about travel insurance. This type of insurance provides financial protection in case unexpected things happen during your journey. Whether you're trekking in the mountains, exploring ancient monasteries, or soaking up the local culture, having travel insurance gives you peace of mind. Learn more about Bhutan travel insurance, essential travel tips, must-see places, and embassy contacts for a worry-free adventure.

Key Features of Travel Insurance Bhutan

Some of the main features of Bhutan travel insurance are listed below:

Key features Details
Extensive coverage Covers against medical, journey and baggage-related issues.
Cashless benefits Offers cashless benefits through multiple network hospitals.
COVID-19 coverage Covers COVID-19-related hospitalisation.
24x7 customer support Around-the-clock prompt customer support.
Quick claim settlements Dedicated claims approval team for faster claim settlements.
Wide coverage amount Overall coverage amounts from $40K to $1000K.

Types of Travel Insurance for Bhutan

You can choose from the different types of travel insurance for Bhutan in accordance with your trip requirements. The main options are;

Individuals Travel plan for Bhutan by HDFC ERGO

Travel Plans for Individual

For the solo wanderers and thrillseekers

This type of policy protects solo travellers from contingencies that they might face during their travel. The HDFC ERGO individual Bhutan travel insurance is packed with plenty of features and benefits to keep travellers financially covered in case of both medical and non-medical emergencies.

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Family Travel plan for Bhutan by HDFC ERGO

Travel plan for Families

For families travelling together

When going on a foreign trip with your family, you have to consider a lot of factors for their safety and well-being. The Bhutan travel insurance for families offers coverage to multiple members of the family under a single plan during their travel.

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Student Travel plan for Bhutan by HDFC ERGO

Travel plan for Students

For individuals accomplishing their dreams

This type of plan is for students visiting Bhutan for study/education-related purposes. It will keep you secure against a variety of contingencies, including stay-related coverage like bail bonds, compassionate visits, sponsor protection, etc., so you can focus on your studies during your abroad stay.

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Multi Trip Travel plan for Bhutan by HDFC ERGO

Travel plan for Frequent Fliers

For the ones flying frequently

This type of plan is designed for frequent flyers, offering coverage for multiple trips under one comprehensive policy. With the HDFC ERGO frequent flyer travel insurance, you won't have to worry about buying travel insurance for every trip within the specified policy timeframe.

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Senior Citizens                                    Travel plan for Bhutan

Travel Plan for Senior Citizens

For the ones who are forever young

This type of plan is specially designed to offer coverage to senior citizens against a variety of complications that may happen on an international trip. The HDFC ERGO senior citizen travel insurance for Bhutan will ensure you stay covered in case of medical and non-medical uncertainties during the trip.

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Benefits of Buying Travel Insurance Bhutan

Some of the essential benefits of having Bhutan travel insurance for the trip are;

1

24x7 Customer Support

Unexpected situations can arise when traveling abroad, causing stress and uncertainty. But with travel insurance for Bhutan from HDFC ERGO, you're prepared to handle any challenges that come your way. With 24/7 customer support and a specialized team for claims approval, you can navigate difficult times with confidence during your journey in Bhutan.

2

Medical Coverage

Medical and dental emergencies can happen unexpectedly while travelling abroad, including during your vacation in Bhutan. To safeguard yourself financially from such unforeseen events, it's advisable to invest in travel insurance for Bhutan. This insurance policy provides coverage for emergency medical and dental expenses, as well as medical and body repatriation, accidental death, and more, ensuring you're prepared for any medical situations that may arise during your trip.

3

Non-Medical Coverage

Aside from unforeseen medical issues, the Bhutan travel insurance plan also provides financial protection against various non-medical contingencies that may occur during your trip. This coverage encompasses common journey and baggage-related inconveniences, including personal liability, hijack distress allowance, financial emergency assistance, loss of baggage and personal documents, and more. With this comprehensive coverage, you can travel to Bhutan with peace of mind, knowing that you're prepared for a wide range of potential situations.

4

Stress-Free Vacations

Encountering unfortunate events during an international trip can be financially and emotionally draining. Dealing with such issues can be particularly stressful if you're unprepared. However, Bhutan travel insurance serves as a financial safety net, enabling you to enjoy your vacation fully. With its swift and comprehensive coverage, this policy minimizes your concerns, ensuring you can relax and make the most of your time in Bhutan.

5

Good For Your Pocket

Affordable travel insurance from India to Bhutan provides financial support in specific situations, saving you from unexpected expenses and helping you stick to your travel budget. With various benefits, the coverage outweighs its costs, ensuring peace of mind during your journey.

6

Cashless Benefits

A key benefit of Bhutan travel insurance is its cashless claim feature. This means that in addition to reimbursements, travellers can choose cashless treatment for medical emergencies abroad. With over 100,000 partnered hospitals worldwide, HDFC ERGO travel insurance ensures individuals receive prompt medical care.

Ready to visit Bhutan with your family? Secure your trip with the HDFC ERGO family travel insurance.

What's Covered under Travel Insurance for Bhutan from India

Here are some of the things that are usually covered under travel insurance for Bhutan from India;

Emergency Medical Expenses

Emergency Medical Expenses

This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.

Emergency dental expenses coverage by HDFC ERGO Travel Insurance

Dental Expenses

We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.

Personal Accident

Personal Accident

We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.

Personal Accident : Common Carrier

Personal Accident : Common Carrier

We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.

Hospital cash - accident & illness

Hospital cash - accident & illness

If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.

Flight Delay coverage by HDFC ERGO Travel Insurance

Flight Delay & Cancellation

Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.

Trip Delay & Cancellation

Trip Delay & Cancellation

In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.

Loss Of Baggage & Personal Documents by HDFC ERGO Travel Insurance

Loss of Passport & International driving license

Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.

Trip Curtailment

Trip Curtailment

Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.

Personal Liability coverage by HDFC ERGO Travel Insurance

Personal Liability

If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.

Trip Curtailment

Emergency Hotel Accommodation for Insured Person

Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions

Missed Flight Connection flight

Missed Flight Connection

Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.

Loss of Passport & International driving license :

Hijack Distress Allowance

Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.

Hospital cash - accident & illness

Emergency Cash Assistance Service

When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.

Loss Of Checked-In Baggage by HDFC ERGO Travel Insurance

Loss Of Checked-In Baggage

Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.

Delay Of Checked-In Baggage by HDFC ERGO Travel Insurance

Delay of Checked-In Baggage

Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.

Loss of Passport & International driving license :

Theft of baggage and its contents

Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.

The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.

What's Not Covered Under Travel Insurance for Bhutan from India

Your travel insurance for Bhutan from India policy may not offer coverage for:

Breach of Law

Breach of Law

Sickness or health issues caused due to war or a breach of the law is not covered by the plan.

Consumption Of Intoxicant Substances not covered by HDFC ERGO Travel Insurance

Consumption of Intoxicant substances

If you consume any intoxicants or banned substances, the policy shall not entertain any claims.

Pre Existing Diseases not covered by HDFC ERGO Travel Insurance

Pre existing diseases

If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.

Cosmetic And Obesity Treatment not covered by HDFC ERGO Travel Insurance

Cosmetic and Obesity Treatment

Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.

Self Inflicted Injury not covered by HDFC ERGO Travel Insurance

Self Inflicted Injury

Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.

How to Buy Travel Insurance Online?

If you want to buy travel insurance online for Bhutan, the following are the steps that you need to follow:

• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.

• Enter traveler details, destination information, and trip start and end dates.

• Choose your preferred plan from our three tailored options.

• Provide your personal details.

• Fill in additional details about the travelers and proceed to pay using online payment methods.

• All that's left to do is- download your policy instantly!

Don't let a bump in the road ruin your Bhutan adventure. Invest in Travel Insurance for your peace of mind.

Interesting Facts About Bhutan

Categories Specification
Cultural HeritageBhutan's cultural heritage is deeply rooted in Buddhism and is celebrated through vibrant festivals, traditional arts, and majestic architecture like dzongs and temples.
Technological AdvancementsBhutan is embracing technological advancements to enhance education, healthcare, governance, and environmental sustainability while preserving its cultural heritage.
GeographyBhutan's geography features diverse landscapes, from towering Himalayan peaks to lush valleys and rivers, showcasing its natural beauty.
LanguagesIn Bhutan, Dzongkha is the official language, English is widely spoken, and there's linguistic diversity with regional languages like Tshangla and Lhotshamkha.
Historical SitesBhutan is dotted with ancient fortresses, monasteries, and sacred sites, offering glimpses into its rich cultural and religious heritage.

Documents Required For The Bhutan Tourist Visa

If you are planning on visiting Bhutan for tourism purposes, you will need to apply for a tourist visa. Here are the documents required for an Bhutan tourist visa;

1. Passport:Valid passport with a minimum validity of six months beyond the intended period of stay.

2. Visa Application Form:Completed and signed Bhutan tourist visa application form.

3. Passport Size Photos:Recent passport-size photographs meeting Bhutanese visa photo requirements.

4. Itinerary:Detailed itinerary of your planned trip to Bhutan, including accommodation arrangements.

5. Flight Tickets:Proof of confirmed round-trip flight reservations to and from Bhutan.

6. Hotel Confirmation:Confirmation of hotel bookings or accommodations for the duration of your stay in Bhutan.

7. Travel Insurance:Proof of travel insurance coverage for the duration of your trip, including medical and emergency evacuation coverage.

8. Visa Fee:Payment of the Bhutan tourist visa fee, as applicable.

9. Additional Requirements:Depending on the embassy or consulate, additional documents may be required, such as a letter of invitation, bank statements, or a copy of your travel itinerary. It is advisable to check with the Bhutanese embassy or consulate in your country for specific requirements.

Best Time To Visit Bhutan

If you want to travel to Bhutan, here’s the best time to visit

The best time to visit Bhutan is typically during the spring months of March to May and the autumn months of September to November. During spring, the weather is mild, and the landscape is adorned with blooming flowers and lush greenery, creating picturesque scenery perfect for outdoor activities like trekking and sightseeing. Similarly, autumn offers clear skies, pleasant temperatures, and vibrant foliage, making it an ideal time to explore Bhutan's natural beauty and cultural attractions.

Alternatively, some travelers may opt to visit Bhutan during the quieter winter months from December to February. While temperatures can be colder, this period offers a more serene experience with fewer crowds and the possibility of witnessing traditional winter festivals. However, it's essential to be prepared for occasional snowfall and closed high-altitude passes. Additionally, visiting during the monsoon season from June to August can provide lush green landscapes, but travelers should expect occasional rainfall and muddy trails. Ultimately, the best time to visit Bhutan depends on individual preferences and interests in outdoor activities, cultural experiences, and tolerance for varying weather conditions.

All Year-Round Essentials for Bhutan

• Pack layers of clothing for varying weather conditions in Bhutan.

• Wear comfortable walking shoes to explore Bhutan's landscapes and monasteries.

• Don't forget sunscreen and sunglasses to protect against strong UV rays.

• Bring rain gear like an umbrella or waterproof jacket for occasional rainfall.

• Remember to carry any necessary personal medication.

• Bring a travel adapter for Type D and Type F electrical outlets in Bhutan.

• Carry a portable charger or power bank to keep your devices charged.

• Stay hydrated with a hydration pack or water bottle, especially at higher altitudes.

• Use insect repellent to protect against mosquitoes and other insects.

• Ensure you have comprehensive travel insurance for medical emergencies.

• Bring Bhutanese currency (Ngultrum) or Indian Rupees for smaller purchases and tips.

• Pack snacks for long journeys or hikes, as food options may be limited in remote areas.

Bhutan Safety And Precautionary Measures To Be Undertaken

When visiting any new or another country, it is essential to take safety and precautionary measures to enjoy travel. Here are some measures to be taken when in Bhutan:

Research travel advisories and check the political and social situation in Bhutan before planning your trip.

• Ensure you have comprehensive travel insurance covering medical emergencies, trip cancellations, and evacuations.

• Register with your embassy or consulate before travelling to Bhutan and provide emergency contact information.

• Respect Bhutanese culture and traditions by following local laws and customs, including dress codes and photography restrictions.

• Stay informed about weather conditions and potential natural hazards, such as landslides or floods, especially during the monsoon season.

• Carry a basic first aid kit with essential medications and supplies for minor injuries or illnesses.

• Keep your belongings secure and be cautious of pickpockets, especially in crowded areas and tourist sites.

• Drink bottled or boiled water to avoid waterborne illnesses and practice good hygiene to prevent foodborne illnesses.

Covid-19 travel specific travel guidelines

• Wear a face mask in public places and while using public transportation.

• Check the latest travel advisories and entry requirements for Bhutan, including visa and quarantine regulations, before planning your trip.

• Get vaccinated against COVID-19 as per the recommendations of health authorities and carry your vaccination certificate or proof of vaccination.

• Undergo COVID-19 testing as required by Bhutanese authorities before and during your trip, and be prepared to provide negative test results upon arrival.

List of International Airports in Bhutan

Here is a list of major international airports in Bhutan:

City Airport Name
Airport Road ParoParo International Airport, Airport Road Paro
TrashigangYongphula Domestic Airport, Trashigang
JakarBathpalathang Domestic Airport, Jakar
Sarpang DistrictGelephu Domestic Airport, Sarpang District
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Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies.

Popular Destinations in Bhutan

Here are some of the most popular travel destinations in Bhutan that you can add to your trip itinerary;

1

Paro

Home to the iconic Taktsang Monastery (Tiger's Nest) and Paro Dzong, offering stunning natural landscapes and cultural attractions.

2

Thimphu

The capital city is known for its bustling markets, impressive Tashichho Dzong, and the giant Buddha Dordenma statue overlooking the valley.

3

Punakha

Famous for the majestic Punakha Dzong, situated at the confluence of two rivers, and the scenic Punakha Suspension Bridge.

4

Bumthang Valley

A spiritual heartland with ancient monasteries, temples, and the picturesque Jakar Dzong, surrounded by lush valleys and apple orchards.

5

Phobjikha Valley

Known for its pristine environment, the valley is a winter habitat for endangered black-necked cranes, offering opportunities for nature walks and birdwatching.

6

Haa Valley

A hidden gem with stunning landscapes, traditional villages, and the scenic Haa Dzong, providing a glimpse into Bhutanese rural life and culture.

7

Wangdue Phodrang

Home to Wangdue Phodrang Dzong and scenic viewpoints overlooking the Pho Chhu and Mo Chhu rivers, offering breathtaking panoramic views.

8

Trongsa

A historical town with the impressive Trongsa Dzong, the ancestral home of the royal family, and the Ta Dzong museum showcasing Bhutanese history and artifacts.

9

Dochula Pass

A mountain pass adorned with 108 chortens offers panoramic views of the Himalayan peaks, including Gangkhar Puensum, Bhutan's highest peak.

10

Chele La Pass

The highest motorable pass in Bhutan, offering spectacular views of the surrounding mountains and valleys, and opportunities for hiking and picnicking.

Things To Do In Bhutan

During your trip to Bhutan, make sure to try these things;

Trek to the iconic Taktsang Monastery (Tiger's Nest) in Paro, perched on a cliffside.

• Explore the cultural landmarks of Thimphu, including Tashichho Dzong and the National Memorial Chorten.

• Attend colorful festivals such as Paro Tshechu or Thimphu Tshechu to witness traditional dances and rituals.

• Visit Punakha Dzong, situated at the confluence of two rivers, and hike to the scenic Khamsum Yulley Namgyal Chorten.

• Explore the ancient temples and monasteries of Bumthang Valley, such as Jakar Dzong and Jambay Lhakhang.

• Experience the tranquil beauty of Phobjikha Valley and observe black-necked cranes during their winter migration.

• Take a cultural tour of Haa Valley, visit traditional villages, and hike to the picturesque Haa Dzong.

• Explore Wangdue Phodrang Dzong and enjoy scenic views of the Pho Chhu and Mo Chhu rivers.

• Visit Trongsa Dzong, the ancestral home of the royal family, and explore the Ta Dzong museum.

• Enjoy breathtaking views from Dochula Pass and Chele La Pass, and go hiking or picnic amidst the stunning landscapes.

Money Saving Tips

Travelling across Bhutan can be quite expensive; however, there are a number of ways you can save a lot of money. For example;

• Travel during the offseason (winter or monsoon) for lower hotel and tour package rates.

• Opt for budget accommodations such as guesthouses or homestays instead of luxury hotels.

• Eat at local eateries and street food stalls for authentic and affordable meals.

• Use public transportation or shared taxis instead of private tours or hired vehicles.

• Purchase souvenirs and handicrafts directly from artisans or local markets to avoid tourist markups.

• Consider booking tours and activities directly through local operators rather than using international travel agencies.

• Plan and book your trip well in advance to take advantage of early bird discounts and promotions.

• Look for travel deals, discounts, and packages offered by airlines, hotels, and tour operators.

• Limit unnecessary expenses by prioritizing activities and attractions that align with your interests and budget.

• Carry a refillable water bottle and snacks to avoid purchasing expensive bottled water and snacks during your travels.

List of Well-Known Indian Restaurants in Bhutan

Here are some of the best Indian restaurants in Bhutan that you can visit during your trip;

Latest Recipe
Address: Shaba, Le Meridien Paro, Riverfront, Paro 12001 Bhutan
Must Try Dishes: Vegan Food

Chh'a Bistro & Bar
Address: Changzamtok, Thimphu Bhutan
Must Try Dishes: Barbecue

Masala Junction (Sinchula Indian Cuisine)
Address: Phendey Lam, Hongkong Market, Near Sangay Enterprise, Thimphu Bhutan
Must Try Dishes: Shahi Paneer

Local Law And Etiquette In Bhutan

Here are some important local laws and etiquette in Bhutan that tourists should follow;

• Respect the monarchy and refrain from any criticism or disrespectful behaviour towards the royal family.

• Dress modestly and conservatively, especially when visiting religious sites and monasteries.

• Remove hats, caps, and sunglasses before entering religious buildings and temples.

• Avoid public displays of affection, as Bhutanese society values modesty and discretion.

• Ask for permission before taking photographs of people, particularly monks and locals.

• Do not smoke or consume tobacco in public places, as smoking is prohibited in many areas.

• Avoid pointing your feet towards people or religious objects, as it is considered disrespectful.

• Show reverence and mindfulness when visiting religious sites, and refrain from speaking loudly or causing disturbances.

• Follow designated trekking trails and respect the natural environment by not littering or disturbing wildlife.

• Observe local customs and traditions, and be open to learning about Bhutanese culture and way of life.

Indian Embassies in Bhutan

Here are the Bhutan-based Indian Embassy to look out for:

Bhutan-based Indian Embassy Working Hours Address
Embassy of IndiaMon-Fri, 9:00 AM - 5:30 PMEmbassy of India, PO Box:193, Jungshina Thimphu

List Of Countries Where Travel Insurance Is Mandatory

my:health medisure super top-up plan

Schengen countries

  • France
  • Spain
  • Belgium
  • Austria
  • Italy
  • Sweden
  • Lithuania
  • Germany
  • the Netherlands
  • Poland
  • Finland
  • Norway
  • Malta
  • Portugal
  • Switzerland
  • Estonia
  • Denmark
  • Greece
  • Iceland
  • Slovakia
  • Czechia
  • Hungary
  • Latvia
  • Slovenia
  • Liechtenstein and Luxembourg
my:health medisure super top-up plan

Other countries

  • Cuba
  • Ecuador
  • Iran
  • Turkey
  • Morocco
  • Thailand
  • UAE
  • Togo
  • Algeria
  • Romania
  • Croatia
  • Moldova
  • Georgia
  • Aruba
  • Cambodia
  • Lebanon
  • Seychelles
  • Antarctica

Source: VisaGuide.World

International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.

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Frequently Asked Questions

While travel insurance is not mandatory for visiting Bhutan, it is highly recommended to ensure financial protection against unforeseen circumstances during your trip.

Bhutan travel insurance typically covers medical expenses, emergency medical evacuation, trip cancellation/interruption, baggage loss/delay, and other travel-related emergencies.

Yes, many insurance providers offer specialized travel insurance plans tailored for trips to Bhutan, providing coverage for specific risks and travel-related emergencies in the country.

Travel insurance for Bhutan provides peace of mind and financial protection against unexpected events such as medical emergencies, trip cancellations, and baggage loss, ensuring a worry-free travel experience.

Coverage for pre-existing medical conditions varies depending on the insurance provider and the specific policy. It's essential to review the policy terms and conditions carefully or consult with the insurance provider for clarification.

In case of an emergency or travel-related incident, contact your insurance provider's emergency assistance hotline immediately for guidance on how to proceed with your claim. Keep all relevant documentation and receipts for the claims process.

Some Bhutan travel insurance policies may offer coverage for certain adventure sports activities, while others may require additional coverage or riders for such activities. It's essential to check the policy details and exclusions to ensure adequate coverage for your planned activities.

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SKOCH Order-of-Merit

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Best Insurance Company in Private Sector - General 2014

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