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Home / Travel Insurance / Buy Iceland Travel Insurance Online

Iceland Travel Insurance

The Nordic island country of Iceland is one of the most amazing holiday destinations in the world. If you want to experience a slice of heaven on earth, exploring the natural wonders in Iceland would be a great choice. Alongside its natural beauty, the country is also known for its eccentric culture and availability of fun tourist activities. If this destination seems ideal for your next European vacation, make sure to secure it with Iceland travel insurance so you don’t have to compromise with anything.

Key Features of Travel Insurance Iceland

Here is a list of some of the important features of Iceland travel insurance;

Key Features Details
Maximum coverageOffers coverage against various unforeseen events, like medical, travel and baggage-related emergencies.
Constant supportRound-the-clock assistance via 24x7 customer care support and in-house claim settlement.
Easy cashless claimsOffers cashless claims benefits accessible through multiple network hospitals.
COVID-19 coverageCoverage for hospitalisation expenses caused by COVID-19.
Massive cover amountExtensive coverage range from $40k to $1000K.

Types of Travel Insurance Iceland

The type of Iceland travel insurance you choose should be based on your travel requirements. Here are the main choices that are offered;

Individuals Travel plan for Iceland by HDFC ERGO

Travel Plans for Individual

For the solo wanderers and thrillseekers

This type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.

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Family Travel plan for Iceland by HDFC ERGO

Travel Plan for Families

For families travelling together

This type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.

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Student Travel plan for Iceland by HDFC ERGO

Travel Plan for Students

For individuals accomplishing their dreams

This type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.

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Multi Trip Travel plan for Iceland by HDFC ERGO

Travel Plan for Frequent Fliers

For the ones flying frequently

This type of plan is designed to offer coverage to senior citizens during their international holidays.

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Senior Citizens                                    Travel plan for Iceland

Travel Plan for Senior Citizens

For the ones who are forever young

This policy will help secure multiple trips under one international travel insurance plan within a specified period.

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Benefits of Buying Travel Insurance Iceland Plan

There are several perks of having an Iceland travel insurance plan, such as;

1

Emergency coverage

Facing medical and non-medical emergencies during a foreign trip can be both financially and mentally challenging. Iceland travel insurance helps make those challenges easier to deal with through its coverage.

2

Stress-free journey

With Iceland travel insurance, you can quickly deal with unforeseen events and get back to enjoying your trip without skipping a beat.

3

All-time assistance

No matter the hour, the 24x7 claim settlement and customer support team under Iceland travel insurance by HDFC ERGO is always there to offer you help when you need it.

4

Cashless benefits

With Iceland travel insurance, you don’t have to worry about paying upfront medical costs in order to avail of proper medical care as the insurer will handle it directly with the hospital.

5

Good for your pocket

A travel insurance plan allows you to stay within your budget by offering additional financial assistance to deal with unforeseen events.

6

Comprehensive protection

The Iceland travel insurance offers comprehensive protection, which includes coverage for medical emergencies, journey-related complications and baggage-related issues.

Thinking about visiting France for your next European holiday? Secure your trip now with international travel insurance by HDFC ERGO.

What's Covered under Travel Insurance for Iceland from India

Here are some of the things that are usually covered under travel insurance for Iceland from India;

Medical Emergency-Related Expenses

Medical Emergency-Related Expenses

Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.

Dental Emergency-Related Expenses

Dental Emergency-Related Expenses

Iceland travel insurance also covers the expenses related to dental emergencies that you may face.

Medical Evacuation

Medical Evacuation

In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.

Hospital Daily Cash Allowance

Hospital Daily Cash Allowance

Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.

Medical And Body Repatriation

Medical And Body Repatriation

In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.

Accidental Death

Accidental Death

In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.

Permanent Disablement

Permanent Disablement

To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.

Personal Liability

Personal Liability

If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.

Financial Emergency Assistance

Financial Emergency Assistance

In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.

Hijack Distress Allowance

Hijack Distress Allowance

In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.

Flight Delays

Flight Delays

Our Iceland travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.

Hotel Accommodations

Hotel Accommodations

In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.

Loss Of Baggage And Personal Documents

Loss Of Baggage And Personal Documents

You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Iceland travel insurance.

Loss Of Checked-In Baggage

Loss Of Checked-In Baggage

Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Iceland trip in the absence of your essentials.

Delay Of Checked-In Baggage

Delay Of Checked-In Baggage

In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.

The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.

What's Not Covered Under Travel Insurance for Iceland from India

Your travel insurance for Iceland from India policy may not offer coverage for;

Breach of Law

Breach of Law

Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.

Consumption Of Intoxicant Substances not covered by HDFC ERGO Travel Insurance

Consumption of Intoxicants

If you use intoxicants or banned substances, the Iceland travel health insurance plan will not offer any coverage.

Pre Existing Diseases not covered by HDFC ERGO Travel Insurance

Pre existing diseases

If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.

War Or Terrorism

War Or Terrorism

Injuries or health complications suffered due to terrorism or war.

Self Inflicted Injury not covered by HDFC ERGO Travel Insurance

Self Inflicted Injury

Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.

Adventure Sports

Adventure Sports

The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.

Obesity And Cosmetic Treatment

Obesity And Cosmetic Treatment

During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.

How to Buy Travel Insurance Policy for Iceland Online?

If you want to buy travel insurance online for Iceland, the following are the steps that you need to follow:

• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.

• Enter traveller details, destination information, and trip start and end dates.

• Choose your preferred plan from our three tailored options.

• Provide your personal details.

• Fill in additional details about the travellers and proceed to pay using online payment methods.

• All that's left to do is- download your policy instantly!

Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.

Interesting Facts About Iceland

Categories Specification
MythologyThe majority of the locals in Iceland, around 30-40%, have a strong belief in the existence of elves.
History and governanceThe Althingi, which is Iceland’s supreme national parliament, is one of the world’s oldest surviving parliaments.
Safety rankingAs per the Global Peace Index (GPI), Iceland is the world’s safest country.
LanguageThe official language of Iceland, Icelandic, has over 100 words representing wind.
PopulationOver 60% of the local Icelandic population resides in the capital city of Reykjavik.

Documents Required for the Iceland Tourist Visa

Iceland is a part of the Schengen Agreement, so in order to obtain its tourist visa, you will need the following set of documents;

• Valid current passport,

• A passport photograph,

• Completely filled and signed the Iceland visa application form,

• Valid medical travel insurance,

• Proof of sufficient financial means,

• Proof of accommodation,

• Proof of employment,

• Proof of transportation, and/or

• Cover letter.

Best Time To Visit Iceland

For your Iceland trip, you can consider visiting between the months of June and August. During this period, the weather stays quite pleasant and warm, with a clear sky and the majestic Midnight sun. The comfortable temperature and long daytime make engaging in tourist activities ideal during this time. Besides this, late autumn or early spring can also be a good time to visit Iceland, especially if you are looking for less tourist crowds and decent weather conditions. However, to experience the phenomenal Northern Lights, you will need to visit Iceland between September and March. When planning your vacation on this beautiful Nordic island, don’t forget to get proper travel insurance for Iceland trip.

All Year-Round Essentials for Iceland

• Wind and waterproof jacket.

• Gloves, hat and headband.

• Woollen or synthetic socks.

• Sunglasses.

• Waterproof hiking boots.

• Sun lotion.

• Sleeping mask.

• Thermal base layers.

• Power bank and charging adapter.

Iceland Safety And Precautionary Measures To Be Undertaken

When visiting any new or another country, it is essential to take safety and precautionary measures to enjoy travel. Here are some measures to be taken when in Iceland:

• Research your route and places to visit in your itinerary in advance

• Stay on major highways, avoid shortcuts through townships, and avoid reliance on GPS navigation apps solely

• Avoid walking alone, especially after dark.

• Avoid visiting informal settlement areas unless you are with someone familiar with the area.

• Do not display cash or valuables.

• Drive with doors locked and windows closed.

• Always carry a copy of your Indian passport and visa.

• Keep original documents in a secure location.

• Invest in the best travel insurance for Iceland

List of International Airports in Finland

City Airport Name
VantaaHelsinki-Vantaa Airport
buy a Traavel insurance plan

Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!

Popular Destinations in Iceland

Here are some amazing tourist destinations you can check out during your Iceland trip;

1

Reykjavik

As the capital and largest city of Iceland, it is no wonder that Reykjavik is a popular tourist spot. It is an important fishing port city in Iceland, which is also a major industrial, commercial and cultural hub. Reykjavik’s tourism appeal lies within its stunning natural beauty, vibrant nightlife, pristine swimming pools, and beautiful architecture. Some of its main attractions are the Golden Circle, Sun Voyager, Hallgrimskirkja, Lake Tjornin, etc.

2

Akureyri

The quaint town of Akureyri in Northern Iceland is a place where you can experience the natural side of Iceland in all its glory. The spectacular natural beauty of this place is marked by breathtaking waterfalls and canyons. Besides, the hiking trails, natural baths, comfy cafes, etc., also add to its popularity. Its main tourist attractions include the likes of Akureyri Botanical Gardens, Art Museum, Asbyrgi Canyon, Grjotagja hot spring, etc.

3

Akranes

The port town of Akranes on Iceland’s west coast is a beautiful tourist destination you can check out. Located on the Akrafjall mountain’s foothills, the town is most famous for its ancient lighthouse. In addition, tourists visiting Akranes also find its quaint cafes, rich culture, azure swimming pools, major museums, stunning campsites, etc., very interesting. Also, don’t forget to grab a bite of pizza at the famous Galito. To keep yourself safe against financial obligations due to unanticipated events, invest in travel insurance for Iceland trip.

4

Ísafjörður

The picturesque town of Ísafjörður, which literally means the “Fjord of ice, is a highly sought-after tourist destination in the country. It is mainly a fishing-dependent town, that hosts major festivals like the Aldrei fór ég suður music festival and the Ski Week Festival, which attracts tons of tourists. Also, the town is overflowing with breathtaking natural beauty, found in the form of waterfalls, nature reserves, steep mountains and so on. Some of Ísafjörður’s main attractions are the Hornstrandir Nature Reserve, Dynjandi Waterfall, Edinborg Cultural Centre, Westfjords Maritime Museum, etc.

Things To Do In Iceland

To enhance your Iceland trip experience, here are some fun adventures and activities you can try;

• Enjoy an authentic urban tourism experience in Reykjavik.

• Take on the challenge of climbing a glacier in Iceland.

• Take a tour of the famous Golden Circle to witness the Thingvellir National Park, Gullfoss Waterfall and Geysir geothermal area.

• Enjoy a relaxing soak in one of Iceland’s hot springs.

• Go for a stargazing experience amidst nature.

• Enjoy snowmobiling on Langjokull while witnessing the breathtaking sunset.

• Catch a glimpse of the divine Northern Lights in all its glory.

• Check out the beautiful waterfalls across Iceland.

• Visit the black sand beach in Iceland’s Reynisdrangar.

Money Saving Tips

Here are some tips you can follow to save a few bucks during your Iceland trip;

• Alcohol can be expensive so buy it from duty-free stores, like the ones in Keflavik Airport.

• You can enjoy beer and wine at discounted prices in Iceland during happy hours at pubs, which run approximately from 3 PM to 9 PM, every day.

• You can save money on the internet by using public WiFi, which is available in almost all institutions.

• You can ask for free water in Iceland nearly everywhere, letting you save money by not buying bottled water.

• Use local buses instead of taxis in order to save considerable money on transfers.

• Skip visiting Iceland during the peak season to avoid the high cost of hotels and flights.

• Get travel insurance for Iceland trip to keep your budget intact when faced with unforeseen medical and non-medical events during the journey.

List of Well-Known Indian Restaurants in Iceland

Here are some popular Indian restaurants across Iceland that you can check out during your visit;

Bombay Brasserie
Address: Taj Cape Town, 1 Wale St, Cape Town City Centre, Cape Town, 8000, Iceland
Popular Dishes: Baingan bharta, kofta curry, lamb biryani, seared prawn, Malva pudding, and gulab jamun.

Thali
Address: 3 Park Rd, Gardens, Cape Town, 8001, Iceland
Popular Dishes: Include masala chicken curry, Mustard cauliflower, Masala duck taco, Lamb galouti kebabs, and Sweetcorn kale bhaji.

Taste of India
Address: CNR 9th Avenue & Rivonia Boulevard, Johannesburg 2191 Iceland
Popular Dishes: Chicken Biriyani, Naan, and Chicken Vindaloo.

The Royal India
Address: The Forum (opposite Sandton Convention), 2 Maude Street, Sandton Central, 2196
Popular Dishes: Butter Chicken, Vegetable Pulav, Peswari Naan, and Faluda.

Local Law And Etiquette In Iceland

Before landing in Iceland, it is better to have a general idea of its local laws and etiquette, such as;

• Instead of saying “please”, politeness in Iceland is shown via manner and way of speaking.

• Iceland has a very fragile ecosystem that tourists must respect. For instance, it is advised not to walk on the moss found on lava fields in the country.

• When visiting someone’s home in Iceland, it is a custom to take off your shoes before going inside.

• Stick to official roads for driving. Offroading in Iceland is considered illegal and will attract hefty fines.

• Look for all types of signs when exploring Iceland and take whatever’s written or indicated seriously.

• Icelandic horses have special diets, so avoid feeding them anything.

• Avoid littering and make sure to clean up after yourself.

• When addressing someone in Iceland, it is best to use their first name.

Indian Embassies in Iceland

The details of the Indian embassy in Iceland are as follows;

Iceland-based Indian Embassy Working Hours Address
Embassy of IndiaMon-Fri, 08:30 AM to 5 PMEmbassy of India, Tungata-7, Reykjavik, Iceland.

International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.

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Frequently Asked Questions

Yes. As Iceland is a part of the Schengen Agreement, valid travel medical insurance is required for getting an Icelandic tourist visa. Also, having travel insurance for the trip is highly recommended to avoid financial risks against unforeseen events.

The minimum coverage required in Iceland travel insurance to apply for a tourist visa is 30,000 euros.

The baggage-related coverage offered under Iceland travel insurance includes cover for loss of baggage and personal documents, delay of checked-in baggage, loss of checked-in baggage, etc.

Generally, travel insurance doesn’t offer any coverage for injuries resulting from self-inflicted harm or suicide attempts.

Yes. You can buy travel insurance for Iceland trip from your preferred insurer’s online website or app. Buy Iceland travel insurance in just a few clicks from HDFC ERGO.

Yes. Not just senior citizens, but all travellers from India are required to have valid travel medical insurance to get an Iceland tourist visa. You can consider Iceland travel insurance for senior citizens on HDFC ERGO.

The cost of Iceland travel insurance varies depending on factors like included travellers and their age, total number of days of the trip, type of plan and coverage selected, etc.

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