Travel Insurance for Indonesia

Indonesia, a diverse archipelago nation located in Southeast Asia, beckons travellers with its stunning landscapes, rich cultural tapestry, and vibrant cuisine. Whether you're drawn to the ancient temples of Bali, the bustling streets of Jakarta, or the pristine beaches of Komodo Island, Indonesia offers an array of experiences for every type of adventurer. As you plan your journey to this captivating destination, it's essential to consider securing International travel insurance to ensure a worry-free experience.

Travel insurance for Indonesia provides essential financial protection against a range of unforeseen circumstances that may arise during your trip. From medical emergencies to trip cancellations, lost luggage to flight delays, having comprehensive coverage offers peace of mind, allowing you to focus on soaking up the beauty and culture of Indonesia without worry.

Key Features of Travel Insurance Indonesia

Some of the main features of Indonesia travel insurance are listed below:

Key features	Details
Extensive coverage	Covers against medical, journey and baggage-related issues.
Cashless benefits	Offers cashless benefits through multiple network hospitals.
COVID-19 coverage	Covers COVID-19-related hospitalisation.
24x7 customer support	Around-the-clock prompt customer support.
Quick claim settlements	Dedicated claims approval team for faster claim settlements.
Wide coverage amount	Overall coverage amounts from $40K to $1000K.

Types of Travel Insurance for Indonesia

You can choose from the different types of travel insurance for Indonesia in accordance with your trip requirements. The main options are;

Travel Plans for Individual

For the solo wanderers and thrillseekers

This type of policy protects solo travellers from contingencies that they might face during their travel. The HDFC ERGO individual Indonesia travel insurance is packed with plenty of features and benefits to keep travellers financially covered in case of both medical and non-medical emergencies.

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Travel plan for Families

For families travelling together

When going on a foreign trip with your family, you have to consider a lot of factors for their safety and well-being. The Indonesia travel insurance for families offers coverage to multiple members of the family under a single plan during their travel.

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Travel plan for Students

For individuals accomplishing their dreams

This type of plan is for students visiting Indonesia for study/education-related purposes. It will keep you secure against a variety of contingencies, including stay-related coverage like bail bonds, compassionate visits, sponsor protection, etc., so you can focus on your studies during your abroad stay.

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Travel plan for Frequent Fliers

For the ones flying frequently

This type of plan is designed for frequent flyers, offering coverage for multiple trips under one comprehensive policy. With the HDFC ERGO frequent flyer travel insurance, you won't have to worry about buying travel insurance for every trip within the specified policy timeframe.

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Travel Plan for Senior Citizens

For the ones who are forever young

This type of plan is specially designed to offer coverage to senior citizens against a variety of complications that may happen on an international trip. The HDFC ERGO senior citizen travel insurance for Indonesia will ensure you stay covered in case of medical and non-medical uncertainties during the trip.

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Benefits of Buying Travel Insurance Indonesia

Embark on your journey to Indonesia with the assurance that HDFC ERGO's Indonesia travel insurance has you covered at every step.

1

24x7 Customer Support

Indonesia travel insurance offers round-the-clock customer care support for assistance during crises.

2

Medical Coverage

Get financial protection for medical and dental emergencies, including repatriation and accidental death.

3

Non-Medical Coverage

Coverage extends to non-medical issues like baggage loss, personal liability, and hijack distress allowance.

4

Stress-Free Vacations

Travel insurance minimises financial and mental stress, ensuring a worry-free holiday.

5

Cost-Effective

Affordable insurance from India covers unforeseen events, helping you stick to your budget.

6

Cashless Benefits

Enjoy cashless treatment at partnered hospitals worldwide with Indonesia travel insurance.

What's Covered under Travel Insurance for Indonesia from India

Here are some of the things that are usually covered under travel insurance for Indonesia from India;

Emergency Medical Expenses

This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.

Dental Expenses

We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.

Personal Accident

We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.

Personal Accident : Common Carrier

We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.

Hospital cash - accident & illness

If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.

Flight Delay & Cancellation

Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.

Trip Delay & Cancellation

In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.

Loss of Passport & International driving license

Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.

Trip Curtailment

Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.

Personal Liability

If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.

Emergency Hotel Accommodation for Insured Person

Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions

Missed Flight Connection

Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.

Hijack Distress Allowance

Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.

Emergency Cash Assistance Service

When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.

Loss Of Checked-In Baggage

Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.

Delay of Checked-In Baggage

Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.

Theft of baggage and its contents

Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.

The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.

What's Not Covered Under Travel Insurance for Indonesia from India

Your travel insurance for Indonesia from India policy may not offer coverage for:

Breach of Law

Sickness or health issues caused due to war or a breach of the law is not covered by the plan.

Consumption of Intoxicant substances

If you consume any intoxicants or banned substances, the policy shall not entertain any claims.

Pre existing diseases

If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.

Cosmetic and Obesity Treatment

Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.

Self Inflicted Injury

Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.

How to Buy Travel Insurance Online?

If you want to buy travel insurance online for Indonesia, the following are the steps that you need to follow:

• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.

• Enter traveler details, destination information, and trip start and end dates.

• Choose your preferred plan from our three tailored options.

• Provide your personal details.

• Fill in additional details about the travelers and proceed to pay using online payment methods.

• All that's left to do is- download your policy instantly!

Interesting Facts About Indonesia

Categories	Specification
Natural Wonders	Indonesia is celebrated for its unparalleled natural beauty, encompassing lush rainforests, pristine beaches, and biodiverse coral reefs. Iconic destinations include Bali's rice terraces, Komodo National Park, and the enchanting landscapes of Bromo-Tengger-Semeru National Park.
Cultural Diversity	Indonesia boasts a rich tapestry of cultures, traditions, and languages, with over 300 ethnic groups inhabiting its islands. This diversity is showcased through traditional music and dance, intricate textiles, and vibrant festivals like the Toraja funeral rites and the Bali Arts Festival.
Marine Biodiversity	Indonesia is a global hotspot for marine biodiversity, home to over 3,000 species of fish and countless coral species. Dive enthusiasts flock to destinations like Raja Ampat, Wakatobi, and Bunaken to explore thriving coral reefs, encounter majestic manta rays, and marvel at colourful marine life.
Culinary Delights	Indonesian cuisine is a flavourful fusion of diverse influences, including indigenous spices, Chinese, Indian, and Dutch culinary traditions. From savoury rendang and sate skewers to fragrant nasi goreng and refreshing soto soup, Indonesia offers a tantalising array of dishes to delight every palate.
Ancient Temples	Indonesia boasts a rich heritage of ancient temples and archaeological sites, including the magnificent Borobudur and Prambanan temples in Central Java, reflecting the country's historical significance as a centre of Buddhist and Hindu civilisations in Southeast Asia.

Documents Required For The Indonesia Tourist Visa

If you are planning on visiting Indonesia for tourism purposes, you will need to apply for a tourist visa. Here are the documents required for an Indonesia tourist visa:

• Completely filled visa application form and signed by the applicant only with 1 latest

• passport size photograph

• Passport with minimum 2 blank pages

• Passport validity minimum 6 months from date of departure from Indonesia

• Passport copy

• Covering/Request letter to apply visa and purpose visit, to be addressed to Indonesian

• Embassy in New Delhi

• Proof of Health Insurance / Fill up Financial Statement Letter

• Fill up Health Protocol Statement Letter

• Certificate of final Covid-19 vaccine copy

• Itinerary Ticket (Going and Return with ticket number/booking reference number)

• Proof of sufficiency fund during visiting Indonesia (Last 3 months of Applicant’s Bank A/C

• statement with minimum balance of USD 2000)

• Proof of visa fee payment

Best Time To Visit Indonesia

The best time to visit Indonesia is generally during the dry season, which spans from May to September. This period offers sunny weather, lower humidity levels, and minimal rainfall, making it ideal for outdoor activities, beach vacations, and exploring cultural attractions. Popular destinations like Bali, Lombok, Java, and Komodo National Park experience optimal conditions for activities such as surfing, temple exploration, and wildlife encounters during this time.

However, it's essential to consider regional variations, as places like Raja Ampat and Sulawesi may have different peak seasons due to their unique climates. Additionally, travellers should be prepared for increased crowds at popular tourist spots during this peak season. Before embarking on your journey, remember to secure comprehensive insurance for travel to Indonesia to ensure peace of mind throughout your trip, covering potential emergencies and unexpected events.

Indonesia Safety And Precautionary Measures To Be Undertaken

• Stay Informed: Keep updated on local conditions and potential risks like volcanic activity or political unrest.

• Choose Safe Accommodations: Opt for reputable hotels with secure locks and emergency contact information.

• Beware of Scams: Watch out for common tourist scams and pickpockets, especially in crowded areas.

• Practice Food and Water Safety: Stick to bottled water and freshly cooked meals from trusted establishments.

• Respect Local Customs: Dress modestly in religious sites and follow local laws and traditions.

• Prepare for Natural Disasters: Be aware of evacuation routes and keep an emergency kit handy.

• Use Reliable Transportation: Stick to licensed taxis or reputable ride-hailing services.

• Stay Health-Conscious: Take necessary health precautions and protect against mosquito-borne illnesses.

List of International Airports in Indonesia

Indonesia has upwards of 680 airports, some of them grand international terminals, while some are more modest ‘airports’ with unpaved runways dotted across the archipelago. Here’s a list of the top airports in Indonesia servicing international passengers.

City	Airport Name
Jakarta	Soekarno-Hatta International Airport (CGK)
Denpasar, Bali	Ngurah Rai International Airport (DPS)
Surabaya	Juanda International Airport (SUB)
Makassar	Sultan Hasanuddin International Airport (UPG)
Medan	Kualanamu International Airport (KNO)
Yogyakarta	Adisutjipto International Airport (JOG)
Balikpapan	Sultan Aji Muhammad Sulaiman Airport (BPN)
Padang	Minangkabau International Airport (PDG)
Batam	Hang Nadim International Airport (BTH)
Manado	Sam Ratulangi International Airport (MDC)
Palembang	Sultan Mahmud Badaruddin II International Airport (PLM)
Solo	Adisumarmo International Airport (SOC)
Lombok	Lombok International Airport (LOP)
Balikpapan	Sepinggan International Airport (BPN)
Bandung	Husein Sastranegara International Airport (BDO)

Popular Destinations in Indonesia

Indonesia is renowned for its diverse array of stunning destinations, offering something for every type of traveller. Here are some of the most popular destinations in Indonesia:

1

Bali

Known for beaches, culture, and nightlife, offering relaxation and adventure.

2

Jakarta

A mix of modernity and history, with skyscrapers, markets, and cuisine.

3

Yogyakarta

Cultural hub with UNESCO temples, traditional arts, and vibrant street art.

4

Komodo National Park

Home to Komodo dragons and exceptional diving sites.

5

Ubud, Bali

Serene retreat for wellness, art, and Balinese culture.

6

Raja Ampat

Paradise for diving and nature enthusiasts with pristine reefs.

7

Lombok

Relaxing island with beaches, waterfalls, and Mount Rinjani.

8

Borobudur

Iconic Buddhist monument with intricate carvings and stunning views.

9

Tana Toraja

Known for unique culture and elaborate funeral traditions.

10

Bandung

Colonial charm, tea plantations, and diverse culinary delights.

Consider obtaining Indonesia travel insurance before your trip.

Things To Do In Indonesia

Here are some popular things you can consider doing in Indonesia during your visit:

• Beach Bliss in Bali: Relax on Bali's stunning beaches or catch waves in Uluwatu and Canggu.

• Cultural Immersion in Ubud: Explore Ubud's art scene, visit temples, and witness traditional dance performances.

• Temple Tours: Discover iconic temples like Uluwatu, Tanah Lot, and Borobudur.

• Diving in Raja Ampat: Dive into Raja Ampat's crystal-clear waters to explore vibrant coral reefs.

• Sunrise Trek at Mount Bromo: Experience the breathtaking sunrise over Mount Bromo's volcanic landscape.

• Encounter Komodo Dragons: Visit Komodo National Park to see the legendary Komodo dragons.

• Market Adventures: Explore traditional markets for colourful sights, sounds, and flavours.

• Indulge in Indonesian Cuisine: Sample local delights like nasi goreng and satay from street vendors.

• Cultural Festivals and Ceremonies: Immerse yourself in Indonesia's rich cultural heritage through festivals and ceremonies.

• Island Escape in Gili: Relax on the serene Gili Islands and snorkel with sea turtles.

Money Saving Tips

If you are planning an Indonesia trip on a tight budget, here are some tips you can follow to save money:

• Travel Off-Peak: Save by travelling during off-peak seasons.

• Book Accommodation Early: Secure deals on accommodation by booking in advance.

• Use Public Transport: Opt for buses and trains over taxis for cheaper travel.

• Eat Street Food: Enjoy affordable meals from local eateries and markets.

• Negotiate Prices: Bargain for lower prices at markets and for tours.

• Pack Light: Avoid excess baggage fees by packing light.

• Explore Free Attractions: Discover free or low-cost attractions.

• Join Walking Tours: Take advantage of free walking tours in cities.

• Withdraw Cash Wisely: Minimise ATM fees by withdrawing larger amounts less frequently.

• Stay Hydrated Economically: Carry a refillable water bottle to save on bottled water.

• Get Travel Insurance: Protect yourself from unforeseen expenses with insurance for travel to Indonesia.

List of Well-Known Indian Restaurants in Indonesia

Take a look at some of the famous Indian restaurants of Indonesia that offer delicious food-

Queen's Tandoor
Address: Multiple Locations in Jakarta, Bali, and other cities
Must-try dishes: Tandoori specialties, curries, biryanis

Ganesha Ek Sanskriti
Address: Jakarta
Must-try dishes: Diverse menu featuring North and South Indian dishes, fusion creations

Taj Mahal Restaurant
Address: Bali (Kuta area)
Must-try dishes: Traditional Indian fare including curries, kebabs, and vegetarian options

Ganesha Indian Restaurant
Address: Yogyakarta
Must-try dishes: Wide selection of Indian dishes, including vegetarian options

Saffron Indian Cuisine
Address: Surabaya
Must-try dishes: Variety of Indian delicacies, from classic curries to tandoori grills

Local Law And Etiquette In Indonesia

Make sure to remember these local laws and etiquette when visiting Indonesia-

• Respect Religious Customs: Dress modestly, especially at religious sites, and avoid public displays of affection during Ramadan.

• Politeness in Interactions: Greet with a handshake and slight bow, address people with their title, and use the right hand for gestures and transactions.

• Use Right Hand: Reserve the left hand for personal hygiene tasks; use the right hand for giving, receiving, and eating.

• Mind Body Language: Avoid pointing with the index finger and touching someone's head.

• Respect Elders: Show deference to elders through polite speech and behaviour.

• Dress Modestly: Cover shoulders and knees, particularly in rural areas and religious sites.

• Know Drug Laws: Indonesia has strict penalties for drug offenses.

• Practice Responsible Tourism: Avoid littering, support eco-friendly businesses, and respect natural habitats.

• Consider Tipping: Tip for exceptional service, typically around 5-10%.

• Photography Etiquette: Ask for permission before taking photos, especially of individuals or at religious sites.

Indian Embassies in Indonesia

Here are the Indonesia-based Indian Embassy to look out for:

Indonesia-based Indian Embassy	Working Hours	Address
Embassy of India, Jakarta	Monday through Friday from 9 AM to 5:30 PM	Jl. H.R. Rasuna Said Kav. S-1, Kuningan, Jakarta Selatan 12950, Indonesia
Consulate General of India, Bali	Monday through Friday from 9 AM to 5:30 PM	Jl. Raya Puputan No. 163, Renon, Denpasar, Bali, Indonesia