Beautiful landscapes, vibrant cities, welcoming people, and rich cultural heritage, yes, we're talking about the Netherlands. A charming country in northwestern Europe, the Kingdom of Netherlands is an enticing destination for travellers from across the globe. If you are planning a pleasant holiday in the Netherlands, you should consider buying international travel insurance for the Netherlands!
Buying travel insurance for the Netherlands ensures financial protection against unexpected circumstances that may arise during your journey. This way, you can immerse yourself in the Dutch experience with peace of mind. For comprehensive details on holiday insurance Netherlands coverage, must-visit attractions, ideal times to explore, embassy information, and more, check out the following sections.
Here is a list of some of the important features of Netherlands travel insurance;
Key features | Details |
Extensive coverage | Covers against medical, journey and baggage-related issues. |
Cashless benefits | Offers cashless benefits through multiple network hospitals. |
COVID-19 coverage | Covers COVID-19-related hospitalisation. |
24x7 customer support | Around-the-clock prompt customer support. |
Quick claim settlements | Dedicated claims approval team for faster claim settlements. |
Wide coverage amount | Overall coverage amounts from $40K to $1000K. |
You can choose from the different types of travel insurance for Netherlands in accordance with your trip requirements. The main options are;
Enjoy peace of mind with round-the-clock customer support, ensuring prompt assistance and guidance for any travel-related concerns, providing you with a sense of security during your Netherlands journey.
Shield yourself from unexpected health challenges abroad. Our policy provides comprehensive medical coverage, prioritising your well-being while exploring the Netherlands.
Beyond health concerns, our insurance extends its protective umbrella to unforeseen non-medical emergencies, ensuring your journey is resilient against unexpected hurdles.
Embrace tranquility throughout your trip with our travel insurance, crafted to eliminate stressors, letting you savour every moment of your Netherlands adventure worry-free.
Experience financial ease as our travel insurance proves not only beneficial for your safety but also friendly to your pocket, providing cost-effective solutions for a secure journey.
Experience financial ease as our travel insurance proves not only beneficial for your safety but also friendly to your pocket, providing cost-effective solutions for a secure journey.
Here are some of the things that are usually covered under travel insurance for Netherlands from India;
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
Your travel insurance for Netherlands from India policy may not offer coverage for:
Sickness or health issues caused due to war or a breach of the law is not covered by the plan.
If you consume any intoxicants or banned substances, the policy shall not entertain any claims.
If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.
Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.
Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.
If you want to buy travel insurance online for Netherlands, the following are the steps that you need to follow:
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveler details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travelers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Categories | Specification |
Cultural Heritage | With a strong emphasis on historical traditions, the Dutch embrace their cultural roots, evident in their world-renowned museums, lively festivals, and cosy Dutch cafes. |
Technological Advancements | Major tech giants have chosen cities like Amsterdam as their European headquarters, solidifying the country's position at the forefront of technological progress and fostering a dynamic atmosphere for innovation. |
Geography | The landscapes of the Netherlands are a visual spectacle, ranging from picturesque canals and windmills to expansive tulip fields. |
Languages | While Dutch is the primary language, the Netherlands boasts a multilingual environment. English proficiency is widespread, reflecting the nation's international outlook. |
Historical Sites | Steeped in history, the Netherlands hosts a plethora of historical sites. From medieval castles to well-preserved ancient towns, the country's rich past is evident at every turn. |
For those planning a delightful visit to the Netherlands, a tourist visa is a prerequisite. Ensure a smooth application process by preparing the following documents:
• A valid passport
• A duly completed and signed Netherlands tourist visa application form
• Cover letter articulating the purpose behind your visit to the Netherlands
• Evidence of comprehensive travel medical insurance coverage
• Recent passport-sized photographs
• Confirm the payment of the visa fee by providing the relevant proof
• Establish your legal residence in your home country with appropriate documentation
• Secure proof of accommodation arrangements for the duration of your stay in the Netherlands
• Present copies of any previous visas you may have obtained
• Demonstrate your financial capability to support your stay in the Netherlands
• Validate your travel plans by providing proof of round-trip flight tickets
• A travel itinerary to give a brief outlook of your visit
The peak seasons of spring and summer (April to September) are a good time to travel to the Netherlands. With mild temperatures, these months offer ideal conditions for outdoor activities and sightseeing.
Spring provides a refreshing alternative with occasional rainfall, setting the stage for lively events like Amsterdam's St. Patrick's Day celebrations. If you prefer a quieter atmosphere, Fall (October to November) offers a less crowded experience, coupled with comfortable weather.
However, winter (December to February) is less conducive for tourism, with chilly weather and potential limitations on certain attractions. Regardless of your chosen season, buying Netherlands travel health insurance is a prudent step, ensuring financial protection throughout your Dutch journey.
Netherlands is generally a safe and welcoming destination for travellers. However, as with any travel destination, taking precautionary measures is essential to ensure an enjoyable experience.
• Adhere to speed limits, traffic signals, and other road regulations.
• If cycling, stay in designated lanes and follow cycling rules.
• Be cautious on trams, buses, and trains, and mind the gap while boarding.
• Cross streets at designated crosswalks and follow pedestrian signals.
• Keep belongings secure to prevent theft, especially in crowded areas.
• If near water, be cautious of canals and follow safety guidelines.
COVID-19 precautions:
• Stay updated on current health guidelines, wear masks where required, and practice social distancing.
• Be aware of the local emergency number and know nearby healthcare facilities.
• Be ready for changing weather conditions, especially if travelling during colder seasons.
• Respect local customs and be mindful of cultural differences to ensure a positive experience.
Here’s a list of four major international airports in Netherlands.
City | Airport Name |
Amsterdam | Amsterdam Airport Schiphol |
Rotterdam | Rotterdam The Hague Airport |
Eindhoven | Eindhoven Airport |
Maastricht | Maastricht Aachen Airport |
Groningen | Groningen Airport Eelde |
Enschede | Twente Airport |
Bonaire | Flamingo International Airport |
Curacao | Hato International Airport |
Aruba | Queen Beatrix International Airport |
Amsterdam, Netherland's capital, is a mesmerising combination of historic allure and contemporary vibrancy. UNESCO-listed canals weave through the city, making it an important heritage place. Amsterdam is also home to cultural treasures like the Anne Frank House, housing poignant history, and the Van Gogh Museum, showcasing masterpieces. The city's liberal atmosphere is reflected in its Red-Light District and cannabis cafes, adding a unique flavour to the overall experience.
Rotterdam is a testament to architectural innovation and resilience. The Erasmus Bridge, an icon of modern design, spans the Maas River in Rotterdam, connecting architectural wonders like the Cube Houses and Markthal. The city's maritime heritage comes alive at the impressive port, one of Europe's largest. You must explore the contemporary art scene at the Kunsthal and savour diverse culinary delights on your trip here.
In the heart of the flower-bulb region, Keukenhof Gardens paints a breathtaking picture of colour and fragrance every spring. Popular as the "Garden of Europe," it hosts millions of tulips, daffodils, and hyacinths. Stroll through themed gardens, capturing the essence of Dutch horticulture, and witness vibrant blooms against a backdrop of traditional windmills.
Nestled along charming canals, Utrecht is a blend of medieval charm and modern vivacity. The towering Dom Tower dominates the skyline, offering panoramic views of the city. Visit the historic Oudegracht Canal, flanked by cafes and shops, and the Central Museum for a dose of Dutch art and culture.
Often hailed as the "Venice of the North," Giethoorn is truly a beauty to take in! Quaint thatched-roof houses line peaceful canals, creating an idyllic setting. Take a boat ride through the waterways to reveal the village's timeless beauty. Giethoorn invites visitors to step back in time, appreciating the simplicity and charm of rural Dutch life.
A living tribute to Dutch heritage, Zaanse Schans is an open-air museum near Amsterdam. Windmills, historic houses, and artisan workshops transport visitors to a bygone era. Witness traditional craftsmanship, from wooden clog making to cheese production. Zaanse Schans encapsulates the essence of Dutch history and culture, offering a captivating journey through time.
• Roam the charming streets of Amsterdam on foot to savour all the delightful and unforgettable experiences the city has to offer.
• Embark on scenic hikes across the Netherlands, exploring picturesque trails like the Veluwezoom National Park, the Zaanse Schans Windmill Trail, and the Sallandse Heuvelrug.
• Indulge in a picturesque ferry journey to Texel, one of the Netherlands' cherished tourist attractions.
• Set sail on a romantic canal cruise in Utrecht, offering enchanting views of the city's captivating landscapes.
• Embark on a scenic road trip along the famous Flower Route, a breathtaking drive that unfolds like a vivid painting.
• For history enthusiasts and admirers of classic architecture, a visit to the Netherlands' array of castles is a must. Explore iconic sites such as Muiderslot Castle, De Haar Castle, and Castle de Keukenhof.
• Unwind in the evening with a delightful drink at one of the cosy pubs scattered throughout the Netherlands, where the atmosphere is warm and the drinks are smooth.
Here are some tips to help you save money when planning a trip to Netherlands.
• Optimise your budget by planning your visit to the Netherlands during shoulder or off-peak seasons, and securing economical deals on flights, accommodations, and transfers.
• Explore budget-friendly lodging alternatives like hostels, Airbnbs, or accommodations on the outskirts of major cities, bypassing the need for luxury hotels.
• Embrace the Dutch pub scene wisely, keeping your drink expenses in check, especially during happy hours, to save on costs.
• Reap the benefits of safe tap water in the Netherlands by carrying a refillable bottle, avoiding the need to purchase multiple mineral water bottles.
• Discover budget-friendly dining options by exploring restaurants with early dinner deals or savouring delicious and affordable pub fare.
• Prioritise travel health insurance Netherlands for financial security against unforeseen events during your trip.
• Take advantage of free walking tours offered in major cities like Amsterdam and Utrecht, offering a cost-effective way to explore and learn about the locale.
• If your focus is on heritage sites, invest in a Dutch Museumkaart, providing affordable access to numerous museums and historical sites across the country.
Here are some famous Indian restaurants in Netherlands you can try.
Shah Jahan
Address: 1e Anjeliersdwarsstraat 18, 1015 NR Amsterdam, The Netherlands.
Must-try dishes: Indian, Asian, Balti (Vegan and gluten-free options as well)
Taj Indian
Address: Marie Heinekenplein 1, 1072 MH Amsterdam, the Netherlands
Must-try dishes: Authentic Indian (Punjabi, Goan mainly) with vegetarian and gluten-free options
91 Spices
Address: Gelderseplein 46, 4011 WZ Rotterdam
Must-try dishes: Indian, Fusion, Street food
Gandhi
Address: Houtplein 2B 2012 DG Haarlem
Must-try dishes: Indian, Asian, fusion
Kindly note these few local laws and etiquette when you explore the delights of Netherlands-
• Respect the prevalent cycling culture by being mindful of bike lanes and pedestrian crossings. Look out for cyclists and avoid blocking their paths.
• Dutch people appreciate directness, but value politeness. Use "please" and "thank you," and maintain a courteous demeanour in interactions.
• Follow a proper queue system, especially in public transport or waiting areas. Respect personal space and wait your turn.
• Keep public spaces clean. Dispose of trash responsibly and be conscious of noise levels, particularly in residential areas.
• Dutch society values punctuality. Arrive on time for appointments, meetings, and social gatherings.
• While the Netherlands has a liberal stance on certain substances, be aware of the specific regulations surrounding the use of soft drugs like marijuana. Only consume in designated areas.
• Tipping is customary, but not obligatory. In restaurants, rounding up the bill or leaving a 5-10% tip is common. Check if a service charge is included in the bill.
Here are the Netherlands-based Indian Embassy to look out for:
Netherlands-based Indian Embassy | Working Hours | Address |
Embassy of India, Hague, Netherlands | Mon-Fri, 9:00 AM - 5:30 PM | Buitenrustweg 2, 2517 KD Den Haag, Netherlands |
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
Source: VisaGuide.World
Depending on your insurance provider, you may or may not have to go through a mandatory medical check-up for your Netherlands travel health insurance plan. For example, travel insurance Netherlands from India offered by HDFC ERGO does not require mandatory health check-ups before travelling.
Yes, travel insurance is compulsory for visiting Netherlands from India.
A lot of factors can influence the premium of a Netherlands travel insurance plan, such as duration of visit, the total number of travellers and their ages, travel duration, etc. So, the amount you should be paying for your travel insurance Netherlands plan should depend on your trip criteria and the desired coverage amount. If you are travelling on a budget, browse online to get good deals on cheap travel insurance from India to Netherlands.
Travel insurance is a mandatory requirement to enter Netherlands.
Yes, students visiting Netherlands for education purposes should invest in student travel insurance for their stay. You can get affordable travel insurance from India to Netherlands online.
You can visit HDFC ERGO's page and enter the details of your trip to get quotes on the available travel insurance for Netherlands plans.
The process of buying travel insurance for Netherlands is very simple and involves a minimal amount of documentation. Contact us at contact@hdfcergo.com for any queries regarding the procedure and document requirements.