New Zealand is one of the most comfortable holiday destinations, with nature’s gripping beauty, punctual transportation, and clean roads. From stunning landscapes ranging from snowy peaks, bubbly brooks, and dense forests to adventure activities like sailing and skydiving, the country has a lot to offer to its visitors. From hiking through the Abel Tasman National Park to spotting albatrosses and dolphins, a trip to New Zealand could be a dream come true for you. Nevertheless, once you have planned your trip and booked tickets, opt for New Zealand travel insurance to suit your requirements. Travel insurance for New Zealand covers both medical and non-medical emergencies and is specifically designed to suit every individual’s requirements. The right International travel insurance for New Zealand from India ensures peace of mind against unexpected medical expenses, trip interruptions, or baggage loss. For more information about New Zealand travel insurance and its benefits, coverage, and features, continue reading.
Some of the main features of New Zealand travel insurance are listed below:
Key features | Details |
Extensive coverage | Covers against medical, journey and baggage-related issues. |
Cashless benefits | Offers cashless benefits through multiple network hospitals. |
COVID-19 coverage | Covers COVID-19-related hospitalisation. |
24x7 customer support | Around-the-clock prompt customer support. |
Quick claim settlements | Dedicated claims approval team for faster claim settlements. |
Wide coverage amount | Overall coverage amounts from $40K to $1000K. |
You can choose from the different types of travel insurance for New Zealand in accordance with your trip requirements. The main options are;
Some useful ways travel insurance for New Zealand trip can assist you are as follows:
For complete satisfaction and peace of mind, travel insurance in New Zealand offers financial coverage during medical emergencies, including hospitalisation expenses caused by the COVID-19 virus.
Delays in baggage or flights can be annoying, and they can cost you huge money if you have tight deadlines and prepaid bookings. HDFC ERGO's travel insurance for New Zealand can compensate you in unfortunate circumstances.
Hate filling out lengthy forms? With HDFC ERGO digital travel insurance, including the website and 24/7 customer support, streamline buying coverage, filing claims and accessing various other insurance-related functions. Avoid the hassle of submitting long forms by buying and filing claims for NZ travel insurance online.
If any unforeseen event occurs, travel insurance New Zealand can help. There's an emergency support team available 24/7, so you can get assistance as and when required.
International travel insurance provides financial peace by offering coverage for unexpected circumstances, reducing stress and financial burden.
Are you looking to add your children or spouse to your travel insurance policy for New Zealand? It's not a problem. You can get family coverage, provided you meet the eligibility requirements.
It's never nice to think about worst-case scenarios, but travel to New Zealand in peace knowing that your travel insurance provides cover for medical repatriation. This emergency evacuation coverage allows you to be taken back to India for medical treatment.
Making an insurance claim can be frustrating and confusing. But not anymore. With travel insurance New Zealand, the process is as efficient and stress-free as possible. To make a claim, just complete the claim filing procedure online, with experts guiding you at every step of the way.
Besides reimbursements, your travel insurance for New Zealand can help you get cashless treatment in the country during medical emergencies. HDFC ERGO travel insurance partners with more than 1 lac hospitals worldwide, helping its clients access quick medical service whenever required.
Are you and your family ready to travel to Maldives? With the HDFC ERGO family travel insurance, you can safeguard your vacation.
Here are some of the things that are usually covered under travel insurance for New Zealand from India;
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
Your travel insurance for New Zealand from India policy may not offer coverage for:
Sickness or health issues caused due to war or a breach of the law is not covered by the plan.
If you consume any intoxicants or banned substances, the policy shall not entertain any claims.
If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.
Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.
Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.
If you want to buy travel insurance online for New Zealand, the following are the steps that you need to follow:
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveler details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travelers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Categories | Specification |
Cultural Heritage | New Zealand’s cultural heritage is predominantly Māori and European, with a diverse wealth of museums, art galleries, literature, and performing arts. Get yourself travel insurance in NZ to be a part of this heritage. |
Technological Advancements | New Zealand features a highly advanced digital infrastructure and ranks among the top 20 nations in 5G deployment, internet speeds, and network coverage. |
Geography | New Zealand is one of the most popular destinations for movie shoots due to its spectacular glaciers, rugged mountains, picturesque fiords, rolling hillsides, vast plains, volcanic plateau, sandy beaches, miles of coastline and subtropical forest. |
Languages | English is the most widely spoken language in New Zealand, followed by Mandarin, Te reo Māori, and Hindi, which have sizeable speaker numbers. |
Historical Sites | The country features some of the most interesting and significant historic sites, ranging from archaeological sites and colonial-era sites to 20th-century monuments. |
The visa application process for New Zealand is simple, like getting New Zealand travel insurance. You can fill up an online application form and submit it along with the following documents:
• Old passports and original passports with a validity of 6 months.
• Travel itinerary along with proof of hotel bookings, stay the purpose of visit, and duration.
• Two recently taken passport-size photos in white background.
• Income tax returns of last three years.
• Employed individuals should submit their salary slips for the last three months and a leave letter.
• The bank duly verifies bank records and financial statements.
• Self-employed individuals must submit a company registration certificate and cover letter on their company letterhead.
• Return air tickets
• Supporting document proofs like proof of employment for a work visa and proof of admission for a study visa.
• Duly filled-in visa application form with relevant details.
• All documents must be verified and signed by Immigration New Zealand, New Delhi.
If you want to travel to New Zealand, here’s the best time to visit
The seasons in New Zealand (Located in the Southern hemisphere)are completely the opposite of those in India. Almost any time of the year is suitable for visiting New Zealand, so you can plan your travel and get holiday insurance in NZ accordingly. The summer season from December to February is pleasant and warm, and it is perfect to enjoy all of the country's adventure activities. You can also visit New Zealand during fall or autumn, from March to May. This is the perfect time for a laid-back holiday. The winter months between June and August are the best time to go skiing and hiking in the snow-clad mountains of the country. Visit New Zealand in springtime from September to November to witness flowering trees and blue skies.
Overall, the best time to visit New Zealand is during summer, when it's cold in other parts of the world. Nevertheless, the temperature in New Zealand may differ from one region to another due to the country's diverse landscape. This means that whenever you plan your trip to New Zealand, the temperature there will be perfect.
Go through our blog on the Best Time to Visit New Zealand for more details about the temperature, climate, best time, and other factors before visiting New Zealand.
Besides travel insurance for a New Zealand trip, you need the following essentials:
• These are great shoes for hiking in the country's rainforests and long strolls around Auckland.
• Rain gear because the weather can change from sunny to cloudy in a second.
• Mix-and-match wardrobe with warmer layers for the morning.
• Casual and functional outfits without tons of makeup and high heels.
• Under-pack clothing because it's easy to find a place to do laundry in New Zealand.
When visiting any new or another country, it is essential to take safety and precautionary measures to enjoy travel. Here are some measures to be taken when in New Zealand:
• Avoid participating in demonstrations unnecessarily.
• Keep your passport safe with you always.
• Familiarise yourself with the country's driving rules.
• Take shelter in a safe place quickly if you find yourself amid protests or large local gatherings.
• Learn a few phrases in the local language for easy communication.
• Kknowing the local customs, especially if you are visiting Marae, the most sacred place in the Polynesian societies.
• Follow local news and adjust your travel itinerary accordingly.
• Respect all regulations and laws imposed by the New Zealand government.
• Avoid violating the dignity of public places and not participating in unlawful activities.
• Always use legal and official mediums of transportation.
• Avoid travelling to remote locations without proper knowledge, and get help from the local authorities if situations arise.
• Be careful of your New Zealand visa validity and avoid overstaying without a valid visa.
• Select the best travel insurance for New Zealand visitors for maximum financial support throughout your trip.
• Protect your passport, baggage and other important belongings, especially in tourist spots and crowded places.
Covid-19 Specific Safety Guidelines
• Take a mask and cover your nose and mouth, especially in public places and when using public conveyance.
• Cooperate with the local government and its designated authorities and follow all COVID-19 guidelines.
• Maintain social distancing.
• Keep monitoring yourself for COVID-19 symptoms.
• Isolate yourself immediately if you develop any signs of COVID-19 virus and get tested at a nearby healthcare facility.
Air travel is one of the fastest ways to reach New Zealand from almost any part of the world. Get the best travel insurance NZ and visit the country through flights to any of the international airports mentioned below:
City | Airport Name |
Auckland | Auckland Airport |
Hamilton | Hamilton Airport |
Rotorua | Rotorua Airport |
Wellington | Wellington Airport |
Christchurch | Christchurch Airport |
Queenstown | Queenstown Airport |
Dunedin | Dunedin Airport |
Here are a few must-visit places in New Zealand that you must include in your travel itinerary:
Widely known for its Maori culture and geothermal features, Rotorua is one of the best places to visit during your trip to New Zealand. Located in the central North Island, this place is a convenient stop for travellers looking to witness colourful rock formations, bubbling mud pools and boiling geysers. Get the best travel insurance for New Zealand and remain completely protected during a day trip to Rotorua. Ensure visiting places like Wai-O-Tapu, Orakei Korako and Hell’s Gate for a splendid experience.
Located on the high central plateau of the central North Island, Tongariro National Park is a dual UNESCO World Heritage Site, listed for its cultural and natural significance. Most activities and sights in this park revolve around the three volcanic mountains: Ruapehu, Ngauruhoe, and Tongariro. In winter, the Turoa and Whakapapa ski fields offer great skiing opportunities.
Spread over an area of 50 miles into the Hauraki Gulf and going to the Firth of the Thames from Auckland, the Coromandel Peninsula is a microcosm of everything that’s exclusively great in northern New Zealand. This place has a wonderful blend of gorgeous hiking trails, mesmerizing beaches, and laid-back towns. The best thing about Coromandel Peninsula is you can create your very own hot spring bath by digging a few inches down the sand in the Hot Water Beach during low tide. You can even spend a day at the Cathedral Cove.
Hawke’s Bay is the right place for avid wine tasters. A premiere wine-producing area and also one of the oldest with 200+ vineyards, Hawke’s Bay is famous for its Art Deco appeal, the world’s largest gannet colony, and sunny climate. The Art Deco architecture of the city of Napier is specifically popular.
Dormant volcano spots, pristine beaches, diverse wildlife, and rainforests are all natural reserves that make Auckland one of the best places to visit in New Zealand. Plan your trip to this bustling cosmopolitan city for an amazing vacationing experience.
Located in northern New Zealand, the Bay of Islands is one of the most beautiful tourist spots in the country. It has more than 140 subtropical islands featuring stunning marine life and clear blue waters. The place is famous for sailing, fishing, yachting, and other adventurous activities.
With the best travel insurance NZ, you must not miss these things on your trip to New Zealand:
• Explore the Hobbit holes from popular movie sets and the lush green hills at The Hobbiton Movie Set.
• Visit Milford Sound, a fjord located southwest of New Zealand’s South Island. You will love its dramatic scenery, featuring waterfalls, marine wildlife and towering cliffs.
• Enjoy a helicopter ride or guided walk at one of the most accessible glaciers in the world- the Franz Josef Glacier.
• Take a short ferry ride to Waiheke Island, and see its beautiful beaches, relaxed lifestyle, and top-notch vineyards.
• If you are a hiking enthusiast, visit Tongariro National Park, which features trails for hikers of all levels.
• Go hiking, kayaking or wildlife watching at the Abel Tasman National Park, which features crystal clear waters, lush forests and golden sandy beaches.
• Indulge in a range of adrenaline-pumping activities, like jet boating, skiing, and bungee jumping, at Queenstown, the adventure capital of New Zealand.
• Learn about the Maori culture, taste lip-smacking local cuisine, or attend traditional concerts at Rotorua- the geothermal wonderland.
• Explore the Waitomo Caves, popular for their glowing worms that light up the underground caverns like a starry sky. Witness this amazing natural spectacle by boat or on foot.
Are you on a tight budget for your New Zealand trip? No worries when you have holiday insurance NZ and follow the tips below religiously:
• Compare flight ticket prices and dates for your trip to New Zealand on varied platforms to find the most affordable rates.
• Avoid the summers when planning your trip to New Zealand, as this will help you save big on transport, accommodation, and several adventurous activities.
• Find a travel buddy to share food, transport, and accommodation costs, thus traveling around on a budget.
• Hiring a car to get around the country can be expensive. To save money, use inter-city buses and arrange for a bus pass. Hitchhiking can also help.
• Consider camper van relocations to explore the country’s islands for a few weeks.
• Before getting a car on hire, check the fuel type required and its fuel consumption. Be smart about where you are filling the fuel tank, as there can be a major difference in fuel rates between big cities and smaller towns.
• Save supermarket receipts because many gas stations in New Zealand offer the best deals with supermarkets and several perks on fuel purchases.
• For budget accommodation, try out the tiny tents available on free campsites, but only if you are a solo traveler.
• Take free walking tours organized in several New Zealand cities, like Auckland.
• Find the best deals on expensive excursions and day trips to make incredible memories. Browse thoroughly and book such activities on discount websites.
• Join organised hostel activities, ranging from common meals and BBQs to small day trips and excursions to popular landmarks, as they are often cheap and even completely free.
• Food costs may go up in New Zealand. So, use the hostel kitchens or make your own food. This can help you save around $10 every day.
• To save money, buy seasonal and locally grown food, including wine, fish, meat, vegetables, and fruits.
Some famous Indian restaurants that you can try out during your trip to New Zealand are as follows:
Cassia
Address: 90, Federal Street, Auckland
Must-Try Dishes: Indian Cuisine
Dosa Plaza
Address: Mount Roskill, Auckland
Must-Try Dishes: Mumbai Chaats, Chole Bhature and some traditional South Indian dishes.
Little India
Address: 4 Alexandra Street, Hamilton
Must-Try Dishes: Vegetarian and Non-Vegetarian dishes, especially Punjabi cuisine.
Indian Fusion Restaurant
Address: 41 Williams Road, Paihia
Must-Try Dishes: Fish Pakoras and Butter Chicken
Taj Mahal
Address: 442 George Street, Dunedin
Must-Try Dishes: Mango Chicken and Madras Chicken
Spice Room
Address: 43 Helwick Street, Wanaka
Must-Try Dishes: Sabz Paneer and Scallop Salad
Bombay Palace
Address: 66 Shotover Street, Queenstown
Must-Try Dishes: Lamb Biriyani
Besides getting travel insurance for New Zealand visitors, you must also follow the local laws and religious guidelines the government sets for a comfortable stay in the country. A few pointers have been mentioned below:
• Avoid asking direct questions about someone’s religion, political affiliations, wealth, salary, age or weight.
• Dress standards are informal in the country. Even the best hotels and restaurants require smart attire only.
• The legal drinking age in the country is 18, but as per law, you may be asked to provide proof of age by showing your ID, which must be a New Zealand passport or driver’s license.
• Tipping is not accepted in New Zealand. You can be rewarded for excellent service in cafes and restaurants.
• Smoking is outlawed on a wide scale and banned in public buildings, outdoor areas and public transport.
Here are the New Zealand-based Indian Embassy to look out for:
New Zealand-based Indian Embassy | Working Hours | Address |
High Commission of India, Wellington, New Zealand | Monday to Friday 9 am to 5.30 pm | Ranchhod Tower, Level-2, 102-112, Lambton Quay, Wellington-6011 PO Box: 4045 |
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
Source: VisaGuide.World
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
Travel insurance from India to New Zealand is crucial as it protects against expenses during unforeseen circumstances that may arise during your trip. It will cover the costs if your luggage is stolen or lost or you experience a medical emergency.
Travel insurance for New Zealand covers several unforeseen events, including trip delays or cancellations, stolen or lost luggage, medical emergencies, and more. Coverage will depend on your chosen policy, so read the terms and conditions carefully before choosing.
No, it is not mandatory to have travel insurance from India to New Zealand, but HDFC ERGO recommends buying it before your trip. This will help you manage expensive medical bills and other unexpected expenses that may ruin your trip.
You can buy travel insurance NZ online by visiting this link. Choose the insurance policy that best suits your requirements, fill in your personal details and payment information and get your policy issued instantly.
No, you cannot buy travel insurance if your trip to New Zealand has already begun.
You must have a valid passport and travel visa before your departure date. Or you can even arrange for an NZeTA or New Zealand Electronic Travel Authority to enter New Zealand.
The best travel insurance for a holiday in New Zealand will depend on your coverage requirements, budget, and preferences. To get the best policy, visit the link and review the coverage limits, policy inclusions and exclusions, and overall cost. Ensure that a policy with sufficient coverage is chosen to eliminate the risk of financial losses.