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Travel Insurance Saudi Arabia from India
Saudi Arabia, also called the Kingdom of Saudi Arabia (KSA), is located in West Asia. The country spans the Arabian Peninsula. As an international holiday destination, Saudi Arabia rose to fame thanks to its majestic natural beauty, historical and cultural heritage and availability of several tourist attractions, like the cities of Riyadh and Al Ula, modern-day architecture, renowned monuments, etc. To explore the beautiful country of Saudi Arabia without stressing about any tour-related contingencies, buy Saudi Arabia travel insurance.
Key Features of Travel Insurance Saudi Arabia
Here is a list of some of the important features of Saudi Arabia travel insurance;
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage range from $40k to $1000K. |
Types of Travel Insurance Saudi Arabia
The type of Saudi Arabia travel insurance you choose should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For solo adventurers around the globeThis type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Travel Plan for Families
For happy family tripsThis type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Travel Plan for Students
For the ones who are far from homeThis type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Travel Plan for Frequent Fliers
For jet setters dreaming beyond known boundariesThis type of plan is designed to offer coverage to senior citizens during their international holidays.
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Travel Plan for Senior Citizens
For the ones young at heartThis policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Benefits of Buying Travel Insurance Saudi Arabia Plan
There are tons of merits that come along with a Saudi Arabia travel insurance plan, such as;
1
It helps secure your trip budget
The financial coverage offered by Saudi travel insurance assists in dealing with various unforeseen circumstances that may arise during the trip. It allows you to handle such burdens without ruining your trip budget.
2
Worry-free vacations
The wide cover amount, easy cashless facility and constant support under Saudi travel insurance help you deal with unanticipated hurdles, ensuring a hassle-free trip.
3
Wide range of cover
The extensive coverage of Saudi Arabia travel insurance offers financial protection against a wide number of medical and non-medical related issues.
4
Cashless benefits
With travel insurance for Saudi Arabia, you can avail of professional medical care via one of its network hospitals, without needing to settle any advance costs.
5
Budget-friendly protection
By paying only for the duration of the trip and the selected coverage amount, you get financial protection in your desired budget.
6
Constant support
You can get accessible customer care and claims support at all times with travel insurance for Saudi Arabia by HDFC ERGO.
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What's Covered under Travel Insurance for Saudi Arabia from India
Here are some of the things that are usually covered under travel insurance for Saudi Arabia from India;
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Saudi Arabia travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Saudi Arabia travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Saudi Arabia travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Saudi Arabia trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Saudi Arabia from India
Your travel insurance for Saudi Arabia from India policy may not offer coverage for;
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Saudi Arabia travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Saudi Arabia Online?
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveller details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travellers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Saudi Arabia
| Categories | Details |
| Modern infrastructure | Saudi Arabia is home to the world’s largest airport. It is called King Fahd International Airport, located in Dammam. |
| Nature | The world’s largest continuous sandy desert is actually located in Saudi Arabia. It is called the Empty Quarter or Rub al-Khali. |
| Nature | The desert nation of Saudi Arabia doesn’t have any permanent lakes or rivers. |
| Wildlife | The Arabian Oryx, which were once declared extinct, are now under vulnerable status with many of them living in Saudi Arabia’s Rub al-Khali desert. |
| Trade | Despite being a desert country surrounded by sand, it is not suitable for construction. Thus, Saudi Arabia purchases sand for construction from Australia. |
| History | Saudi Arabia’s Shada Mountain in the Al-Baha region features many caves that used to be inhabited in pre-historic times. |
Documents Required for the Saudi Arabia Tourist Visa
Individuals are required to produce all the necessary documents to obtain a Saudi Arabian tourist visa. Here is the list of documents needed;
1. Original and valid passport
2. Copy of the passport
3. Couple of recent passport-sized pictures
4. Duly filled and signed online Saudi Arabia visa application form
5. Required visa fee in cash
6. Airlines ticket for India
7. Copy of ID
8. Proof of hotel accommodation
Best Time To Visit Saudi Arabia
Before scheduling your Saudi Arabia trip, it is best to learn about and have some basic idea of its weather. The country has a desert climate, meaning temperatures remain above the 40°C mark for the majority of the months in a row. In addition, rainfall is very scarce, with an average annual precipitation below 150mm. The best time to visit Saudi Arabia is considered to be November, especially if you are looking for swimming and sunbathing activities. The overall weather between November and March is ideal for most types of tourist activities in Saudi Arabia. Don’t forget to secure your vacation with a decent Saudi Arabia travel insurance plan.
All Year-Round Essentials for Saudi Arabia
Regardless of when you are visiting Saudi Arabia, make sure to pack the following items;
1. Loose-fitted clothes to beat the heat.
2. Trainers as well as sandals in terms of footwear.
3. Lip balm, moisturiser, and sunscreen.
4. Sunglasses.
5. A rounded sun hat.
6. Comfy cross-body bag or a utility backpack.
7. Dry bags for beach visits.
List of International Airports in Saudi Arabia
| City/Region | Airport Name |
| Riyadh | Riyadh King Khalid Airport |
| Jeddah | King Abdulaziz International Airport |
| Dammam | Dammam King Fahd International Airport |
| Madinah | Prince Mohammad bin Abdulaziz International Airport |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Sweden
For your Saudi Arabia vacations, make sure to include the following destinations in your tour itinerary;
1
Riyadh
Besides being the capital, Riyadh is also the largest city in Saudi Arabia. Previously known as Hajr al-Yamamah, the city offers a beautiful blend of modern and mediaeval shades of tourism in the country. From world-renowned museums and UNESCO sites to massive shopping malls and posh restaurants, the city has it all. Some of its prime attractions are Kingdom Centre Tower, Masmak Fort, KAHC, Deera Square, etc.
2
Dammam
Dammam, the capital of Saudi Arabia’s Eastern Province, is a major city when it comes to tourism. As one of the largest growing cities in the region, it is no wonder that Dammam is a major hub of culture, cuisine, entertainment and tradition. Its main attractions include Dammam Corniche, Marjan Island, Heritage Village, Half Moon Bay, etc. Do remember to get Saudi Arabia travel insurance for the trip to keep yourself financially protected against unforeseen events.
3
Jeddah
The port city of Jeddah is one of Saudi Arabia’s most beautiful places you can visit. Being the gateway to the holy cities of Mecca and Medina, Jeddah welcomes tons of tourists and pilgrims every year. One of its major attractions is Al-Balad, a UNESCO World Heritage Site. The city also offers jaw-dropping waterfront views and scope for scuba diving adventures.
4
AlUla
The ancient city of AlUla in Saudi Arabia is being developed as a key tourist destination in the country. It is a place with rich history and traditions, featuring tons of archaeological and cultural attractions that tourists can witness. Some of its crucial tourist attractions are AlUla Old Town, Hegra, Heritage Oasis trail, etc.
Things To Do In Saudi Arabia
To make the most out of your Saudi Arabia visit, make sure to include some fun activities like;
1. Going on fun camel safaris in the Empty Quarter.
2. Indulging in water sports at the Persian Gulf coasts and the Red Sea.
3. Participating in mountain trekking adventures in Riyadh.
4. Opting for fun safaris and adventures in AlUla.
5. Experiencing desert camping and stargazing in AlUla.
6. Going on historical tours across all the major Saudi cities.
Money Saving Tips
Travelling across Saudi Arabia is going to be expensive but here’s how you can save a few bucks during the trip;
1. Look for affordable accommodations online and avoid booking hotels in touristy areas.
2. To explore Saudi Arabia, you can rely on its public transport. Though they offer limited connections, travelling by bus, train, car hire, etc., can be a good option.
3. Sightseeing in Saudi Arabia can be expensive, so make sure to utilise free entrances and tours wherever and whenever possible, especially at the museums.
4. Avoid travelling to Saudi Arabia during the peak tourism seasons. Consider booking everything in advance to get the best price possible.
5. Food can be expensive in Saudi Arabia, so go for local eateries instead of posh restaurants.
6. Invest in Saudi travel insurance for financial protection against unanticipated medical and non-medical hassles.
Local law and etiquette in Saudi Arabia
For a Saudi Arabia trip, here are some local laws and etiquette that tourists must know beforehand;
1. Alcohol and gambling are banned in Saudi Arabia.
2. Public display of affection (PDA) is considered disrespectful and unacceptable in Saudi Arabia.
3. Not all beaches in Saudi Arabia allow individuals to wear shorts or swimwear.
4. Shake Muslim females’ hands only when they offer you, otherwise stick to a simple hello.
5. Respect the local religious and cultural practices and follow the regional conduct, such as during prayer times.
6. Shake hands with your right hand. Using the left hand for handshakes or handing anything is considered rude.
Saudi Arabia-based Indian embassy
The details of the Saudi Arabia-based Indian embassy is as follows;
| Saudi Arabia-based Indian Embassy | Working Hours | Address |
| Embassy of India | Sun-Thu, 9 AM to 5:30 PM | B-1, Diplomatic Quarter, P.O.Box No. 94387, Riyadh- 11693, Saudi Arabia |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
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Frequently Asked Questions
1. Is travel insurance mandatory for a Saudi visa?
No. Travel insurance for a Saudi Arabia visa is not mandatory. However, investing in travel medical insurance for an international trip is highly recommended.
2. Why do I need Saudi travel insurance?
Saudi travel insurance offers financial coverage against a wide list of unforeseen medical, baggage and journey-related emergencies. It helps you deal with such issues without any hassle and avoid draining a hole in your budget.
3. What does Saudi travel insurance not cover?
Saudi travel insurance doesn’t entertain claims in case of breach of law, pre-existing diseases, consumption of intoxicants, war or terrorism, etc.
4. Which travel insurance for Saudi Arabia from India should I go for?
You should go for a Saudi Arabia travel insurance plan that fits your travel requirements and needs. For instance, if you are travelling to Saudi Arabia with your family, you should consider investing in Saudi Arabia family travel insurance.
5. What is the ideal coverage amount for travel insurance in Saudi Arabia?
The ideal coverage amount that you should opt for when choosing Saudi Arabia travel insurance depends on your coverage needs and budget.
6. How can I buy Saudi travel insurance?
You can buy Saudi travel insurance from your preferred insurer through their offline or online services. You can buy travel insurance for Saudi Arabia and many other countries online from the comfort of your home via the official HDFC ERGO website.
7. How much does travel insurance for Saudi Arabia cost?
The cost of Saudi Arabia travel insurance depends on several factors, including the selected cover amount, plan type, duration of the trip, etc.
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