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Variants of Hyundai Santro Xing Car
Hyundai Santro Xing has been sold in many variants and models during its sale period. For the first time car buyer who was looking to get an affordable set of wheels, this car was a very good choice. It was compact, easy to buy and had good build quality. For people seeking something in the more upmarket set, the vehicle was also available in upgraded models, which came packed with many features and luxuries. The car came with a 1086 cc engine that could generate 63 PS power at 5500 RPM. It could generate torque of 9.3 KGM at 3000 rpm. This was one of the most affordable four-cylinder engine cars to have sold in India. The car was also available with an LPG kit factory installed for the budget-conscious buyer.
| Model | Fuel | Engine | Transmission |
| Santro Xing Non-AC | Petrol | 1086 cc | 5 Speed Manual |
| GLPlus | Petrol | 1086 cc | 5 Speed Manual |
| GLS | Petrol | 1086 cc | 5 Speed Manual |
| Santro Eco GL Plus | Petrol + LPG | 1086 cc | 5 Speed Manual |
| Santro Eco GLS | Petrol + LPG | 1086 cc | 5 Speed Manual |
Types of Hyundai Santro Xing Car Insurance HDFC ERGO Offers
HDFC ERGO has car insurance options available for almost all models active and old in the Indian market. This comes from our commitment to serve as many people as we can with the best possible car insurance policies. We offer a single year comprehensive policy which is the go-to choice for many people. A multi-year comprehensive policy for as long as three years is also offered. The legally mandated third-party covers are also available for single and multi-year policy buyers. Whatever your requirement is, we have the best car insurance products for you!
This is the classic and most preferred kind of Hyundai Santro Xing car insurance policy that people go for. It is a package solution that covers you and your car in every possible manner. You get the legally mandated cover as well as protection for your own car. With this policy:
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
Many people tend to get tired of buying car insurance year after year. Some people simply forget about it. For such scenarios, HDFC ERGO offers a comprehensive multi-year Santro Xing car insurance policy. This is just like the single year policy but offered for as long as 3 years in one go, which makes car insurance cheaper and simpler. With this policy:
Personal accident cover
Third-party property damage
Injury to a third-party person
This is the barebones, basic car insurance policy that you buy just so that you do not get fined by the traffic police. It only provides third party protection and will not cover any risk or damage to your own car. It is only advised to buy this policy if you are in the process of selling off your car or keeping it in long term storage where it will only be taken out for service and maintenance purposes. In this policy:
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
If you are looking to get a long term third party cover, especially if you want to keep your car in long term storage because you do not want to drive it or are moving to a different location, HDFC ERGO’s multi-year third party car insurance policy is perfect for you. It can be purchased for as long as three years in one go. The biggest reason to buy this policy is to save money since third party covers are price-regulated by the government and a multi-year policy locks in the price for as long as three years at the current rate. With this policy:
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of Hyundai Santro Xing Car Insurance
Buying a new comprehensive car insurance from HDFC ERGO for your Hyundai Santro Xing will get you the best possible protection that any insurance company can offer. In India, where car thefts and accidents are commonplace, and where natural calamities can occur anytime and anywhere, you are always best protected with a comprehensive car insurance policy from HDFC ERGO. Our comprehensive insurance offers you:
Accident coverage
You never know when accidents might happen. And the cost for accidental repairs can range from anywhere between a few thousand rupees to lakhs. The cost to repair your car if it meets with an accident can be covered with HDFC ERGO car insurance.
Natural calamities
Natural calamity like flood, earthquake fires, storms etc. can cause a lot of damage to your car. Our policy will cover damage repair costs for your vehicle.
Theft
Car theft and carjacking are prevalent automobile related crimes in India. Many times, the police are unable to trace your car despite their best efforts. In such cases, the insurance company provides you compensation through your policy.
Personal accident
If you are hurt in an accident, the medical cost for treatment can be very high. In such a situation, your Hyundai Santro Xing car insurance policy, which has a personal accident cover of INR 15 lakhs, can come in handy. This can be used to cover your medical treatment costs.
Third-party liability
When an accident happens, some damage may also be caused to third parties. They can make claims for recovery in motor claims tribunals. And the compensation for the same can come from the third party liability cover of your policy.
As with any other insurance policy, motor insurance policies also come with certain exclusions, in order to best serve the largest number of customers. Your Santro Xing car insurance policy will have the following exclusions.
Depreciation
When used regularly, your Santro Xing will lose its value like any other car. This loss of value is called depreciation and it cannot be covered by a standard insurance policy. You can buy a zero depreciation add-on to account for this exclusion.
Government taxes and levies
When you bought your Santro Xing, you must have paid many different taxes. However, these are not covered by the car insurance policy.
Electrical breakdown
Being a machine, your vehicle may break down because of any number of reasons. Your insurance cannot cover any mechanical failure or electrical failure though, unless it originates from an included factor or damage caused by external elements.
Illegal behaviour
When you are driving a vehicle, you are required to meet certain legal requirements. If you are found to be in violation of any law, including but not limited to drunk driving or driving without proper documentation, the insurance policy will not cover that.
How to Renew Hyundai Santro Xing Car Insurance?
With HDFC ERGO, you do not need to worry about any complicated process for policy renewals. We leverage modern technology to provide you with the fastest and most reliable experience in all aspects of your policy, be it renewals, claims or updates. Following are some simple steps you can follow to renew your HDFC ERGO car insurance policy.
Step #1Log onto the HDFC ERGOwebsite or download the mobile app, and choose the renew option
Step #2Enter your car details, including registration, location, previous policy details, NCB, etc.
Step #3Provide your email ID and phone number, to receive the quote
Step #4Make the payment online, and voila! You’re secured.
Why Buy Hyundai Santro Xing Car Insurance from HDFC ERGO?
Santro Xing is an extremely reliable car, and for such a car, you need to get insurance from a super reliable company. While there are a number of companies that offer insurance for cars in India, not many have the ability to match the offerings of HDFC ERGO. Here are a few reasons why we are the best choice for your car insurance needs.
Wide range of add-ons
We offer a very wide range of add-ons that you can buy to improve the scope of your policy. From emergency roadside assistance to engine protector, zero depreciation cover to return to invoice cover, HDFC ERGO has the most useful add-ons for you.
Cashless facility
With more than 7600 garages in our cashless network, spread across the length and breadth of the country, you are never too far from a reliable place to get your car fixed with minimal financial and procedural challenges.
More than 1 crore happy customers
Over the years, HDFC ERGO has served more than 1 crore happy customers who have relied on us for the best possible protection. Our customers prefer to stick with us because they like the hassle-free experience.
Simple processes at every step
At HDFC ERGO. we try to make all your interactions with us as simple as possible. In this direction, we use a number of new technologies including online renewals, app-based claims and AI enabled claims processing. Not many other players in the market offer such conveniences.
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