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Customer RatingsToyota FORTUNER Car Insurance Online
Today there are more than a million Toyota customers in India and one of the most popular vehicles has undoubtedly been Toyota Fortuner. Having celebrated a dominant decade in the automobile market, FORTUNER has been nothing sort of a true king in its segment. The mighty Toyota Fortuner is said to be much more than just an SUV. Launched in India in 2009, the first-gen sold more than 16,250 units in its last year. The second-gen Fortuner hit the market in 2016, loaded with fabulous features. Its super attractive features such as the trapezoid chrome embellished front, its robust alloy wheels and the magnificent 4X4 capabilities make it a dream car for many.
Variants of Toyota FORTUNER
To cater to the different needs of diverse customers, the dynamic new Fortuner is available in a number of variants. Let us take a look at some of them:
Types of Toyota FORTUNER Car Insurance HDFC ERGO Offers
The single-year comprehensive insurance for Toyota FORTUNER comes with an annually renewable own damage cover, and a third-party liability cover that protects you financially against accidental damage, theft, and damage due to natural and manmade disasters. It also comes with a personal accident cover of INR 15 lakhs to ensure your treatment costs are taken care of in case of an accident.
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
A mandatory cover for any car on the road, the third party insurance is a basic car insurance policy that only covers against financial liability to a third-party person for injuring them or causing damage to their property as a result of an accident involving your car.
Personal accident cover
Third-party property damage
Injury to a third-party person
This is a component of the comprehensive cover that can also be bought separately as a standalone policy, especially if you already have third-party insurance for the vehicle. This policy covers damage to your own vehicle as a result of an accident, or natural and manmade disasters. It also comes with a theft cover that provides you the Insured Declared Value (IDV) in case of irretrievable theft.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
This is the policy that is the most recommended and is the one that you must choose when buying a new vehicle. It comes with a three-year third-party liability cover and an annually renewable own damage component, so that you stay covered for an extended duration. It also comes with a personal accident cover, theft protection, and the choice of add-on covers.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of Toyota FORTUNER Car Insurance
Accident coverage
Accidents are often unpredictable, and sometimes, unavoidable. However, the cost of repairing your vehicle can be mitigated with an own damage cover.
Natural or manmade calamities
Disasters strike without warning. Keep your car financially protected against damages as a result of earthquakes, floods, storms, fires, vandalism, rioting, etc.
Theft
Theft of your Innova can result in a significant financial loss without car insurance. However, with insurance, you will get the IDV of the vehicle, and if you have the Return to Invoice cover, then the entire on-road price of the car.
Personal accident
A personal accident cover of at least INR 15 lakhs is mandatory for all owners, in order to mitigate the cost of treatment in case of an accident.
Third-party liability
This takes care of your financial liabilities in case you cause injuries or damage to a third-party person or property.
Depreciation
A car is a depreciating asset. Which is why, there will be some out-of-pocket expenses when replacing an old or broken part with a new one. The difference in cost between the new part and the adjudged value of the old part is the depreciation cost, which can be avoided with a Zero Depreciation add-on cover.
Wear and tear
Wear and tear of mechanical moving parts is inevitable, which is why it’s not covered by car your insurance policy.
Electrical breakdown
The electrical components and circuitry of a vehicle are vulnerable to physical and atmospheric disturbances which can get quite unpredictable.
Illegal behaviour
Driving without a valid driver’s license, or under the influence of drugs or alcohol, or engaging in any illegal activity will almost certainly void your insurance claim.
How to Renew Toyota FORTUNER Car Insurance?
Cars are getting smarter and so are insurance companies. The days of lining up at the insurer’s office are long gone. You can now renew your Toyota FORTUNER car insurance policy online easily, from the comfort of your own home, in a matter of minutes. Here’s how:
Step #1Log onto the HDFC ERGO website or download the mobile app, and choose the renew option
Step #2Enter your car details, including registration, location, previous policy details, NCB, etc.
Step #3Provide your email ID and phone number, to receive the quote
Step #4Make the payment online, and voila! You’re secured.
Why Buy Toyota FORTUNER Car Insurance from HDFC ERGO?
When choosing an insurer, you should check its claims settlement ratio and process, customer base, and presence across your region. Only then you can get the assurance of a great experience. Here’s why you should choose HDFC ERGO:
Affordable premium
Save up to 70% on your premiums with HDFC ERGO. Also, enjoy up to 50% off on your own damage premium with the No Claims Bonus discount.
Cashless facility
Get your car repaired without denting your own finances, even temporarily, with our cashless garages. With over 7600 cashless garages across the country, you’re always covered.
Easy claims
We process over 80% of car insurance claims on the very day they are filed. This ensures there’s minimal wastage of time between your car getting damaged and repaired.
Overnight repair service
Our unique overnight repair service ensures that minor repair works, in the event of an accident, are taken care of while you catch up on sleep. The car is ready for your use the next morning.
24x7 assistance
Never get stranded anywhere with our 24x7 assistance service to help you with breakdowns, tows, etc.
cashless Garagesˇ Across India
Frequently Asked Questions
b. Return to Invoice
Travel may be put your FORTUNER at risk of theft. The RTI cover will compensate you with the original Invoice amount in case of theft or total loss of your vehicle.Get Motor Insurance for your Car
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