Art Insurance

Loss from unattended vehicles, Inventory losses

Loss or damage at any Exhibition, unless specifically notified to and agreed by the company in advance

Wear and tear, gradual deterioration, inherent vice/ defect, rust or oxidation, moth or vermin, warping or shrinkage.
Mechanical or electrical faults or breakdown

Damage during repairing, restoring, retouching, or any similar process

Aridity, humidity, exposure to light or extremes of temperature, unless such loss or damage is caused by storm, frost or fire

Willful act of insured and its representative working in collusion with the insured

Consequential loss of any kind

Mysterious disappearance or unexplained loss

Biological or chemical contamination caused by or resulting from an act of terrorism.

Nuclear reaction, nuclear radiation or radioactive contamination.

War invasion and allied perils

Damages following government action