We understand how you’ve put a lot of time, hard work and considerable money into building up your business. We also understand your needs when misfortune strikes when you least expect it. Almost anything can happen at any time – a short circuit can reduce your assets to ashes, a burst pipe can flood your premises, a riot or act of terrorism can wipe away years of effort.
To help you protect your business against such uncertainties, HDFC ERGO provides one of the best Fire & Allied Perils products in the industry. We take pride in providing you with our comprehensive protection backed by sound financial capability.
This policy is Ideal for SME’s and Corporate alike, those who need coverage for their business against uncontrollable situations that can devastate property and businesses.
The policy protects you from financial loss as a result of “named perils”. Standard perils covered are: Read More...
The policy protects you from financial loss as a result of “named perils”. Standard perils covered are:
You can also choose to extend the standard cover by including perils mentioned in the extensions.
Willful acts or gross negligence
Forest Fire, War and Nuclear group of perils
Destruction/Damage by own fermentation, natural heating or spontaneous combustion, Explosion/Implosion damage to Boilers, damage caused by centrifugal forces
Unspecified precious stones, cheques, currency, documents, etc. unless specifically declared
Consequential Losses, Theft during/after operation of peril
Terrorism
We recommend that your assets be insured on a replacement / reinstatement cost basis to get full protection following a loss.
The premium will depend on the type of occupancy, cover opted, claims experience, fire protection appliances and deductible opted under the policy
The policy is subject to a compulsory deductible and will depend upon the sum insured.
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Secured Over 1 Crore+ Smiles
All the support you need-24x7
Catering customer needs
Transparency at its best
Awards
period of testing and voluntary excess opted for by the Insured. The premium can be paid in installments, when the policy period is more than 12 months.
Car Insurance 
Bike/Two Wheeler Insurance 
Health Insurance 
Pet Insurance
Travel Insurance 
Home Insurance 
Cyber Insurance 
Third Party Vehicle Ins. 
Tractor Insurance 
Goods Carrying Vehicle Ins. 
Passenger Carrying Vehicle Ins. 
Compulsory Personal Accident Insurance 
Travel Insurance 
Rural 
Critical illness Insurance 
