Portable Electronic Equipment Insurance PolicyPortable Electronic Equipment Insurance Policy

Portable Electronic
Equipment Insurance
Policy

  • Introduction
  • What’s covered ?
  • What’s Not covered?
  • Why Choose HDFC ERGO?

Portable Electronic Equipment Insurance Policy

 

Electronic equipment can be very expensive and is easily susceptible to theft and damage. To protect your interests, HDFC ERGO’s Portable Electronic Equipment policy covers accidental damage and breakdown including fire, theft, robbery and malicious damage to new portable electronic equipment such as broadcasting, film, camera, audio-visual, diagnostic and medical equipment.

 

What’s Covered?

What’s Covered

Our Policy provides All risk cover including fortuitous or accidental damages. Coverage listed as below but limited to: Read More...

What’s not covered?

What’s not covered?

War & war like perils

What’s not covered?

Normal maintenance of the insured items

What’s not covered?

Terrorism

What’s not covered?

Nuclear Reaction, nuclear radiation or radioactive contamination.

What’s not covered?

Willful act or willful negligence of the Insured or his representative.

What’s not covered?

Pre existing faults or defects at the time of commencement of the insurance.

What’s not covered?

Loss of or damage to hard disk & read-write head whilst in transit except when caused by an insured damage to the whole computer

What’s not covered?

Derangement of the Insured property not accompanied by damage otherwise covered by this policy.

What’s not covered?

Wear and tear, cavitations, erosion, corrosion, incrustation, gradual deterioration due to atmospheric conditions.

What’s not covered?

Scratches on painted polished or enameled surfaces

What’s not covered?

Any unexplained disappearance of the Insured item

What’s not covered?

Acting on behalf of or in connection with any political organisation, requisition or destruction or damage by order of any government de-jure or de-facto or any public, municipal or local authority.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received the ICAI Award of the Year and excellence in financial reporting for the year FY: 18-19.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received the ICAI Award of the Year and excellence in financial reporting for the year FY:18-19.
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