Plate Glass Insurance PolicyPlate Glass Insurance Policy

Plate Glass Insurance
Policy

  • Introduction
  • What’s covered ?
  • What’s Not covered?
  • Why Choose HDFC ERGO?

Plate Glass Insurance Policy

 

From showrooms, window displays to offices and more – glass is expensive and fragile. It can be shattered by a random act of violence / riots and more. The Plate Glass Insurance from HDFC ERGO covers accidental breakage of glass whilst situated at the Insured's premises from any cause other than those specifically excluded in the Policy.

The policy is ideally suited for all business establishments that have plate glass installed to enhance their visual and aesthetic appeal like showrooms, shopping complexes, restaurants, hotels, theatres, stadiums, etc.

 

What’s Covered?

What's Covered
Intrinsic Value of Glass

Means its Reinstatement Value less depreciation.

Glass: Glass means fixed plain glass and mirrors in or on the premises of the Insured where such glass is situated, Read More...

What’s not Covered?

What's not covered?

The policy does not cover loss and/or damage due to Deductible Excess stated in the Schedule to the policy.

What's not covered?

Breakage or damage during removal, alterations and/or repairs in or about the premises.

What's not covered?

Disfiguration or scratching or damage of Glass other than by way of a fracture extending through the entire thickness of Glass.

What's not covered?

Breakage of Glass which is not completely and securely fixed

What's not covered?

Cracked or imperfect Glass.

What's not covered?

Expenses incurred for removal or replacement of any fittings or fixtures in order to replace Glass

What's not covered?

Any loss or damage arising from the interruption of or delay in the Insured's business during the time intervening between occurrence of any breakage and reinstatement of such Glass.

What's not covered?

Terrorism

Sum Insured

We advise value should be on Reinstatement Value

Extensions

For an additional premium, the policy can be extended to cover the risk of terrorism

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received the ICAI Award of the Year and excellence in financial reporting for the year FY: 18-19.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received the ICAI Award of the Year and excellence in financial reporting for the year FY:18-19.
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