my:health Suraksha - Gold Smart Plan

Get additional sum insured equivalent to the admissible claim amount upto a maximum of the basic sum insured.

Your hospitalization lasted for just a day that doesn’t mean it remains excluded. We cover 586 day care procedures.

Before hospitalisation,there are expenses towards doctor consultations,check-ups and prescriptions. We provide full coverage of such expenses 60 days prior to hospitalisation.

Get full coverage of expenses incurred on doctor consultations,rehabilitation charges etc. till 180 days after discharge from hospital.

If any of the insured member suffers from mental illness,the expenses for hospitalization gets covered.

If your doctor recommends treatment at home,you can avail the services right at your home that too with ""cashless facility.

Everything from bed-charges,nursing charges,blood tests,ICU and consultation fees gets covered effortlessly.

Transfer from hospital to home in an ambulance (within the same city) is also covered if the insured encounters life-threatening medical emergency.

For a noble deed as organ donation,we cover the organ harvesting expenses incurred to the donor in case the insured has to undergo organ transplant.

We support the healing powers of Ayurveda,Unnani,Sidha and Homeopathy treatment. No matter what type of treatment you prefer,we are always there for you in the time of need.

We pay out a lump sum amount of Rs.15000 as recovery benefit if hospitalization exceeds 10 continuous days so that taking care of household expenses doesn’t stress you out.

In case of an emergency that requires air ambulance services like airplane or helicopter to the nearest hospital,we get it covered seamlessly.

Few illnesses & treatments are covered after 2 years of policy issuance.

Declared and/or accepted pre-existing conditions at the time of application will be covered after first 3 years of continual renewals.

Only accidental hospitalisations shall be admitted.