May your health thrive always but what if there are times when even your existing health insurance is not enough to handle health issues? Don’t let rising medical costs keep you tensed for yourself and your family. With my:health Medisure Super Top-up, ensure the cushion of ample cover to get the best of medical treatment without any restrictions and limitations.
Hospitalisation is a testing time for all. With my:healthMedisure Super Top Up Insurance, we ensure full coverage upto the sum insured without any sub-limits.
Pre and post hospitalisation are both critical phases and might be ignored due to the paucity of finances. With this plan, get full uncompromising health care.
With technological advancement, some of the most advanced surgeries are now covered under day care. Ensure the best of services for yourself and your family and get full coverage upto sum insured.
Adventure sports can give you an adrenaline rush,but when coupled with accidents, they can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.
You might think of causing injury to your precious self,but we don’t want you to hurt yourself. Our policy does not cover self-imposed injuries.
War can be disastrous and unfortunate. However,our policy does not cover any claim that are caused due to wars.
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.
We do understand the criticality of your disease. However,our policy does not cover venereal or sexually transmitted diseases.
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.
For detailed inclusion and exclusion please refer the sales brochure/policy wordings
Deductible is a fixed amount paid out-of-pocket by an insured for the medical expenses before an insurance company pays the balance cost.
Sum Total of all the claims incurred by the insured during a policy period.
Suppose you have bought a my health Medisure Super Top-up policy with Rs. 3 lac aggregate deductible and 7 lacs Sum Insured. In case during the policy period there is 1 or more claim more than Rs. 3 lacs then Super Top-up will pay you the balance amount incurred upto maximum 7 lacs.
Let’s understand how my :health Medisure Super Top-up?
| Claim 1 | 75,000 |
| Claim 2 | 50,000 |
| Claim 3 | 1 Lac |
| Claim 4 | 1 Lac |
| Total claims | 3.25 Lacs |
| Aggregate Deductible as per policy | 3 Lacs |
| Total Sum Insured | 7 Lacs |
| Balance Claim payable | 25000 |
| Balance Sum Insured | 6.75 Lacs |
Our Cashless
Hospital Network
16000+
Seamless & Easy Claims! Assured
Secured Over #1.6 Crore+ Smiles!
All the support you need-24x7
Transparency In Every Step!
Wellness App.
Go Paperless!
Secured Over 1.6 Crore+ Smiles!
All the support you need-24 x 7
Transparency In Every Step!
Integrated Wellness App.
Go Paperless!
Good service
VINEETA KUMARI
MY HEALTH MEDISURE SUPER TOP UP FLOATER
Excellent
SHAILESH BUDDHICHAND SHAH
MY HEALTH MEDISURE SUPER TOP UP FLOATER
Excellent and prompt service!
HRITWIK SUNITA JADHAV
MY HEALTH MEDISURE SUPER TOP UP INDIVIDUAL
Keep it up!
KALPESH SHAH
MY HEALTH MEDISURE SUPER TOP UP INDIVIDUAL
I'm faizal and I want to tell you I'm very happy to got hdfc ergo service. I raised claimed which is got approved within a moments I got credited within a day.
Faizal Khan
Health Suraksha Family Policy
Very good for claim time I'm so impressed to hdfc ergo policy... intimation claim and others benefits......
Mohan Motiram Chavan
Health Suraksha Family Policy
Very good for claim time I'm so impressed to hdfc ergo policy... intimation claim and others benefits......
Karamvir Singh Sandhu
Health Suraksha Family Policy
I Am Very Happy With Hdfc Ergo Health Insuranace Since 5 Years
Lakampally Lava Kumar
my:health suraksha family
I will recommend HDFC ERGO who need health insurance.
Deepak Kumar
Health Suraksha Individual Policy
Best claim stteled and Best claim document applaud my best friend and my family choose hdfc ergo health policy plans thank u
Rama Devi
Health Suraksha Family Policy
Retain the best in class staff you currently have! I'm really impressed with the customer service experience provided to me by your executive
Siddhartha Singh Roy
my:health Suraksha
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