In the last few years, there has been an alarming rise in the number of heart ailment cases in India. Among women the effects get worst after the menopause phase when the estrogen level in the body starts falling. To ensure complete protection with a financial back-up, HDFC ERGO offers Cardiac Plan under my:health Women Suraksha, this insurance for women aims at providing financial protection in case you are diagnosed with a cardiac condition or are undergoing a procedure as covered under the policy. After all the one who takes care of everyone in the family, needs protection too.
Life is uncertain! Unfortunately, if a woman ever has to undergo a major heart surgery like bypass or ever suffers from an ailment like heart attack, we give you 100% sum insured in one fixed transaction. Know More...
Stroke can put your usual routine to rest leaving you drained financially and emotionally. To give woman the much needed financial support, we offer the 100% sum insured in one fixed transaction.
Coma is a critical stage, which may leave serious impact and is financialy draining too! We offer 100% sum insured to ensure your financial aspects are taken care of.
Adventure sports can give you an adrenaline rush,but when coupled with accidents, they can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.
You might think of causing injury to your precious self,but we don’t want you to hurt yourself. Our policy does not cover self-imposed injuries.
War can be disastrous and unfortunate. However,our policy does not cover any claim that are caused due to wars.
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.
We do understand the criticality of your disease. However,our policy does not cover venereal or sexually transmitted diseases.
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.
For detailed inclusion and exclusion please refer the sales brochure/policy wordings
90 days waiting period applicable on all illnesses/Procedures categorized as “Major”.
180 days waiting period applicable on all illnesses/Procedures categorized as “Minor”
1 Year waiting period applicable for all claims under pregnancy and New Born Complications cover.
7 days Survival Period on illnesses/Procedures including Maternity Complications
30 day Survival Period from date of delivery for New Born Complications and Condition must be diagnosed within two years from delivery of Baby
Understanding the criticality of the diseases and the requirement of financial assistance, we offer instant and lumpsum payment i.e your sum insured gets paid in one transaction.
From 3 lac upto 1 crore, choose the sum insured plan according to your health history as well as affordability of premium.
Get up to 5% discount for online policy. You also get 7.5% discount on 2 years policy and 12.5% for 3 years policy tenure.
This feature makes HDFC ERGO Women Health Suraksha your health care partner and allows you unrestricted coverage.
Get free preventive health check-up at every renewal, to ensure early detection of an ailment.
Get Tax Benefit under section 80 D.
The Wellness coach enables you to track your exercise and calorie count seamlessly. It helps you lead a fit lifestyle.
No compulsions. You are free to cancel the policy within 15 days from the date of receipt of policy document in case you find it unsuitable.
Secured Over #1 Crore+ Smiles!
All the support you need-24x7
Transparency In Every Step!
Secured Over 1 Crore+ Smiles!
All the support you need-24 x 7
Transparency In Every Step!
Integrated Wellness App.
Frequently asked questions
Only one Claim is payable under each of the stages given below during lifetime of the Policy.
Minor Stage : On the admissibility of Claim under Minor Stage condition under the Policy, coverage for all other Minor stage Conditions shall cease to exist. The Policy shall continue to Cover Major Stage condition for balance sum insured.
Major Stage: On the admissibility of claim under major stage condition, coverage under the policy ceases to exist.