There are a million things that make a rented house your home. Like the rug you received from your grandma, the sofa you bought with your first salary or the TV set your parents gifted you for your marriage. Protect your home and everything that makes it so. Get the peace of mind with HDFC ERGO’s home insurance for renters so that no matter what, your valuable possessions are taken care of.
Your home is a literal brick-and-mortar manifestation of your dreams. Protect your dreams against any damage due to fire.
It’s distressing to even think about your house getting broken into. Stay peaceful by insuring your possessions against theft/burglary.
Breakdown of appliances can disrupt everyday life and come at a cost. Insure them to avoid sudden expenses.
Did you know that 68% of India’s land is prone to drought, 60% to earthquakes, 12% to flood, and 8% to cyclones? You can’t Read More...
Troubled times can affect your home as well as your peace of mind. Keep it secure against strikes, riots, terrorism, and malicious acts.
Just spent a fortune on fixtures and sanitary fittings? Stay worry-free by securing them against accidental damage.
Get shifting expenses, rent for alternative/hotel accommodation, emergency purchases, and brokerage in case Read More...
Loss and/ or damages arising out of situations such as war, invasion, act of foreign enemy, hostility are not covered.
Loss of bullions, stamps, work of art, coins etc. will not be covered.
We understand that all your precious possessions hold emotional value but anything that’s over 10 years old will not be covered.
Consequential losses are losses that are not the natural result of a breach in the usual course of things, such losses remains uncovered
We ensure that your unforseen losses are covered, however if there's any case of willfully done damage to your property, that remains completely out of the coverage scope of policy.
Any damage caused to your property due to third party construction is not covered.
Your home insurance does not cover usual wear and tear or maintenance/renovation.
Under any circumstances this policy shall not cover the cost of land.
Home insurance cover is for your home where you reside any under construction property will not be covered.
This cover gives you coverage for all portable electronics such as laptop, camera, binoculars, musical equipments; sports gear any other specified item of portable nature. This policy does not cover equipments that are over 10 years old.
Jewellery and valuables refer to ornaments or articles made of gold or silver or any precious metal including diamonds as well as sculptures and watches. This add on cover can be opted for maximum upto 20% of your Home Content (Belongings) sum insured. The loss of your jewellery & valuable would be covered on the basis of the prevailing market value
Under this cover we insure losses to static exercise cycle as well as your pedal cycle with or without gear. It covers losses caused by fire, calamities, theft and accidents. We protect any third party liability to a person or property caused by your insured pedal cycle. However, exclusively if your pedal cycle’s tyres only are stolen or damaged it remains uncovered.
Due to a terrorist attack if your home structure/content gets destroyed we cover it
Secured 1.6+ Crore Smiles!@
All the support you need 24x7
Catering to customer needs
Transparency at its best
Awards
Secured #1.6+ Crore Smiles
All the support you need-24x7
Catering customer needs
Transparency at its best
Awards