Europe Travel Insurance from India Online

Are you planning a trip to the exotic locations of Europe or to study at one of its top universities? We hope you have your travel insurance at the top of your checklist. To protect yourself from any unforeseen expenses and troubles, it’s critical to opt for a travel insurance policy that takes care of loss/theft of documents or baggage, flight delays, an accident or injury leading to hospitalisation, compensation of damages to be paid to a third party, etc. Similarly, other mishaps like missing connecting flights or having to cancel a trip due to extreme weather conditions can cause great inconvenience and significantly add to the budget. Travel insurance can be your ticket to a hassle-free stay in Europe. There are different insurance plans available depending on the purpose of your visit. It is also essential to ensure that your policy provides adequate coverage for some of the most common travel mishaps. An international travel insurance plan secures you from medical and dental emergencies and journey-related hassles like flight delays, baggage delays, theft and burglary.

If you are planning to pursue higher education at the Schengen countries or have a business meeting, you have to get travel insurance for Schengen VISA from India. For travelling across Schengen countries you need to have travel insurance for Schengen VISA.

Before you plan for a visit to the Schengen countries, it’s important to know some basic information insurance requirements.

Europe as a Travel Destination

If you are a cinephile, the films shot in the breathtaking locales in Europe must have impressed you and most likely, a trip to Europe became a part of your bucket list. European countries have no dearth of cities that are world-famous for their rich culture, architecture, and cuisine. From snowcapped mountains to beaches known for their nightlife, and from stunning museums to gigantic monuments, you name it and Europe has it. Admiring the birthplace of democracy in Athens, feeling a sense of royalty in the Scottish Highlands, losing yourself in the Renaissance art of Florence, enjoying gondola rides in the canals of Venice and taking a stroll in the Luxembourg Garden —there will never be enough time to experience the marvels found in this continent. From fine dining to street food, gastronomes too will find a number of options to satisfy their taste buds. Also, it is advised to travel light in this continent because from perfumes to apparels, you will be spoilt for choice in the continent that is also considered a shopaholic’s paradise

Travel Insurance Needed in Europe

Many European countries make it mandatory to have travel insurance regardless of the purpose of your stay i.e. without buying travel insurance, your visa application won’t get approved. It’s primarily because they want the travelers to be able to avail medical services in case of an accident, injury or any other unfortunate events and not worry about the financial constraints. Medical insurance for Schengen visa that covers all Schengen states requires the minimum coverage to be of least 30,000 euro (a little less than 2.5 lakhs rupees) because medical expenses can be quite hefty and the risk of falling sick while travelling to different corners of a continent is significantly high. Apart from medical emergencies, the insurance will provide other benefits like repatriation, loss of checked-in baggage, financial emergency assistance, and hijack distress allowance among others. Experts suggest that people with preexisting health conditions should carry their medical file for better treatment and eliminate any claim disputes.

What is Schengen VISA?

Named after a small village in Luxembourg where the initial agreement was signed, Schengen is an area comprising 26 European states. A Schengen visa is a short stay visa that allows its holder to travel in the Schengen area. One of the fundamental rights the EU grants to its citizens and to non-EU nationals like businesspersons and tourists is free and unrestricted movement. This is so that they can travel without special formalities andcross internal borders without being subjected to border checks. However, border officials may ask for other supporting documents such as an invitation letter, proof of lodging, return ticket, etc

Schengen Visa Eligibility

All Indian citizens as well as citizens of other countries that are currently legally residing in India can apply for a Schengen VISA in India. Other Indian citizens currently residing elsewhere may only apply for a Schengen VISA in India if they are legally present there and provide a justification for doing so while in India rather than in their current country of residence. With the Schengen visa, the holder can transit through or stay in the territory of the Schengen States for a duration of no more than 90 days in any 180-day period. If someone wishes to stay longer than that for work or educational purposes in one of the Schengen states, then he/she must apply for a national visa of the specific European country instead of a Schengen Visa. Similarly, you will need a national visa to visit non-Schengen countries while visiting Europe. Visiting Europe is set to get costlier from February 2020 as the fee for Schengen visa is to be raised to 80 Euro from 60 Euro. As per the new visa code, children between 6 to 12 years of age will now pay 40 euro, a hike of five euros, while no fee will be charged for infants and children below six years of age. The updated regulations will also extend the visa application period from three to six months.

Countries Under Schengen Visa: