Different Types of Seat Belts for Car Safety

Posted on: Jun 26, 2024 | 3 mins | Written by: HDFC ERGO Team

Different Types of Seat Belts for Car Safety

There are some features in a car that are added to make driving safe. One of them is the seatbelt. A seatbelt is one of the most important components of a car, and no one is allowed to drive or ride in it unless they are buckled up. Seatbelts are so important that traffic rules are in place to supervise the proper usage of these belts. Other issues, such as a car insurance claim rejection, can happen if an accident takes place because of incorrect seat belt usage. Hence, using a seatbelt is vital. Read on to know more.

Types of seat belts in cars

Let us take a look at the different seat belt types and understand how each works:

1. Shoulder belt:

This is the most common type of seat belt used in modern vehicles. It is a belt that comes over your shoulder like a sash and buckles on the other side of the waist. It offers great coverage and protection and is very safe. It is also comfortable and easy to use.

2. Lap belt:

This is a lot like the seatbelts you see in an airplane. The belts are attached to the seat and are looped around the waist, keeping you fastened in one place. They are not as safe as the shoulder belts but offer a decent amount of protection.

3. Belt with in-built airbags:

Some advanced vehicles have seat belts with in-built airbags. In the event of a collision, the airbags in the seatbelt inflate, offering immediate, first-level protection.

4. Three-point belt:

The three-point seatbelts combine the lap belt with the shoulder belt and are said to be the safest type of seatbelts currently in use.

5. Five-point belt:

This is a special type of seat belt only used in racing cars. There is a harness attached to the seatbelts that goes under the legs to offer full body protection and coverage.

Ensure you have the correct type of seat belt in your car. You may not be able to prevent an accident at all times, but when you wear a seatbelt, the chance of getting injured is reduced. It also becomes easier for you to process comprehensive and third-party insurance claims at such times.

Conclusion

It is very important to use a seatbelt every time you get into a car. Just like a comprehensive car insurance policy keeps your vehicle safe, a seatbelt keeps you safe, so use it with precision and discipline.

Disclaimer The above information is for illustrative purposes only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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