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Car Insurance for Mahindra Thar

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Mahindra Thar Car Insurance Online

Driven by innovation, Mahindra launched one of the most sought-after SUVs in India, Mahindra THAR. The original THAR, though still a prized possession, has come a long way. From a raw, noisy vehicle that was often considered only for off-roaders, the all-new THAR is an iconic design that truly stands out everywhere it goes. The interiors have been designed to make your travel, not just fun and adventure but also comfortable. Still a very capable off-roader, this SUV is not all about rugged roads on weekends, like its predecessors. Rather it can be driven in all kinds of stop-and-go traffic in the city as well.

Variants of Mahindra THAR

Loaded with the latest tech, the 4 seater SUV is available in 10 variants. Let us take a glance at some of the most popular ones:

Mahindra THAR LX 4-Str Hard Top Diesel MT

This variant of Mahindra THAR comes with a 2.2l mHawk 130 engine. With max power of 130 bhp@3750 rpm, the SUV gives a mileage of 18.6 kmpl. With a Manual Transmission and 6 gears, the 3-door variant has a fuel tank capacity of 57 litres.

Mahindra THAR AX 4-Str Convertible Petrol MT

Mahindra THAR AX 4-Str Convertible Petrol MT has a 2.0L mStallion 150 TGDI engine type. With a seating capacity of 4 adults on the 2 seating rows, the vehicle also has a number of safety features such as airbags, child-seat anchor points, EBD and ABS.

Mahindra THAR LX 4-Str Hard Top Diesel MT

Mahindra THAR LX 4-Str Hard Top Diesel MT comes with a 2.2l mHawk 130 engine, max torque of 300 NM @ 1600 rpm and max power of 130 bhp@3750 rpm. The Manual Transmission variant has a seating capacity of 4 and comes with attractive alloy wheels. With rear parking sensors and visual display parking assist, the variant is quite popular.

Mahindra THAR LX 4-Str Hard Top Diesel AT

A robust 2.2l mHawk 130 engine, this Automatic Transmission variant gives a mileage of 18.6 kmpl. The disc and drum brake type for front and rear respectively along with ABS and EBD are a great safety feature. The 18-inch wheels with alloys make this variant all the more spectacular.

Types of Mahindra Thar Car Insurance HDFC ERGO Offers

Single Year Comprehensive insurance>

The single-year comprehensive insurance for Mahindra Thar comes with an annually renewable own damage cover, and a third-party liability cover that protects you financially against accidental damage, theft, and damage due to natural and manmade disasters. It also comes with a personal accident cover of INR 15 lakhs to ensure your treatment costs are taken care of in case of an accident.

Suitable for car lovers seeking all-rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

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Third-party liability insurance >

A mandatory cover for any car on the road, the third-party liability insurance is a basic car insurance policy that only covers against financial liability to a third-party person for injuring them or causing damage to their property as a result of an accident involving your car.

Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

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Stand alone own damage cover >

This is a component of the comprehensive cover that can also be bought separately as a standalone policy, especially if you already have third-party insurance for the vehicle. This policy covers damage to your own vehicle as a result of an accident, or natural and manmade disasters. It also comes with a theft cover that provides you the Insured Declared Value (IDV) in case of irretrievable theft.

Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

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Multi-year package insurance >

This is the policy that is the most recommended and is the one that you must choose when buying a new vehicle. It comes with a three-year third-party liability cover and an annually renewable own damage component, so that you stay covered for an extended duration. It also comes with a personal accident cover, theft protection, and the choice of add-on covers.

Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

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Inclusions & Exclusions of Mahindra Thar Car Insurance

What is covered?
What is not covered?

Accident coverage

Accidents are often unpredictable, and sometimes, unavoidable. However, the cost of repairing your vehicle can be mitigated with an own damage cover.

Natural or manmade calamities

Disasters strike without warning. Keep your car financially protected against damages as a result of earthquakes, floods, storms, fires, vandalism, rioting, etc.

Theft

Theft of your Innova can result in a significant financial loss without car insurance. However, with insurance, you will get the IDV of the vehicle, and if you have the Return to Invoice cover, then the entire on-road price of the car.

Personal accident

A personal accident cover of at least INR 15 lakhs is mandatory for all owners, in order to mitigate the cost of treatment in case of an accident.

Third-party liability

This takes care of your financial liabilities in case you cause injuries or damage to a third-party person or property.

Depreciation

A car is a depreciating asset. Which is why, there will be some out-of-pocket expenses when replacing an old or broken part with a new one. The difference in cost between the new part and the adjudged value of the old part is the depreciation cost, which can be avoided with a Zero Depreciation add-on cover.

Wear and tear

Wear and tear of mechanical moving parts is inevitable, which is why it’s not covered by car your insurance policy.

Electrical breakdown

The electrical components and circuitry of a vehicle are vulnerable to physical and atmospheric disturbances which can get quite unpredictable.

Illegal behaviour

Driving without a valid driver’s license, or under the influence of drugs or alcohol, or engaging in any illegal activity will almost certainly void your insurance claim.

How to Renew Mahindra Thar Car Insurance?

Cars are getting smarter and so are insurance companies. The days of lining up at the insurer’s office are long gone. You can now renew your Mahindra Thar car insurance policy online easily, from the comfort of your own home, in a matter of minutes. Here’s how:

Step #1
Log onto the HDFC ERGO website or download the mobile app, and choose the renew option
Step #2
Enter your car details, including registration, location, previous policy details, NCB, etc.
Step #3
Provide your email ID and phone number, to receive the quote
Step #4
Make the payment online, and voila! You’re secured.

Why Buy Mahindra Thar Car Insurance from HDFC ERGO?

When choosing an insurer, you should check its claims settlement ratio and process, customer base, and presence across your region. Only then you can get the assurance of a great experience. Here’s why you should choose HDFC ERGO:

Affordable premium

Save up to 70% on your premiums with HDFC ERGO. Also, enjoy up to 50% off on your own damage premium with the No Claims Bonus discount.

Cashless facility

Get your car repaired without denting your own finances, even temporarily, with our cashless garages. With over 7600 cashless garages across the country, you’re always covered.

Easy claims

We process over 80% of car insurance claims on the very day they are filed. This ensures there’s minimal wastage of time between your car getting damaged and repaired.

Overnight repair service

Our unique overnight repair service ensures that minor repair works, in the event of an accident, are taken care of while you catch up on sleep. The car is ready for your use the next morning.

24x7 assistance

Never get stranded anywhere with our 24x7 assistance service to help you with breakdowns, tows, etc.

8000+

cashless Garagesˇ Across India

Find your Nearest Cashless Garage

Frequently Asked Questions

How can I get an idea of the premium that I need to pay for my Mahindra THAR Insurance?

Getting an estimate about your Mahindra THAR Insurance premium is quite simple. You can click “Get Quotes” on the HDFC ERGO Car Insurance page. Enter your car and personal details and in a few well-illustrated steps you will see the amount payable. Through the free Premium Calculator, you can include add-ons to your policy and see how they would affect the final premium.

I want to switch from third-party car insurance to a comprehensive policy, can I do that?

Yes, you most certainly can. At the time of policy renewal, you simply need to upgrade the policy. At the HDFC ERGO car insurance page, fill in your details and select “Comprehensive Cover”. With a comprehensive policy, you also have the option to include riders/ add-ons to your policy.

How can I avail a cashless claim for my Mahindra THAR?

When you buy car insurance from HDFC ERGO you get a network of over 8000 garages where you can get cashless service when you make a claim. After an accident, you need to notify us at the earliest and then take your THAR to any of the listed garages. Here, once the company executive surveys your vehicle, the repair bill will be settled directly by us. You would only have to pay for the uncovered expenses.

What add-ons would suit my Mahindra THAR the most?

The add-ons that you purchase should suit your requirements. For example, for brand new cars Zero Depreciation/ Bumper to Bumper and Return to Invoice add-ons are recommended. If you live in a flood-prone area, you can opt for Engine Protect. When you use your Mahindra THAR for off-roading and covering long distances you can go for Emergency Roadside Assistance.

Will my insurance cover the accessories I have installed in my Mahindra THAR?

Unfortunately no. Your basic comprehensive policy does not cover the added accessories and in case of damage, you would have to bear the expenses. However, if you got valuable accessories such as a reverse camera, stereo system, LCD screen etc. investing in an Accessories Add-On would be a smart move.

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