Buy Mahindra Car Insurance
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at Just ₹2094*
8000+ Cashless Network Garages ^

8000+ Cashless

Network Garages**
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Buy/Renew Mahindra Car Insurance

Mahindra Car Insurance
Mahindra & Mahindra (M&) started as a steel trading company on 2nd October 1945 in Ludhiana as Mahindra & Mohammed. Later, in 1948, the company changed its name to Mahindra & Mahindra. The company saw a business opportunity in selling larger MUVs and started assembling under licence of the Willys Jeep in India. Soon M&M was established as the Jeep manufacturer in India. Their current lineup consists of SUVs such as the Scorpio,XUV300, XUV 700, Thar, Bolero Neo, Marazzo to name a few. Mahindra has ventured in the compact sedan segment with the Verito and the hatchback segment with the KUV100.
Mahindra holds the distinction of being the only car maker in India, which has invested heavily in the all-electric vehicle technology and has two electric cars on sale in the county - the e20 hatchback and the e-Verito sedan. These vehicles are capable of achieving a driving range close to 100 kilometer on a single charge.
When you buy such high end Mahindra cars, it is necessary to safeguard it from losses that might arise due to unforeseen scenarios like earthquakes, floods, riots, fire, theft, etc. For that purpose, you need to buy Mahindra Car Insurance from HDFC ERGO. You can choose from various plans like comprehensive cover, standalone own damage cover and third party cover. In addition, you can also customise your car insurance policy with different add-ons like zero depreciation, return to invoice, etc.

Why Do You Need Mahindra Car Insurance?

1
Mahindra Scorpio N
Scorpio-N makes every drive a memorable experience with its amazing design, thrilling performance, advanced technology, , superior comfort, intuitive features & safety. It truly is the king of SUVs . This car is available in both petrol and diesel variant with seating capacity of 6 to 7 people. You can choose from four broad variants: Z2, Z4, Z6 and Z8. You even have the option to buy this model in 2WD and 4WD.
2
Mahindra XUV700
This model comes with Sci-Fi technology and world-class safety. It is indeed the SUV developed with excellent engineering. It is available in petrol and diesel variant. There is no option for automatic gear transmission in this model. You have the option to choose a 5 seater and 7 seater car in this model.
3
Mahindra Bolero
The trusted rural workhorse, Bolero, remains one of the largest-selling utility vehicles in India for more than a decade now. Mahindra recently updated the Bolero with a downsized 1.5-litre diesel motor and brought it under sub-compact SUV segment, thereby lowering the price tag.
4
Mahindra XUV300
It is a 5 seater SUV available in a price range of Rs. 7.99 - 14.74 Lakh*. It can be bought in five broad variants: W2, W4, W6, W8 and W8(O). The TurboSport version is available on all trims except the base-spec W2. Mahindra’s subcompact SUV comes with features such as a 7-inch touchscreen infotainment system with Android Auto and Apple CarPlay, a single-pane sunroof, and cruise control.
5
Mahindra Thar
This model is a 4 seater SUV available in a price range of Rs. 10.54 - 16.78 Lakh*. Mahindra Thar is ideal for people who loves to go for adventurous drive which includes passing through rough terrain. You can experience the ultimate adventure in 2WD & 4WD. It is offered in two broad variants: AX(O) and LX. The Thar gets a 7-inch touchscreen infotainment system with Android Auto and Apple CarPlay. In addition to that, it also has halogen headlights with LED DRLs, manual AC, cruise control, and steering-mounted controls.

Why Does Your Mahindra Need Car Insurance?


A car insurance policy protects your vehicle from losses that might occur due to damages from unforeseen events like theft, fire, earthquake, flood, etc. Damages due to these events can lead to hefty bills, hence car insurance is necessary to get coverage for such losses. It is also a legal requirement for every vehicle owner to have at least a third party cover as per the Motor Vehicles Act of 1988. However, for complete protection of your vehicle, it is wise to have a comprehensive car insurance policy, especially when you are the owner of Mahindra car. Let us go through some reasons to buy car insurance for Mahindra.

It Covers Cost of Damage

Covers Cost of Damage

Mahindra car needs to be well maintained and any accident can lead to huge repair bills. Apart from this, your Mahindra car can also get damaged due to floods or any other natural calamity. With comprehensive car insurance policy, your Mahindra car will get overall protection from damages due to unwanted scenarios. You can also avail repair services of Mahindra at HDFC Ergo 6700+ cashless garages.

It Diminishes Owner’s Liability

Diminishes Owner’s Liability

Car insurance policy provides coverage against third party liabilities. While driving your Mahindra car if you accidentally cause damage to third party vehicle or property, you will get coverage for that.

It Gives Peace Of Mind

It Gives Peace of Mind

With Mahindra car insurance policy, you can drive stress free. Having a third party insurance policy is mandatory for all vehicles as per the Motor Vehicles Act of 1988. It also protects your expenses from damages due to any unforeseen scenarios. Hence, having Mahindra car insurance policy, will always keep you in peace of mind.

Best Insurance Plans for Your Mahindra Car

car insurance price

100% Claim Settlement Ratio^

Why look elsewhere, when amazing quotes are just a click away?

Cashless assistance - Car insurance

Go Cashless! With 6700+ Cashless Garages

6700+ Network Garages spread all over the country, isn’t that’s a huge number? Not just this, we let you register a claim via IPO app & website.

Growing family of happy customers

Why Limit Your Claims? Go Limitless!

HDFC ERGO opens doors to unlimited claims! Though we believe you’ve been driving cautiously, however in case of any claim you wish to register, we do not restrict you.

No more sleepless nights

Overnight Car Repair Services

We repair minor accidental damages from dusk to dawn without any hassle. You can simply get in touch with us; we will get your car picked at night, repair it and deliver it by morning at your door step.

Plans Best Suited for Your Mahindra Car

The Single Year Comprehensive Cover from HDFC ERGO can help you drive your Mahindra car with a peace of mind. The plan includes cover against damages to your car as well as damages to a third party person/property. You can customise your cover further with your choice of add-ons.

X
Suitable for car lovers seeking all rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE

It is mandatory to have third-party cover as per the Motor Vehicles Act of 1988. If you don’t use your Mahindra car very frequently, it’s a good idea to get started with this basic cover and save yourself the trouble of having to pay penalties. Under the third party cover, we offer you a personal accident cover coupled with protection against liabilities arising from third-party damage, injury or loss.

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

EXPLORE MORE

Standalone Own Damage Car Insurance Cover protects your expenses from damages to your car due to accidents, floods, earthquakes, riots, fires and theft. If you want to enjoy additional protection, you can choose this optional cover, with your choice of add-ons, over and above the mandatory Third Party Cover.

X
Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

EXPLORE MORE

If you own a brand new Mahindra car, our cover for new cars is just what you need to secure your new asset. The plan offers a 1-year coverage for own damage. It also gives you a 3-year cover against damages to a third-party person/property.

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Know Your Premium: Third Party Premium vs. Own Damage Premium


The third party car insurance cover will only provide coverage for third party liabilities. However, own damage cover will provide coverage for losses to the vehicle by any unwanted events. Let us see the difference below

Third Party Premium Own damage Premium
It is less expensive as the coverage is limited. It is expensive compared to third party cover.
It provides coverage for only damages done
to third party property or person.
It provides coverage for any losses to vehicle due to
an insurable peril like floods, earthquakes, fire, theft, etc.
The premium is fixed as per IRDAI. The premium differ depending on the age of the vehicle,
add-ons chosen, model of the vehicle, etc.

Mahindra Car Insurance Policy Inclusions and Exclusions

accidental cover

Accidents

Accidents are uncertain. Did your Mahindra car get damaged due to an accident? Don’t panic! We cover it!
Fire and Explosion

Fire and Explosion

Boom! Fire may damage your Mahindra car partially or totally, whatsoever be the loss due to Incidents of fire and explosion. Do not worry we can handle it.
Theft

Theft

Car got stolen? Sounds quite unfortunate! Before you fret over it, let us inform you we will secure it!
Natural Calamities

Calamities

Havoc due to earthquake, landslide, floods, riots, terrorism etc. may take a toll over your favourite car. Stay calm, as we stay undeterred near you by protecting your car from natural and man made calamities.
Personal Accident

Personal Accident

You can opt this "Personal Accident Cover" for owner driver, only if you have valid driving license. You can skip this cover, if you have an alternate personal accident policy of Rs 15 Lakhs or have another motor insurance policy with "Personal Accident Cover" of Rs 15 Lakhs.
Third Party Liability

Third Party Liability

In case your vehicle accidentally caused injuries or damages to the properties of a third person, we offer complete coverage to meet all your legal liabilities! You can also get third party coverage as a separate policy!

The Perfect Companion to Your Mahindra Car Insurance - Our Add On Covers

With zero depreciation add-on cover, the insured person will get the entire claim amount for damaged part without any deduction of depreciation value.
No claim bonus (NCB) protection add on cover will ensure that you do lose out on any NCB benefits despite making claim during the policy period. With this add-on cover, you can raise two claims in a policy year without losing the accumulated NCB.
With Emergency Assistance add on cover you can get support from us any time 24*7, if your vehicle breakdown in the middle of a highway. We offer services like towing of vehicle, tyre changes, lost key assistance, refueling and arranging for a mechanic.
With return to invoice add on cover you get claim amount equivalent to car’s invoice value when you bought it, if the car is stolen or it is beyond repair.
Engine and gearbox protector by best car insurance provider
Engine & Gear Box Protector
It is wise to protect your Mahindra car with engine and gear box protectors add on cover which will cover repair and replacement cost of engine and gearbox child parts. The coverage is offered if damage is due to water ingression, leakage of lubricating oil and damage to gear box.
If your Mahindra car meets with an accident, it will have to be in garages for few days. You may have to rely temporarily on public transport, thereby increasing daily expenses for commuting. With downtime protection add on cover, the insurer will offer coverage for daily expenses for transportation till your car’s ready to use.

Calculate Your Mahindra Car Insurance Premium in a Breeze

Step 1 to calculate car insurance premium

STEP 1

Enter your Mahindra car registration number.

Step 2 - Select policy cover- calculate car insurance premium

STEP 2

Select your policy cover*
(in case we are not able to auto fetch your Mahindra
car details, we will need a few details of the car such as make,
model, variant, registration year, and city)

 

Step 3- Previous car insurance policy details

STEP 3

Provide your previous policy No Claim Bonus (NCB) status.

Step 4- Get you car insurace premium

STEP 4

Get an instant quote for your Mahindra car.

Claims Get Easier With Us!

The world has gone digital, and so has our claim settlement process with these four quick, easy-to-follow steps.

  • Step #1
    Step #1
    Do away with paperwork and share your documents online through our website to register your claim.
  • Step #2
    Step #2
    Opt for a self-inspection or a digital inspection of your Mahindra by a surveyor or workshop partner.
  • Step #3
    Step #3
    Track your claim status through our smart AI-enabled claim tracker.
  • Step #4
    Step #4
    Relax while your claim is approved and settled with our extensive network garages!

Find Us Wherever You Go

Our car insurance policy protects your vehicle no matter wherever you travel in India. You need not worry in your journey now as we have a wide network of 6700+ exclusive cashless garages for your Mahindra located across the country. You can rely on our expertise services without taking any stress about paying in cash for repairs.

With the Cashless Garage facility from HDFC ERGO, you can rest assured that your Mahindra car is always near our network garages. Hence, you can drive peacefully without thinking anything about any unfortunate breakdown that your car might face in the middle of your journey.

8000+ cashless Garagesˇ Across India

Top Tips for Your Mahindra Car

Tips for long-parked car
Tips for long-parked car
• Always try to park your Mahindra car indoor, this will prevent wear and tear from rain and sunlight.
• If you are parking your Mahindra car outside, make sure you to put a cover on the vehicle.
• Remove spark plug, if you are planning to leave your Mahindra car at a stationary position for long time. This will help avoid rust inside the cylinder.
• Fill up the fuel tank when leaving your Mahindra car parked for long time. This will prevent rusting of fuel tank.
Tips for trips
Tips for trips
• Fill up your fuel tank, never risk driving on reserve.
• Check your tyre, engine oil of your Mahindra car before setting off for a long journey.
• Keep electrical switch off, when not needed, this will increase your Mahindra car battery life.
Preventive maintenance
Preventive maintenance
• Regular fluid check of your Mahindra car to ensure its smooth running.
• Regularly check tyre pressure of your Mahindra car.
• Keep your Mahindra car engine clean.
• Change lubricant and oil filter regularly.
Daily Dos and Don’ts
Daily Dos and Don’ts
• Wash your Mahindra car regularly with car cleaning liquid soap and water. Avoid using household dish soap, as it may have adverse effect on the paint.
• Try not to drive your Mahindra car through potholes. Also, drive slowly over speed bumps. Going fast over potholes and speed bumps can damage tyres, suspension shock absorbers.
• Avoid sharp braking at regular intervals. Sudden braking on wet or icy roads can cause you to lose control very quickly if the ABS Brakes (Anti Lock Braking System) lock up.
• Use The Hand Brake While Parking your Mahindra car.
• Avoid overloading your vehicle as it may put load on its components and thereby result in poor fuel mileage of your Mahindra car.

Read the Latest Blogs on Insurance for Mahindra

Mahindra XUV100: A Stylish Fusion of Performance and Value

Mahindra XUV100: A Stylish Fusion of Performance and Value

See full article
Published on September 21, 2023
Mahindra Scorpio-N Is a New Compact SUV- Check Out the Features!

Mahindra Scorpio-N Is a New Compact SUV- Check Out the Features!

See full article
Published on September 16, 2022
Owning a Mahindra is a Matter of Pride

Owning a Mahindra is a Matter of Pride

See full article
Published on June 09, 2022
8 Things You will Only See on a Mahindra Car

8 Things You will Only See on a Mahindra Car

See full article
Published on March 23, 2022
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Frequently Asked Questions on Mahindra Car Insurance


You can renew Mahindra car insurance online within few minutes from HDFC ERGO website. Our car insurance renewal process is simple. The policy will also be mailed to you on your registered email ID and on your Whats App number.
You can renew Mahindra car insurance online by visiting HDFC ERGO website. Enter the details of your expired car insurance policy along with registered mobile number, include/ exclude the add on covers and complete the journey by paying the premium online. The renewed policy will be mailed to you on your registered email id and even on your Whats App number.
Yes, if your Mahindra car gets stolen, you can make claim for the loss if you have a comprehensive car insurance policy. If you have return to invoice (RTI) add on cover, the insurer will pay the purchase invoice value in case of car theft or total loss. If the RTI add-on is not purchased, the insurer will pay the Insured Declared Value (IDV), which can be lower than the invoice value as depreciation is considered.
Yes, you can get NCB benefit transferred to the new car insurance policy .The main benefit of No Claim Bonus (NCB) is that it is granted to the policyholder and not the car. Therefore, whether a person buys a new car or sells his insured car, the NCB remains with him as long as he is doing timely renewal of car insurance policies. It cannot be transferred to the new owner of the car. However, if the same policyholder has bought a new car insurance policy for his new car, it can be transferred.
Yes, the engine CC of a Mahindra car affects its insurance premium. The premium paid against third party cover of car insurance policy is based upon the engine cc of your car.
For cancelling Mahindra car insurance policy, insurers prefer at least 15 days’ notice to begin the cancellation process. Usually, insurers require a declaration letter from the policyholder stating your intent to cancel the policy. Cancellation process can also be done via email. The insurer will approve the cancellation of your car insurance policy once you have completed the necessary steps as per the policy guidelines. Ensure to collect all documents pertaining to the cancelled car insurance policy so there is no problem in the future. Do not forget to transfer your no claim bonus, if any. The NCB discount can be availed on the new car insurance policy which will reduce the premium amount.
Yes, it is absolutely safe and authentic to buy Mahindra car insurance online. You can renew Mahindra car insurance online by visiting HDFC ERGO website.
Every change or modification done to your Mahindra car will affect your car insurance policy. If you inform the insurer you may have to pay an additional amount. However, if they are not informed, the insurance company will view it as a fraud and that may create problems for you especially if you are making a claim.
The documents needed for Mahindra car insurance claims are registration certificate (RC), car insurance policy copy, insurer valid ID proof, driver’s driving licence and duly filled claim form. For claims related to repairs, you can locate our network garages on our website and drive the vehicle to the nearest network garage. All damages will be assessed by our surveyor. Fill in the claim form and provide the related documents as mentioned in the form. In case of property damage, bodily injury, theft and major damages, file an FIR at the nearest police station. If damage is a major one, the accident may be reported before the vehicle is removed from the spot so that the insurers can arrange for spot inspection of damage.