Premium starting
at Just ₹2094*
8000+ Cashless
Network Garages**
Overnight Car
Repair Services¯
4.4
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Mahindra holds the distinction of being the only car maker in India, which has invested heavily in the all-electric vehicle technology and has two electric cars on sale in the county - the e20 hatchback and the e-Verito sedan. These vehicles are capable of achieving a driving range close to 100 kilometer on a single charge.
When you buy such high end Mahindra cars, it is necessary to safeguard it from losses that might arise due to unforeseen scenarios like earthquakes, floods, riots, fire, theft, etc. For that purpose, you need to buy Mahindra Car Insurance from HDFC ERGO. You can choose from various plans like comprehensive cover, standalone own damage cover and third party cover. In addition, you can also customise your car insurance policy with different add-ons like zero depreciation, return to invoice, etc.
Why Do You Need Mahindra Car Insurance?
Why Does Your Mahindra Need Car Insurance?
A car insurance policy protects your vehicle from losses that might occur due to damages from unforeseen events like theft, fire, earthquake, flood, etc. Damages due to
these events can lead to hefty bills, hence car insurance is necessary to get coverage for such losses. It is also a legal requirement for every vehicle owner to have at least a third party cover as per the Motor Vehicles Act of 1988. However,
for complete protection of your vehicle, it is wise to have a comprehensive car insurance policy, especially when you are the owner of Mahindra
car. Let us go through some reasons to buy car insurance for Mahindra.
Covers Cost of Damage
Mahindra car needs to be well maintained and any accident can lead to huge repair bills. Apart from this, your Mahindra car can also get damaged due to floods or any other natural calamity. With comprehensive car insurance policy, your Mahindra car will get overall protection from damages due to unwanted scenarios. You can also avail repair services of Mahindra at HDFC Ergo 6700+ cashless garages.
Diminishes Owner’s Liability
Car insurance policy provides coverage against third party liabilities. While driving your Mahindra car if you accidentally cause damage to third party vehicle or property, you will get coverage for that.
It Gives Peace of Mind
With Mahindra car insurance policy, you can drive stress free. Having a third party insurance policy is mandatory for all vehicles as per the Motor Vehicles Act of 1988. It also protects your expenses from damages due to any unforeseen scenarios. Hence, having Mahindra car insurance policy, will always keep you in peace of mind.
Best Insurance Plans for Your Mahindra Car
100% Claim Settlement Ratio^
Why look elsewhere, when amazing quotes are just a click away?
Go Cashless! With 6700+ Cashless Garages
6700+ Network Garages spread all over the country, isn’t that’s a huge number? Not just this, we let you register a claim via IPO app & website.
Why Limit Your Claims? Go Limitless!
HDFC ERGO opens doors to unlimited claims! Though we believe you’ve been driving cautiously, however in case of any claim you wish to register, we do not restrict you.
Overnight Car Repair Services
We repair minor accidental damages from dusk to dawn without any hassle. You can simply get in touch with us; we will get your car picked at night, repair it and deliver it by morning at your door step.
Plans Best Suited for Your Mahindra Car
The Single Year Comprehensive Cover from HDFC ERGO can help you drive your Mahindra car with a peace of mind. The plan includes cover against damages to your car as well as damages to a third party person/property. You can customise your cover further with your choice of add-ons.
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
It is mandatory to have third-party cover as per the Motor Vehicles Act of 1988. If you don’t use your Mahindra car very frequently, it’s a good idea to get started with this basic cover and save yourself the trouble of having to pay penalties. Under the third party cover, we offer you a personal accident cover coupled with protection against liabilities arising from third-party damage, injury or loss.
Personal accident cover
Third-party property damage
Injury to a third-party person
Standalone Own Damage Car Insurance Cover protects your expenses from damages to your car due to accidents, floods, earthquakes, riots, fires and theft. If you want to enjoy additional protection, you can choose this optional cover, with your choice of add-ons, over and above the mandatory Third Party Cover.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
If you own a brand new Mahindra car, our cover for new cars is just what you need to secure your new asset. The plan offers a 1-year coverage for own damage. It also gives you a 3-year cover against damages to a third-party person/property.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Know Your Premium: Third Party Premium vs. Own Damage Premium
The third party car insurance cover will only provide coverage for third party liabilities. However, own damage cover will provide coverage for
losses to the vehicle by any unwanted events. Let us see the difference below
| Third Party Premium | Own damage Premium |
| It is less expensive as the coverage is limited. | It is expensive compared to third party cover. |
| It provides coverage for only damages done to third party property or person. | It provides coverage for any losses to vehicle due to an insurable peril like floods, earthquakes, fire, theft, etc. |
| The premium is fixed as per IRDAI. | The premium differ depending on the age of the vehicle, add-ons chosen, model of the vehicle, etc. |
Mahindra Car Insurance Policy Inclusions and Exclusions
Accidents
Fire and Explosion
Theft
Calamities
Personal Accident
Third Party Liability
Depreciation
Electrical and
Mechanical Breakdowns
Illegal Driving
The Perfect Companion to Your Mahindra Car Insurance - Our Add On Covers
Calculate Your Mahindra Car Insurance Premium in a Breeze
STEP 1
Enter your Mahindra car registration number.
STEP 2
Select your policy cover*
(in case we are not able to auto fetch your Mahindra
car details, we will need a few details of the car such as make,
model, variant, registration year, and city)
STEP 3
Provide your previous policy No Claim Bonus (NCB) status.
STEP 4
Get an instant quote for your Mahindra car.
Claims Get Easier With Us!
The world has gone digital, and so has our claim settlement process with these four quick, easy-to-follow steps.
Step #1Do away with paperwork and share your documents online through our website to register your claim.
Step #2Opt for a self-inspection or a digital inspection of your Mahindra by a surveyor or workshop partner.
Step #3Track your claim status through our smart AI-enabled claim tracker.
Step #4Relax while your claim is approved and settled with our extensive network garages!
Find Us Wherever You Go
Our car insurance policy protects your vehicle no matter wherever you travel in India. You need not worry in your journey now as we have a wide network of 6700+ exclusive cashless garages for your Mahindra located across the country. You can rely on our expertise services without taking any stress about paying in cash for repairs.
With the Cashless Garage facility from HDFC ERGO, you can rest assured that your Mahindra car is always near our network garages. Hence, you can drive peacefully without thinking anything about any unfortunate breakdown that your car might face in the middle of your journey.
Car Insurance for Popular Brands
cashless Garagesˇ Across India
Top Tips for Your Mahindra Car
• If you are parking your Mahindra car outside, make sure you to put a cover on the vehicle.
• Remove spark plug, if you are planning to leave your Mahindra car at a stationary position for long time. This will help avoid rust inside the cylinder.
• Fill up the fuel tank when leaving your Mahindra car parked for long time. This will prevent rusting of fuel tank.
• Check your tyre, engine oil of your Mahindra car before setting off for a long journey.
• Keep electrical switch off, when not needed, this will increase your Mahindra car battery life.
• Regularly check tyre pressure of your Mahindra car.
• Keep your Mahindra car engine clean.
• Change lubricant and oil filter regularly.
• Try not to drive your Mahindra car through potholes. Also, drive slowly over speed bumps. Going fast over potholes and speed bumps can damage tyres, suspension shock absorbers.
• Avoid sharp braking at regular intervals. Sudden braking on wet or icy roads can cause you to lose control very quickly if the ABS Brakes (Anti Lock Braking System) lock up.
• Use The Hand Brake While Parking your Mahindra car.
• Avoid overloading your vehicle as it may put load on its components and thereby result in poor fuel mileage of your Mahindra car.
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Frequently Asked Questions on Mahindra Car Insurance
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