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Maruti Suzuki Ertiga Car Insurance Online
Maruti has always made cars keeping the Indian society, culture and attitude in mind, and that is a key reason why their Ertiga is such a success. It caters to large Indian families with a lot of members, despite being affordable, reliable and safe on the road. The brand has seen a lot of success with Ertiga in the people carrier segment and it is now preferred in both urban and rural areas. It is the vehicle of choice for people who want easy family mobility without having to worry about other aspects of car ownership
Variants of Maruti Suzuki Ertiga Car
Following the standard Maruti model schemata, Ertiga options are numerous, but very easy to understand, so you can easily find the one that fits your family as well as your budget. If you want a car loaded with all the bells and whistles, you can buy the top of the line ZXi+ model. If you are looking for affordable driving, you can choose the VXi CNG model. If you don’t like changing gears, feel free to choose the VXi AT or ZXi AT models. If you are looking for the cheapest Ertiga, simply pick up the LXi model.
| Model | Engine | Transmission | Fuel |
| Lxi | K15B Smart Hybrid | Manual | Petrol |
| K15B | Manual | Petrol and CNG | |
| VXi | K15B Smart Hybrid | Manual | Petrol |
| VXI AT | K15B Smart Hybrid | Automatic | Petrol |
| ZXI | K15B Smart Hybrid | Manual | Petrol |
| ZXI AT | K15B Smart Hybrid | Automatic | Petrol |
| ZXI Plus | K15B Smart Hybrid | Manual | Petrol |
Types of Maruti Suzuki Ertiga Car Insurance HDFC ERGO Offers
Maruti Ertiga is a large volume car with very high sales numbers. Which is why, HDFC ERGO has come up with different kinds of car insurance plans for new customers as well as current owners of the car. Our comprehensive insurance is the best choice for most people because it is a single solution that addresses both legal and financial aspects of car insurance. We also offer other kinds of Maruti Ertiga car insurance policies for people who have different requirements. All our policies are the best blend of low premium cost and necessary features and the protection our customers need.
This is a plan that offers all round protection both legally and financially. A large number of people choose to buy this Ertiga car insurance policy because it is a package deal with maximum protection. You get cover for:
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
This is the basic car insurance offering that has been developed to fulfil the legal compliance requirements as per India’s Motor Vehicle Act. You only get third party cover for the losses incurred by other people under this policy. You can pair it with the IRDAI mandated personal accident cover for full legal compliance, but no protection comes for your own car. You only get covered for:
Personal accident cover
Third-party property damage
Injury to a third-party person
If you have purchased a Maruti Ertiga recently and are still under third party cover from your original policy, we have developed a standalone own damage cover just for you. The new car policy comes with its own damage cover for one year and our policy works for you when that expires. You get protection for:
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
If you like the protection offered by the single year comprehensive policy, but think that annual renewals are an inconvenience, choose the multi-year comprehensive insurance plan. You will be protected for full three years with one policy. You get protection for:
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of Maruti Suzuki Ertiga Car Insurance
Our comprehensive policy is the best solution for all your car insurance related needs. When you buy this policy, you are protected against all kinds of risks to your own car as well as to any other person who gets affected by an accident involving your vehicle. With our car insurance policy, you get:
Accident coverage
Accidents are very common in India and we regard them as one the largest causes of car damage. This is the reason why accidental damages are covered by your car insurance policy. We also provide a cashless feature for you to get your car fixed for accidental or other damages at our network garages.
Natural calamities
With our comprehensive Maruti Ertiga car insurance policy, you will get protection in cases of damage caused by an earthquake, hailstorm or snowstorm, flood, as well as any other problem classified as a natural calamity.
Stolen
If your car gets stolen, it can be a very painful situation in many ways. We realise that you have paid a lot of your hard-earned money to buy the car and this is the reason why we cover car theft cases under the Maruti Ertiga car insurance policy.
Personal accident
As per the IRDAI’s instructions, a personal accident cover of INR 15 lakhs is a must for every owner-driver of the vehicle. It can be used to meet hospital costs arising out of accidental injuries and only needs to be bought once even if you have multiple vehicles.
Third-party liability
With our car insurance policy, you are covered for any damage, injury or disability caused to any third party. This is a policy component required and regulated as per the Motor Vehicles Act.
While HDFC ERGO’s comprehensive car insurance policy covers most unforeseen events financially to make your life easy, there are some situations that are considered as exclusions. They are:
Depreciation
Over the passage of time, your vehicle will lose its value, and it is considered as depreciation. A pre-set formula is generally used to calculate the depreciation and the figure is deducted while settling any claim. But you can bypass this to a large extent by purchasing a zero depreciation add-on with your policy.
Taxes and levies charged by the government
When you purchase a new Maruti Ertiga, you also pay a lot of money to the government in the form of taxes and levies, including road tax, registration fees etc. Generally, we cannot cover these with a comprehensive car insurance policy, but you can buy a return to invoice add-on to offset the same.
Electrical breakdown
Maruti recommends regular servicing of your Ertiga, otherwise it can lead to breakdowns of mechanical and electrical nature. And the repair costs cannot be covered by your car insurance policy.
Illegal behaviour
No insurance policy can cover you for illegal acts of any kind. If you are found using a private vehicle for commercial purposes or driving without a license or under the influence of alcohol, your car insurance becomes invalid.
How to Renew Maruti Suzuki Ertiga Car Insurance?
Your Maruti Ertiga car insurance policy needs to be renewed on a regular basis for legal reasons as well as for your continued coverage. And if you are worried that the process is complicated, let us put all your anxiety to rest. Here is a simple, five-step renewal process you can follow.
Step #1Log onto the HDFC ERGOwebsite or download the mobile app, and choose the renew option
Step #2Enter your car details, including registration, location, previous policy details, NCB, etc.
Step #3Provide your email ID and phone number, to receive the quote
Step #4Make the payment online, and voila! You’re secured.
Why Buy Maruti Suzuki Ertiga Car Insurance from HDFC ERGO?
There are many companies that offer car insurance for your Maruti Ertiga these days. But since you have spent a lot of money on the vehicle, you want to make sure that you get the best cover and deal. Which is why, HDFC ERGO is your best option. Here are some top reasons to choose HDFC ERGO over others:
Many methods for policy renewal
We realise that different people have different time commitments, and therefore, we try to offer a wide variety of methods for policy renewal. You can choose from an agent-based policy purchase and renewal model or an online model where you get the job done instantly.
Choose your own IDV
Again, different people care for their cars differently, and thus, the perceived value of these cars will also be different. It will be unfair of us to offer the same IDV for all cars. This is the reason why we allow all our customers to set their own IDV and we adjust the premium price accordingly.
Add-ons to turbocharge your car insurance
While a comprehensive car insurance policy provides well-rounded protection to your vehicle, we understand that you might want some extra cover. Which is why, you can pick from various add-ons to suit your needs perfectly.
Overnight repair option
Do you rely on your car regularly and heavily? Then minor problems need to be sorted quickly even if it is late in the day. Which is why, we offer overnight repair service to take care of small repair tasks, so that your vehicle is ready the next morning.
Multiple payment modes
You can pay your policy premium in any way you like. We offer a wide array of payment solutions, including credit card, debit card, NEFT or RTGS, UPI etc.
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