Premium starting
at Just ₹2094*
8000+ Cashless
Network Garages**
Overnight Car
Repair Services¯
4.4
Customer Ratings
Maruti Suzuki Car Insurance
Maruti Suzuki – Bestselling Models
Other Maruti Suzuki Models
| Maruti Suzuki Models | Car Segment | Price Range |
| Maruti Suzuki Celerio | Hatchback | ₹ 5.97 to ₹s 7.95 Lakh |
| Maruti Suzuki Celerio X | Hatchback | ₹5.64 to ₹6.92 Lakh |
| Maruti Suzuki S-PRESSO | Compact Sports Utility Vehicle (C-SUV) | ₹4.26 lacs to ₹ 6.11 lacs |
| Maruti Suzuki Ignis | Compact Sports Utility Vehicle (C-SUV) | ₹ 5,82,000 to ₹ 8,14,000 |
| Maruti Suzuki Ertiga | Multi-Purpose Vehicle (MPV) | ₹8.64 to ₹ 13.08 |
| Maruti Suzuki Eeco | Multi-Purpose Vehicle (MPV) | ₹5.27 Lakh to ₹ 6.53 |
| Maruti Suzuki XL6 | Multi-Purpose Vehicle (MPV) | ₹ 13.08 to 16.63 Lakh |
| Maruti Suzuki Vitara Brezza | Sports Utility Vehicle (SUV) | ₹ 8.29 Lakh to ₹14.14 Lakh |
| Maruti Suzuki S-Cross | Sports Utility Vehicle (SUV) | ₹ 8.95 to ₹ 12.92 lakh |
| Maruti Suzuki Ciaz | Sedan | ₹ 9.30 Lakh - ₹ 12.45 |
Note: Price of models can vary depending on your geographical locations. The above mentioned prices are tentative for these Maruti Car Models
Maruti Suzuki – Unique Selling Points
Why Do You Need Maruti Car Insurance?
Car insurance is not only an important safety feature for your Maruti car but also a legal requirement (third party insurance) to drive on roads. The Motor Vehicles Act mandates minimum a third party car insurance cover for all vehicles plying on Indian roads. Keeping your Maruti car insured is a mandatory part of the car ownership experience. Here are some reasons why maruti car insurance is important:
It Diminishes Owner’s Liability
In addition to being a legal necessity, your third-party liability insurance protects you from damages and losses your Maruti Suzuki car could cause to the third party vehicle, person or property. In case of an accident, claims raised by the other person can be covered under this policy, reducing your financial as well as legal burdens.
It Covers Cost of Damage
In case you choose to go for a comprehensive car insurance policy for your maruti car, in the event of an accident, natural disasters or even theft, your Maruti Suzuki car will get holistic cover. This includes the cost of repairs or replacement of faulty parts, emergency assistance for breakdowns, and even the cost of alternate commute should your Maruti go into repairs.
It Gives Peace Of Mind
For new drivers, knowing that you are insured with at least a third-party cover will give you the confidence to drive challan-free on the roads. For experienced drivers, most road accidents are not necessarily your fault. Just knowing that you are protected from any eventuality helps you stay stress-free.
Types of Maruti Suzuki Car Insurance Plan
Seeking all-round protection but unsure of where to begin? The Single Year Comprehensive Cover from HDFC ERGO can put your dilemma to rest. The plan includes cover against damages to your maruti car as well as damages to a third party person/property. You can customise your maruti insurance cover further with your choice of add-ons.
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
The third-party cover is a mandatory cover imposed by the Motor Vehicles Act, 1988. If you don’t use your Maruti Suzuki car very frequently, it’s a good idea to get started with this basic cover and save yourself the trouble of having to pay penalties. Under the third party cover, we offer you a personal accident cover coupled with protection against liabilities arising from third-party damage, injury or loss.
Personal accident cover
Third-party property damage
Injury to a third-party person
Third-party cover is one thing, but what about protecting yourself against financial losses? Our Standalone Own Damage Cover takes care of that since it covers damages to your car arising from accidents, natural calamities, fires and theft. If you want to enjoy additional protection, you can choose this optional cover, with your choice of add-ons, over and above the mandatory Third Party Cover.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
If you are a proud owner of a brand new Maruti Suzuki car, our cover for new cars is just what you need to secure your new asset. The plan offers a 1-year coverage against damage to your car on account of accidents, natural calamities, and theft. It also gives you a 3-year cover against damages to a third-party person/property.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Maruti Car Insurance Policy Inclusions and Exclusions
Accidents
Fire and Explosion
Theft
Natural Calamities
Personal Accident
Third Party Liability
Depreciation
Electrical and
Mechanical Breakdowns
Illegal Driving
Maruti Suzuki Car Insurance Policy Add-ons
Why HDFC ERGO's Maruti Car Insurance Should Be Your First Choice!
Know Your Maruti Suzuki Premium: Third Party vs. Own Damage
If you want to buy Maruti Insurance, you can choose HDFC ERGO for hassle free claims. In addition to this, we have a network of 8000+ cashless networked garages. If your Maruti insurance renewal is due for expiry, you should buy your policy now. Here’s how you can do that:
Third-Party (TP) plans are designed to protect you against financial and legal liabilities in the case of an accident. Getting a third-party plan for your Maruti car is essential to avoid penalties and cover your finances against third-party claims. Above all, it is a reasonably priced policy for all. Wondering how? Well, based on the cubic capacity of every vehicle, the IRDAI predefines the third-party premium, making it aligned and affordable for all Maruti Suzuki car owners.
Own Damage (OD) insurance for your Maruti car, on the other hand, is optional but highly beneficial. This cover allows you to compensate for the repair and replacement expenses in the event of an accident or natural calamities like earthquakes, fires, storms, and more. However, unlike the third-party premium, the premium for own damage for your Maruti Suzuki varies. Wondering why? Let us explain. The OD premium for your Maruti Suzuki car is usually calculated on IDV, zone, and cubic capacity. Thus, depending upon your car's specifications or which city your car is registered in, your premium will differ. The premium is also affected by the add-ons you choose with your standalone own damage cover or a bundled cover. Also, bear in mind that any modifications to your Maruti Suzuki car will result in higher premiums.
Calculate Your Maruti Car Insurance Premium
STEP 1
Enter your Maruti Suzuki car registration number
STEP 2
Select your policy cover*
(in case we are not able to auto fetch your Maruti Suzuki
car details, we will need a few details of the car such as make,
model, variant, registration year, and city)
STEP 3
Provide your previous policy
and No Claims Bonus (NCB) status
STEP 4
Get an instant quote for your Maruti Suzuki car
How to Claim for Maruti Car Insurance?
If you want to buy Maruti Insurance, you can choose HDFC ERGO for hassle free claims. In addition to this, we have a network of 8000+ cashless networked garages. If your Maruti insurance renewal is due for expiry, you should buy your policy now. Here’s how you can do that:
Step 1: Visit HDFC ERGO Website and fill in all the details, including your maruti suzuki car registration number, mobile number and email address. You can also click on renew policy if you wish to renew your existing maruti car insurance.
Step 2: After proceeding, you’ll have to provide previous policy details and select comprehensive or third party cover.
Step 3: Include/ exclude add on covers, if you have opted for comprehensive insurance plan. Complete the journey by paying the premium online.
Step 4: Maruti car insurance policy will be emailed to your registered email ID.
Benefits of Buying Maruti Suzuki Car Insurance Online
Gone are the days when you have to physically visit the insurance provider office or contact insurance agent to get the insurance policy. Now you can simply purchase your Maruti insurance online without any worry. Let us take a look at some benefits below
Get instant quotes
Quick issuance
Seamlessness and transparency
Payment reminders
Minimal paperwork
Convenience
How to Claim for Maruti Insurance?
The world has gone digital, and so has our claim settlement process with these four quick, easy-to-follow steps.
Step #1Ditch piles of paperwork and long queues, and share your documents online to register your maruti Suzuki car insurance claims.
Step #2Opt for a self-inspection or a digital inspection of your Maruti Suzuki car by a surveyor or workshop partner.
Step #3Track your maruti insurance claim status through our smart AI-enabled claim tracker.
Step #4Relax while your maruti Suzuki insurance claim is approved and settled with our extensive network garages!
Car Insurance for Popular Brands
Car Insurance for Popular Indian Make and Models
Find us wherever you go
Our car insurance coverage protects your car round the clock, no matter what roads you’re conquering. You need not worry about any hiccups in your journey now, thanks to our wide network of 8000+ exclusive cashless garages for your Maruti Suzuki car located across the country. You can rely on timely and expert assistance without having to worry about paying in cash for unexpected emergency help or repairs.
With the Cashless Garage facility from HDFC ERGO, you can rest assured that your Maruti car always has a reliable friend at hand, so any trouble or emergency need is taken care of promptly, anywhere, and at any time.
cashless Garagesˇ Across India
Top tips for your Maruti Suzuki car
• Start your car once a week. This will ensure that your battery does not die.
• Check for rodents and other critters making a home in your car’s engine bay.
• Repair your punctured tyre whenever you can. Running on a spare is asking for trouble.
• Keep electricals off when not needed. Your car’s ECU runs on the battery, don't tax it.
• Timely wheel balancing and alignment are essential to keep your car running at optimal fuel mileage.
• Check steering tie rods for excessive play. This could be a sign of excessive tyre wear.
• Wait for the ignition click before you start up the engine.
• Switch off the headlights and fog lamps when stationary to avoid battery drainage.
Latest News on Maruti Suzuki
Maruti Suzuki Plans to Launch All-New Vitara Electric SUV
Maruti Suzuki revealed e Vitara at an international event in Milan, Italy. Maruti’s first electric SUV is built on the Heartect-e platform. It offers two battery options, a 4WD system, and an expected range of 500km. The e Vitara is based on the Evx shown at the Auto Expo 2023. As per media reports, production of the car will start in April or May 2025 at Suzuki’s electric vehicle manufacturing facility in Gujarat.
Published on: Nov 14, 2024
Maruti Suzuki Plans to Reduce Inventory Amid Slowdown For Passenger Vehicles Demand
Maruti Suzuki India Ltd is adjusting its production to reduce rising inventories at the dealership. This step is taken amid a slowdown in the passenger vehicle demand. The management of the automaker’s Japanese parent company, Suzuki Motor Corp told investors that they are currently adjusting production to reduce market stock and are closely monitoring demand trends. Maruti Suzuki’s domestic passenger vehicle dispatches to dealerships fell around 10% on year during July. While its volume during the April-July period is almost down 2% from the year-ago period.
Published on: Aug 22, 2024
Read the Latest Maruti Suzuki Car Insurance Blogs
Maruti Wagon R Electric: Interiors, Exteriors, Safety, Price, And More!
See full article
Frequently Asked Questions on Maruti Suzuki Car Insurance
1. Registration Certificate (RC) Book copy
2. Driver's license copy of the individual driving the insured vehicle at the time of the incident.
3. FIR filed at the police station
4. Repair estimates from the garage
5. Know Your Customer (KYC) documents
6. If the accident has risen out of a mutinous act, strikes or riots, then filing an FIR is mandatory.
Awards & Recognition
ICAI Awards 2015-16
SKOCH Order-of-Merit
Best Customer Experience Award of the Year
ICAI Awards 2014-15
ICAI Awards 2015-16
SKOCH Order-of-Merit
Best Customer Experience Award of the Year
ICAI Awards 2014-15
Get Maruti Insurance for your Car
Premium starts
at ₹20948000+ Cashless
Network GaragesOvernight Car
Repair Services
Car Insurance 
Bike/Two Wheeler Insurance 
Health Insurance 
Pet Insurance
Travel Insurance 
Home Insurance 
Cyber Insurance 
Third Party Vehicle Ins. 
Tractor Insurance 
Goods Carrying Vehicle Ins. 
Passenger Carrying Vehicle Ins. 
Compulsory Personal Accident Insurance - For Individual
- For Family
- For Parents
- For Senior Citizen
- Global Health Insurance
- Optima Secure
- Optima Secure Individual
- Optima Secure Global Individual
- Optima Secure Global Family
- Optima Super Secure plan
- Optima Super Secure plan Individual
- Optima Restore Family Floater
- Optima Restore Individual
- Critical illness Insurance
- Super Top up Insurance
- Arogya Sanjeevani Policy, HDFC ERGO
- Koti Suraksha
Travel Insurance 
Rural 
Critical illness Insurance 
