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Home / HDFC ERGO Cyber Sachet Insurance / Cyber Sachet Insurance For Entrepreneur

Cyber Sachet Insurance For Entrepreneur

When you are running a company irrespective of whether it is a start up or an old company, you need to ensure that you have total protection against the rising cyber risks. Online fraudulent activities can damage your IT system and thereby lead to loss of vital information, which can cause severe financial losses. With HDFC ERGO Cyber Sachet Insurance plan you can stay protected from fraud online transactions, identity theft, breach of privacy and much more.

Why Do You Need Cyber Sachet Insurance For Entrepreneur?

We are in the 21st century where internet is one of the most crucial thing in our life. However, due to excessive use of the internet, there is a need to safeguard your data from any sort of malware attack and cyber crime.

Entrepreneurs should ensure that their IT system, devices are protected from any identity theft or virus which can lead to business loses. With cyber sachet insurance plan for entrepreneur you can have total protection against the rising cyber risk like fraud online transactions, social media liability and purchases from fake websites.

What's Covered in Cyber Sachet Insurance for Entrepreneur

Theft of Funds

Unauthorized digital transactions which could lead to financial loses. Here a person or entity steals money or use them in an illicit manner with the intent to gain a benefit from it.

Identity Theft

It happens when someone purposefully steals your personal information to commit fraud. The identity thief may use your information to apply for credit and file taxes.

Cyber Bullying & Loss Of Reputation

The use of the internet or other electronic means for the purpose of stalking or harassing an individual, a group, or an organisation. Here false accusations, defamation, slander and libel are covered.

Online Sales

Any financial losses occurring during online sales due to a fraudulent activities are covered.

Network Security Liability

It protects the insured against losses for the failure to protect a customer's personally identifiable information like credit card numbers, medical information, passwords, etc., via theft, unauthorized access and viruses.

Data Privacy Breach by Third Party

Coverage for activities like disposing of personal information, theft of personal information and sending personal information to wrong recipient where someone penetrates a protected computer network.

What's not Covered in Cyber Sachet Insurance for Entrepreneur

Gambling

It does not cover betting or staking of something of value, with consciousness of risk and hope of gain, on the outcome of a game.

Use of Restricted Websites

If you purposefully enters a restricted websites in spite of getting a popped up warning and suffer loses, it does not get covered.

Loss Incurred in Crypto Currency

Crypto currency such as bitcoin exists digitally or virtually and don't have a central issuing or regulating authority, hence it is not covered.

Cost of Upgrading Devices

Cost incurred for upgrading devices to latest version of software are not covered and even loss of data that might occur during upgradation are not covered.