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Home / HDFC ERGO Cyber Sachet Insurance / Cyber Sachet Insurance For Student

Cyber Sachet Insurance For Student

University/College students are generally busy with project work and assignment where they have to surf day and night to find relevant research paper or information to perform their task. While surfing, students are prone to get trapped by hacker or get their system infected with a virus. These things could lead to loss of important data or also financial loss. Apart from this students are busy with social media activities and online transactions for shopping. Hence, it is best for students to keep their system protected from fraud online transactions, cyber bullying and social media liability with our customised HDFC ERGO Cyber Sachet Insurance plan.

Why Do You Need Cyber Sachet Insurance For Student?

In the era of digitalisation we cannot imagine a day without the internet. However, with the extensive use of the internet, there is a need to secure your data from any sort of cyber-attacks. When we speak of students, even they should secure their surfing activity with a cyber sachet insurance plan.

Cyber sachet insurance plan for students will allow them to surf freely without any fear of their devices getting affected by a virus. As the cyber insurance plan will provide coverage for such losses. College students constantly use internet to find relevant information for their project report or research work, where they are prone to become victim of malware attack which can steal the information from their device. With HDFC ERGO cyber sachet insurance plan you can get coverage for such losses.

What's Covered in Cyber Sachet Insurance for Student

Theft of Funds

Unauthorized digital transactions which could lead to financial loses. Here a person or entity steals money or use them in an illicit manner with the intent to gain a benefit from it.

Cyber Bullying & Loss Of Reputation

The use of the internet or other electronic means for the purpose of stalking or harassing an individual, a group, or an organisation. Here false accusations, defamation, slander and libel are covered.

Social Media and Media Liability

It refers to claims for slander, libel, harassment, invasions of privacy, violations of intellectual property rights, and even improper employment practices resulting from the use of social media sites.

Network Security Liability

It protects the insured against losses for the failure to protect a customer's personally identifiable information like credit card numbers, medical information, passwords, etc., via theft, unauthorized access and viruses.

What's not Covered in Cyber Sachet Insurance for Student

Gambling

It does not cover betting or staking of something of value, with consciousness of risk and hope of gain, on the outcome of a game.

Use of Restricted Websites

If you purposefully enters a restricted websites in spite of getting a popped up warning and suffer loses, it does not get covered.

Loss Incurred in Crypto Currency

Crypto currency such as bitcoin exists digitally or virtually and don't have a central issuing or regulating authority, hence it is not covered.

Cost of Upgrading Devices

Cost incurred for upgrading devices to latest version of software are not covered and even loss of data that might occur during upgradation are not covered.

Coverage to Work Place

No coverage for any financial losses incurred an organisation's practices and procedures concerning part of its business.

Coverage for Investment Activities

Any financial losses incurred by investment in bitcoin or in a particular market industry and on variety of financial deals within that market.

Legal Suit Protection from Family

Any sort of protection from a legal suit from a family member is not covered in cyber sachet insurance.

Reasons To Choose HDFC ERGO

Our cyber insurance plan is designed with the most affordable premium keeping in mind a wide range of cyber risks.

Flexibility to choose your own plan

No deductibles

No sub-limits

Coverage extends to all your devices

Keeps you stress-free

Protection against cyber risks

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Frequently Asked Questions on Overseas Travel Insurance

1. Why is cyber safety important for students?

Students might be less aware of the implications of cyber-based crimes, which might increase the possibility of a breach. Here, the best thing you can do as a student is invest in cyber security. The best option you have as a student is the popular HDFC ERGO Cyber Sachet Insurance.

Another very promising reason why you choose student cyber safety is that it is extremely pocket friendly. Did you know that the price for your insurance starts at just Rs. 2 per day? Cyber security is one of the most important things you need as a student who uses the internet daily. With every passing day, this is a volatile situation, so you need a promising investment option.

2. What Is Cyber Security Insurance For Students?

Cyber security insurance for students safeguards them while they work on the internet. It can protect the data from possible breaches and ensure that you do not lose out on the data

It also saves you from any financial losses you might incur due to fraudulent activities. It is common that, as students, you might not have enough idea about the possible risks and consequently end up making mistakes. The insurance helps you safeguard yourself as a student. In case you are looking for a good option, it is certainly none other than HDFC ERGO. The new concept here is the HDFC ERGO Cyber Sachet Insurance.

3. What Is Covered Under A Cyber Insurance for Students?

Insurance for students is a great option for those who spend a long time on the internet, and are prone to falling prey to fraudulent activities. If you go by the HDFC

ERGO Cyber Sachet insurance, you may get insurance cover on the following.

Theft Of Funds: If you have any unprecedented digital transaction which you have not made, you will get an Insurance claim. There are fraudulent activities related to financial areas in many cases, and HDFC ERGO helps you with complete guidance.

Identity Theft: The next type of cyber insurance coverage is identity theft. There could be legal prosecutions arising from identity threats. The insurance will take care of that.

Data Restoration: The most common type of cyber security threat is none other than data theft. Hence, cyber security insurance will ensure that it includes data restoration.

If you want the best, go ahead with HDFC ERGO and have the most promising cyber security insurance.

4. Do Students Really Need Cyber Insurance?

None of us can deny that the way cyber fraud is increasing every day, none of us are safe from the clasps of cyber threats. A common target for most cyber wrongdoers is known other than the student, and there are some typical reasons behind this selection. The first and most common reason why students do need cyber insurance is that sometimes they do have a lot of important data which might be related to research work. In case of data or even identity theft, you will notice that you end up losing out on this data which can be catastrophic for your career.

Not only that, but usually, the student population is also quite naive, so they tend to suffer more financial losses. To ensure that, as a student, you do not end up losing money or even your identity, the best thing you need to do is get covered under cyber insurance. If you are looking for prospective choices in this case, then I do have a great option which I have just selected for my daughter. It is the HDFC ERGO Cyber Sachet Insurance, and it is indeed very promising and affordable.

5. What Are the Benefits of Buying Cyber Insurance For Students?

Monetary Coverage:

The first benefit you get from cyber insurance for students is that even if you lose money due to digital transaction theft, you get the claim back very easily. It can save you from losing a lot of money which most digital thefts are prone to. Monetary coverage is one of the best benefits of cyber insurance for students.

Data Protection:

Many people might wonder what data a student has that one needs to protect. Most simply, a lot of educational and academic data holds very important value, and for that, data protection is important. Cyber security insurance allows you with that.

Cyber Bullying:

And finally, when you are accessing digital media so often as a student, you are also prone to cyber bullying. Cyber security insurance is best to ensure that one can protect you from this.

6. What Is Not Covered Under A Cyber Security For Students?

Gambling: You need to understand that when it comes to gambling, the losses or fraudulence you incur are not covered under any cyber security insurance plan. It is because gambling is ethically prohibited in some countries.

Use of Restricted Websites: A lot of cyber mishaps tend to occur when you visit those websites that are risky and restricted. In this case, if you incur any problems, that will not be covered under cyber security insurance. You will usually get a disclaimer before you access the restricted websites.

Crypto-Based Losses: A very common source of internet-based risky factors that you might incur as a crypto-based loss. In that case, you will not get claims under the insurance plan.