PMFBY In Goa

Scheme Features

Following stages of the crop and risks leading to crop loss are covered under thescheme.

a) Prevented Sowing/ Planting Risk: Insured area is prevented from sowing/ planting due to deficit rainfall or adverse seasonal conditions

b) Standing Crop (Sowing to Harvesting): Comprehensive risk insurance is provided to cover yield losses due to non- preventable risks, viz. Drought, Dry spells, Flood, Inundation, Pests and Diseases, Landslides, Natural Fire and Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and Tornado.

c) Post-Harvest Losses: coverage is available only up to a maximum period of two weeks from harvesting for those crops which are allowed to dry in cut and spread condition in the field after harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains.

d) Localized Calamities: Loss/ damage resulting from occurrence of identified localized risks of hailstorm, landslide, and Inundation affecting isolated farms in the notified area

Pradhan Mantri Fasal Bima Yojana Brief Guidelines and FAQ’s

• What is the objective of implementation of PMFBY scheme? PMFBY is a risk mitigation tools aims at providing financial support and stabilizing the income of farmers to ensure their continuance in farming. It covers the perils to the crops arising out of unforeseen events at all stages, i.e. from sowing to post harvest,. It also encourages the farmers to adopt the modern and innovative agriculture practices in order to have a stabilize income and sustainable production in agriculture sector.
• Who are eligibly covered under this scheme? All Farmer having insurable interest can be covered under these scheme including sharecroppers and tenant farmers. Further, Covered farmer are divided under 2 components:-
• Which crop can be covered under this scheme? a. Food Crops (Cereals, Millets and Pulses)
  b. Oilseeds
  c. Annual Commercial /Annual Horticulture Crops
  

Claim Process

To make the risk mitigation via PMFBY effective in real sense, timely settlement of admissible claims is required. This is in line with the basis objective of the scheme for

• providing financial support to farmers suffering crop loss/damage arising out of unforeseen events
• stabilizing the income of farmers to ensure their continuance in farming
• ensuring flow of credit to the agriculture sector

The various risks covered in the PMFBY scheme covers various stages of the crop and is spread over the entire crop season i.e. from Sowing to Post Harvesting. Following stages of the crop and risks leading to crop loss are covered under the scheme.

• Prevented Sowing/ Planting Risk: Insured area is prevented from sowing/ planting due to deficit rainfall or adverse seasonal conditions
• Standing Crop (Sowing to Harvesting): Comprehensive risk insurance is provided to cover yield losses due to non- preventable risks, viz. Drought, Dry spells, Flood, Inundation, Pests and Diseases, Landslides, Natural Fire and Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and Tornado.
• Post-Harvest Losses: coverage is available only up to a maximum period of two weeks from harvesting for those crops which are allowed to dry in cut and spread condition in the field after harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains.
• Localized Calamities: Loss/ damage resulting from occurrence of identified localized risks of hailstorm, landslide, and Inundation affecting isolated farms in the notified area.

• Download Claim Form

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