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Malta Travel Insurance
If you are looking for new destinations to explore in Europe, consider visiting Malta. Officially called the Republic of Malta, it is an island nation on the Mediterranean Sea in Europe’s southern region. This beautiful country offers things like fortresses, pristine beaches, majestic temples, etc., in terms of tourist attractions, snorkelling, scuba diving, parasailing, and adventure activities. If all these pique your interest, consider booking your next vacation to this island country and secure the trip with Malta travel insurance.
Key Features of Travel Insurance Malta
Here is a list of some of the important features of Malta travel insurance;
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage range from $40k to $1000K. |
Types of Travel Insurance Malta
The type of Malta travel insurance you choose should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For the solo wanderers and thrillseekersThis type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Travel Plan for Families
For families travelling togetherThis type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Travel Plan for Students
For individuals accomplishing their dreamsThis type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Travel Plan for Frequent Fliers
For the ones flying frequentlyThis type of plan is designed to offer coverage to senior citizens during their international holidays.
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Travel Plan for Senior Citizens
For the ones who are forever youngThis policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Benefits of Buying Travel Insurance Malta Plan
The benefits of having Malta travel insurance go beyond its face value. Some of its key advantages include;
1
Offers peace of mind
With a Malta travel insurance plan, you can get financial assistance against various unforeseen events during the trip. This will keep your journey smooth and give you much-needed peace of mind.
2
Helps with medical emergencies
Unforeseen medical troubles during a trip can give rise to serious hurdles. However, with the financial assistance offered under Malta travel insurance, such issues can be easily taken care of.
3
Helps with non-medical emergencies
Besides medical emergencies, non-medical complications like flight delay, trip cancellation, loss of passport, delay of checked-in baggage, etc., are also covered under the Malta travel insurance plan.
4
Includes cashless medical assistance
Getting medical assistance in a foreign land can take a toll on your wallet. But, thanks to the cashless medical assistance feature under travel insurance for Malta, you can get prompt, professional medical assistance without worrying about upfront fees.
5
Round-the-clock assistance
Whether it's a query or a claim, the 24x7 customer support and claims team under HDFC ERGO is there to offer assistance so you don’t feel abandoned in a foreign land.
6
Good for the wallet
Investing in a Malta travel insurance plan is a good financial choice as it offers financial coverage against various contingencies so you don’t have to break the bank to deal with them.
Thinking about visiting France for your next European holiday? Secure your trip now with international travel insurance by HDFC ERGO.
What's Covered under Travel Insurance for Malta from India
Here are some of the things that are usually covered under travel insurance for Malta from India;
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Malta travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Malta travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Malta travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Malta trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Malta from India
Your travel insurance for Malta from India policy may not offer coverage for;
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Malta travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Malta Online?
If you want to buy travel insurance online for Malta, the following are the steps that you need to follow:
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveller details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travellers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Malta
| Categories | Specification |
| Festivals and celebrations | Most of the fiestas and celebrations in Malta are observed on a grand scale. The country celebrates over 70 such events and fiestas. |
| Ancient temples | Some of the world’s oldest free-standing temples are located in Malta. There are about 7 such megalithic temples on the islands of Malta and Gozo. |
| Culture and traditions | Malta has a very diverse cultural and traditional history, with influences from French, British, Roman, Greek, etc. |
| Land of churches | Despite being one of Europe's smallest countries, Malta is home to 359 churches, chapels and cathedrals. |
| A filmmaker’s choice | Malta has appeared in many prominent films and series, including World War Z, Game of Thrones, Captain Phillips, etc. |
| Love for their language | The majority of the Maltese people are fluent in 3 languages, namely Maltese, English and Italian. |
Documents Required for the Malta Tourist Visa
Being a part of the Schengen Agreement, the following is a list of documents you may need to produce to obtain a Malta tourist visa;
• A valid passport
• Duly filled and attested Malta tourist visa application form
• A couple of recent passport-size photographs
• Visa fee payment proof
• Bank statement
• Cover letter
• Proof of hotel reservation
• Proof of airline ticket for flight home
• A valid travel insurance for Malta visa
Best Time To Visit Malta
If you want to skip the peak season tourist crowd of the summer and the chilly weather of the winter, the best time to visit Malta would be between April and June. It is the time when mostly spring prevails, bringing relaxing weather, pleasant temperatures and beautiful blooming flowers to the region. The famous Easter celebrations and other popular festivals in Malta are held in April and if you are a thrill seeker, the months of May and June are suitable for outdoor adventure activities, sightseeing and beach trips. Apart from Spring, the early autumn months (September to October), are also considered a great time to visit Malta for holidays. If you are planning on visiting this beautiful country to the south of Italy, make sure to buy a Malta travel insurance plan. Also, note that you are required to have a valid travel insurance for Malta visa.
All Year-Round Essentials for Malta
Alongside setting up the trip itinerary, make sure to plan what to carry in your suitcases for the Malta visit. A few all-year-round essentials would be;
• Comfortable shoes to help you explore the country on foot.
• Beachwear for fun trips to the beaches.
• Smart casual fits for club nights in Malta.
• Sunscreen to avoid getting sunburnt during outdoor exploration.
• Reusable water bottles to stay hydrated throughout the day.
• A travel adapter and voltage converter.
Malta Safety And Precautionary Measures To Be Undertaken
When visiting any new or another country, it is essential to take safety and precautionary measures to enjoy travel. Here are some measures to be taken when in Malta:
• Research your route and places to visit in your itinerary in advance
• Stay on major highways, avoid shortcuts through townships, and avoid reliance on GPS navigation apps solely
• Avoid walking alone, especially after dark.
• Avoid visiting informal settlement areas unless you are with someone familiar with the area.
• Do not display cash or valuables.
• Drive with doors locked and windows closed.
• Always carry a copy of your Indian passport and visa.
• Keep original documents in a secure location.
• Invest in the best travel insurance for Malta
List of International Airports in Malta
| City | Airport Name |
| Luqa Town, Malta | Malta International Airport |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Malta
Despite being a small country, Malta has no shortage of tourist places and attractions. Here are some popular places to visit in the country;
1
Valletta
Malta’s capital city, Valletta, is a famous UNESCO World Heritage Site. The city is a magnificent specimen of European history and culture, thanks to its elegant aura, baroque architecture, rich culture, availability of art galleries, etc. Some of Valletta’s main attractions are Upper Barrakka Gardens, Grand Harbour, St. John’s Co-Cathedral, etc.
2
Island of Gozo
If visiting Europe means quaint cities with baroque architecture, green hues of vegetation and a blue sea shore filled with yachts and cruises, the Island of Gozo should be on your Maltese holiday itinerary. It is a place where you can relax and enjoy scenic views with your loved ones. Some of Gozo’s main attractions are Victoria, Marsalforn, Ggantija Temples, Ramla Bay, etc.
3
Mdina
The mediaeval hilltop town of Mdina in Malta is a place every tourist must visit during their trip. With the city’s car-free streets, histrionic grand Main Gate entrance and ancient fortified walls, you will feel that you have travelled back in time. Mdina is a UNESCO World Heritage Site that houses tourist attractions like the Palazzo Falson Historic House Museum, Palazzo Vilhena, Carmelite Priory, etc.
4
Blue Lagoon
The Blue Lagoon on the island of Comino is yet another fascinating tourist place you can check out in Malta. It is a picturesque location often described as the “Nature’s Swimming Pool”. Thanks to its temperate water, absence of waves, vast size and shallow end, tourists of all ages love to spend some time swimming here. There’s a small beach adjacent to the lagoon, where you can relax and sunbathe if you want.
Things To Do In Malta
Here are fun things to do in Malta to elevate your vacation experience;
• Enjoy a fun swimming and sun-basking session at the Blue Lagoon.
• Go on scuba diving adventures and explore underwater shipwrecks.
• Explore the ancient city streets in the capital city of Valletta.
• Have fun on a boat ride along the coastline in a vibrant-looking luzzu.
• Go on a hiking trip through the late 19th-century built Victoria Lines.
• Witness and experience the essence of history and spiritualism by visiting the Ggantija Temples.
Money Saving Tips in Malta
International travel can be expensive, so here are some tips that can help you save money in Malta;
• Enjoy a happening nightlife without entering clubs. Participate in the carnivals and fiestas, which require no entrance fees.
• Go on beach trips in Malta and enjoy scenic views without needing to pay even a single buck.
• Explore the history of the region by visiting Mdina. This doesn’t require any entrance fee.
• Malta is a small nation with its attractions located in close proximity. So, prefer travelling on foot, which will allow you to save money on public transport.
• Travel to Malta during shoulder or off-season to save money on flights, hotels, local tours, etc.
• Opt for the Malta Pass, which offers entry to over 35 tourist attractions for free. You can get a 1-day, 2-day and 3-day passcard, depending on your travel needs.
• Buy Malta travel insurance to avoid the need to spend a ton of cash to deal with unforeseen medical and non-medical emergencies on the trip. Besides being beneficial, travel insurance for Malta visa makes it mandatory.
List of Well-Known Indian Restaurants in Malta
Here are some popular Indian restaurants across Malta that you can check out during your visit;
Bombay Brasserie
Address: Taj Cape Town, 1 Wale St, Cape Town City Centre, Cape Town, 8000, Malta
Popular Dishes: Baingan bharta, kofta curry, lamb biryani, seared prawn, Malva pudding, and gulab jamun.
Thali
Address: 3 Park Rd, Gardens, Cape Town, 8001, Malta
Popular Dishes: Include masala chicken curry, Mustard cauliflower, Masala duck taco, Lamb galouti kebabs, and Sweetcorn kale bhaji.
Taste of India
Address: CNR 9th Avenue & Rivonia Boulevard, Johannesburg 2191 Malta
Popular Dishes: Chicken Biriyani, Naan, and Chicken Vindaloo.
The Royal India
Address: The Forum (opposite Sandton Convention), 2 Maude Street, Sandton Central, 2196
Popular Dishes: Butter Chicken, Vegetable Pulav, Peswari Naan, and Faluda.
Local Law And Etiquette In Malta
Prior to your Malta visit, make sure to learn about its local laws and etiquette. Some of the crucial ones include;
• Refrain from criticising the island, its politics, religions, culture, and other associated topics.
• The locals of Malta are very generous, so if they offer drinks or food, you can accept or politely decline.
• In Malta, driving is on the left side of the road, and the usual speed limit is within 50 kmph in congested locations and 80 kmph in open areas.
• Do not carry or use illegal drugs or other illicit items in Malta.
• The legal drinking age in Malta is 17 years.
• If a service charge is not added to the bill, a tip, which usually ranges between 5-10%, is expected.
Indian Embassies in Malta
The details of the Indian embassy in Malta are as follows;
| Malta-based Indian Embassy | Working Hours | Address |
| High Commission of India | Monday to Friday (9 AM to 5:30 PM) | 29, Triq-Galanton Vassallo, Santa Venera, SVR1901, Malta. |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
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Frequently Asked Questions
1. Is Malta a part of the Schengen Agreement?
Yes, Malta is one of the many countries that have acceded to the Schengen Agreement.
2. Why do I need Malta travel insurance?
One of the main benefits of having travel insurance for Malta is that it offers financial security against a list of medical and non-medical contingencies. Besides, the need for travel insurance for Malta Visa is another aspect that everyone should know.
3. What does Malta travel insurance cover?
The Malta travel insurance covers various unforeseen medical, journey and baggage-related complications, including personal accident cover, emergency medical and dental expense cover, flight delay, loss of checked-in baggage, etc.
4. What does Malta travel insurance exclude?
The Malta travel insurance plan will not entertain claims when things like breach of law, pre-existing diseases, self-inflicted injuries, cosmetic and obesity treatments, etc., are involved.
5. Is prior medical screening required for Malta travel insurance?
No health screening is necessary before the commencement of the travel with Malta travel insurance from HDFC ERGO.
6. How much does travel insurance for Malta cost?
International travel insurance is very affordable, considering you will only be paying for the total number of days of your trip and be able to choose from a wide selection of plans. The average cost of Malta travel insurance will vary depending on factors like total travellers and their ages, duration of the trip, coverage type, etc.
7. What is the minimum coverage requirement for travel insurance for Malta Visa?
Being a part of the Schengen Agreement, having travel insurance for Malta Visa is essential. The coverage of this travel policy should be at least 30,000 euros.
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