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Travel Insurance for Vietnam
Vietnam is a beautiful country located in Southeast Asia. It has a blend of Chinese culture and its own local customs. People visit Vietnam to enjoy its rich history, natural landscapes, and amazing cuisine. Vietnam can offer you a diverse yet unforgettable travel experience.
While you are exploring Vietnamese locales, make sure you buy travel insurance for Vietnam from India. It will be difficult to start insurance in the middle of a trip or get access to emergency funds without International travel insurance. So, in case you encounter any difficulty, your Vietnam travel insurance will have it covered.
Key Features of Travel Insurance Vietnam
Some of the main features of Vietnam travel insurance are listed below:
| Key features | Details |
| Extensive coverage | Covers against medical, journey and baggage-related issues. |
| Cashless benefits | Offers cashless benefits through multiple network hospitals. |
| COVID-19 coverage | Covers COVID-19-related hospitalisation. |
| 24x7 customer support | Around-the-clock prompt customer support. |
| Quick claim settlements | Dedicated claims approval team for faster claim settlements. |
| Wide coverage amount | Overall coverage amounts from $40K to $1000K. |
Types of Travel Insurance for Vietnam
You can choose from the different types of travel insurance for Vietnam in accordance with your trip requirements. The main options are;
Travel Plans for Individual
For the solo wanderers and thrillseekersThis type of policy protects solo travellers from contingencies that they might face during their travel. The HDFC ERGO individual Vietnam travel insurance is packed with plenty of features and benefits to keep travellers financially covered in case of both medical and non-medical emergencies.
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Travel plan for Families
For families travelling togetherWhen going on a foreign trip with your family, you have to consider a lot of factors for their safety and well-being. The Vietnam travel insurance for families offers coverage to multiple members of the family under a single plan during their travel.
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Travel plan for Students
For individuals accomplishing their dreamsThis type of plan is for students visiting Vietnam for study/education-related purposes. It will keep you secure against a variety of contingencies, including stay-related coverage like bail bonds, compassionate visits, sponsor protection, etc., so you can focus on your studies during your abroad stay.
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Travel plan for Frequent Fliers
For the ones flying frequentlyThis type of plan is designed for frequent flyers, offering coverage for multiple trips under one comprehensive policy. With the HDFC ERGO frequent flyer travel insurance, you won't have to worry about buying travel insurance for every trip within the specified policy timeframe.
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Travel Plan for Senior Citizens
For the ones who are forever youngThis type of plan is specially designed to offer coverage to senior citizens against a variety of complications that may happen on an international trip. The HDFC ERGO senior citizen travel insurance for Vietnam will ensure you stay covered in case of medical and non-medical uncertainties during the trip.
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Benefits of Buying Travel Insurance Vietnam
Some of the essential benefits of having Vietnam travel insurance for the trip are:
1
24x7 Assistance
If, anytime during your trip, you need assistance with the terms of your insurance or want to make an emergency claim; we have got you covered. We have a dedicated support team and claims approval team that works round the clock. We provide you with prompt service so your trip is not spoiled more than it already has.
2
Financial Protection
Suppose you lost all your luggage at the airport and you have a whole week to spend in Vietnam. Or you suddenly got ill and had to go to an emergency room. These are expenses we don't really have the money to spend on. But if you have travel insurance for Vietnam trip, you can claim at least a partial amount.
3
Affordable Services
HDFC ERGO offers some excellent, affordable insurance for travel to Vietnam. These are very cheap as compared to what you will have to spend under unforeseen circumstances in Vietnam. Especially when it comes to medical help, you might end up spending a lot without travel insurance.
4
Cashless Claims
Looking for an ATM in Vietnam when you are in an emergency medical situation is the last thing you want. That's why HDFC ERGO offers a cashless medical claim facility. We have over 1 Lac partner hospitals worldwide that can offer cashless medical services. All you have to do is provide your insurance details.
5
Travel Without Stress
Instead of worrying about what if something goes wrong on a Vietnam trip, invest some amount in travel insurance. The insurance will take care of most claims so you can have a stress-free holiday. As most policies cover all the major problems, you can enjoy your holiday without worrying.
6
Covers Cancellations & Delays
Almost all HDFC ERGO travel insurance plans cover trip and flight cancellations and delays. These could majorly disturb all the subsequent bookings that you have paid in advance for. All of this could be claimed under your insurance policy. So you can continue your trip without a major financial loss.
Ready to visit Vietnam with your family? Secure your trip with the HDFC ERGO family travel insurance.
What's Covered under Travel Insurance for Vietnam from India
Here are some of the things that are usually covered under travel insurance for Vietnam from India;
Emergency Medical Expenses
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
Dental Expenses
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
Personal Accident
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
Personal Accident : Common Carrier
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
Hospital cash - accident & illness
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight Delay & Cancellation
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
Trip Delay & Cancellation
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Loss of Passport & International driving license
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Trip Curtailment
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
Personal Liability
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Emergency Hotel Accommodation for Insured Person
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Missed Flight Connection
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Hijack Distress Allowance
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
Emergency Cash Assistance Service
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Loss Of Checked-In Baggage
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Delay of Checked-In Baggage
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage and its contents
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Vietnam from India
Your travel insurance for Vietnam from India policy may not offer coverage for:
Breach of Law
Sickness or health issues caused due to war or a breach of the law is not covered by the plan.
Consumption of Intoxicant substances
If you consume any intoxicants or banned substances, the policy shall not entertain any claims.
Pre existing diseases
If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.
Cosmetic and Obesity Treatment
Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.
Self Inflicted Injury
Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.
How to Buy Travel Insurance Online?
If you want to buy travel insurance online for Vietnam, the following are the steps that you need to follow:
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveler details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travelers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Want to keep yourself financially protected against baggage loss while on your international trip? Find affordable international travel insurance plans with HDFC ERGO.
Interesting Facts About Vietnam
| Categories | Specification |
| Geography | Vietnam is located in Southeast Asia on the eastern edge of the Indochinese Peninsula. It has diverse landscapes, including mountains, beaches, and rivers. |
| Languages | The official language of Vietnam is Vietnamese. But English is widely spoken in tourist areas. You will also find French influence in some vocabulary and place names. |
| Historical Sites | Vietnam has several UNESCO World Heritage Sites, such as Ha Long Bay, Hoi An Ancient Town, My Son Sanctuary and Complex of Hue Monuments. |
| Cultural Heritage | Vietnamese culture is a blend of Confucianism, Buddhism, and Taoism. People here place a strong emphasis on family, respect for elders, and hospitality. |
| Technological Advancements | Vietnam has a growing tech industry. People here are rapidly adopting online payments. You will find an increasing number of startups and tech hubs. |
Documents Required For The Vietnam Tourist Visa
If you are planning on visiting Vietnam for tourism purposes, you will need to apply for a tourist visa. Here are the documents required for a Vietnam tourist visa:
• A completed visa application
• A valid passport
• Passport size photographs
• To and Fro travel details (air ticket)
• Proof of hotel booking confirmation
• Address and contact details of the hotel
Best Time To Visit Vietnam
If you want to travel to Vietnam, here’s the best time to visit
The best time to visit Vietnam is from November to April. The weather is dry and pleasant, making it perfect for outdoor activities. Tourists enjoy going to the beaches, sightseeing, and exploring wildlife during this time.
You should avoid going from June to August as these are the hottest and rainiest months of the year. Vietnam mostly experiences heavy rainfall, flooding, and typhoons during these months. So it's not really an ideal time for travel.
Vietnam Safety And Precautionary Measures To Be Undertaken
• Make sure your routine vaccinations are up to date and consider getting vaccinated for diseases such as hepatitis A and typhoid.
• Be cautious of street food and ensure that meat and seafood are thoroughly cooked to avoid food-borne illnesses.
• Keep your belongings secure and be mindful of pickpockets, especially in crowded areas and tourist hotspots.
• Be aware of common scams targeting tourists, such as overcharging for goods and services or fake tour operators.
• Purchase travel insurance that provides coverage for medical emergencies, trip cancellations, and other unforeseen circumstances
• Respect local customs and traditions, including dress codes and etiquette, when visiting religious sites.
• Vietnam is prone to typhoons and flooding, especially during the rainy season. Stay updated on weather forecasts and follow local advisories.
• Let your embassy know about your travel plans and contact information in case of an emergency.
List of International Airports in Vietnam
One of the fastest and most convenient ways to reach Vietnam from any part of the world is via flight. Here's a list of the major international airports in Vietnam.
| City | Airport Name |
| Can Tho | Can Tho International Airport |
| Da Nang | Da Nang International Airport |
| Haiphong | Cat Bi International Airport |
| Hanoi | Noi Bai International Airport |
| Ho Chi Minh City | Tan Son Nhat International Airport |
| Hue | Phu Bai International Airport |
| Nha Trang | Cam Ranh International Airport |
| Phu Quoc | Phu Quoc International Airport |
| Ha Long | Van Don International Airport |
| Vinh | Vinh International Airport |
Fancy an international holiday to Vietnam? Find suitable travel insurance plans for your trip at attractive rates.
Popular Destinations in Vietnam
If you are looking for places to visit during your Vietnam trip, consider the options mentioned below:
1
Hanoi
Hanoi is the capital city of Vietnam. It is known for its historic French colonial architecture and rich cultural heritage. Vibrant street markets like Dong Xuan are tourist hotspots. You must visit iconic landmarks like One Pillar Pagoda, Hoan Kiem Lake, the Old Quarter, Ho Chi Minh Mausoleum, and the Temple of Literature.
2
Ho Chi Minh City
Ho Chi Minh City is Vietnam's largest city. It is renowned for its bustling streets, modern skyscrapers, and dynamic nightlife. Colonial landmarks like Notre Dame are famous among locals and tourists. The War Remnants Museum, Ben Thanh Market, and Cu Chi Tunnels are the city's highlights. And don't miss the delicious street food sold on the streets of the city.
3
Ha Long Bay
Ha Long Bay is an esteemed UNESCO World Heritage Site in Vietnam, famous for its towering limestone karsts rising from emerald waters. These can be best explored by local boats and cruises. Because of this, several other water activities, like kayaking, have emerged. You must visit the Sung Sot Cave and Thien Cung Cave here.
4
Hoi An
Hoi An is another UNESCO-listed town in Vietnam. It has this status because of its well-preserved architecture. You can experience the lantern-lit streets and a laid-back atmosphere, just like in the stories. While you are here, see the Japanese Covered Bridge and Tan Ky Old House.
5
Nha Trang
If you truly want to enjoy coastal Vietnam, then the coastal city of Nha Trang must be on your itinerary. The beautiful beaches with crystal clear waters have a vibrant underwater life. To get the best experience, participate in water activities like snorkelling and scuba diving. You could also visit the Vin Pearl Land and Po Nagar Cham Towers.
6
Sapa
Sapa is a beautiful hill station located in the Hoang Lien Son mountains. So you get stunning trekking trails lined with terraced rice fields. The villages of Cat Cat and Tả Phìn are famous among tourists. This is for people who enjoy a quiet holiday nestled in the embrace of nature. And for some fun, visit the local markets and enjoy ethnic foods.
Things To Do In Vietnam
Here are some popular things you can consider doing in Vietnam during your visit:
• Explore the underground network of tunnels used by Viet Cong soldiers during the Vietnam War.
• Sample delicious Vietnamese dishes such as pho (noodle soup), Banh mi (baguette sandwiches), fresh spring rolls, and Vietnamese coffee at local eateries and street food stalls.
• Cruise along the Mekong Delta and explore floating markets, traditional villages, and lush landscapes while experiencing the local way of life.
• Explore the imperial city of Hue, royal tombs, and historic pagodas that reflect Vietnam's rich cultural heritage.
• Unwind on the beautiful beaches of Phu Quoc Island, go snorkelling and scuba diving.
• Experience the unique art form of water puppetry at a traditional water puppet show in Hanoi
• Gain insight into Vietnam's turbulent past at the War Remnants Museum in Ho Chi Minh City
Money Saving Tips
If you are planning a Vietnam trip on a tight budget, here are some tips you can follow to save money
• Consider visiting Vietnam during the shoulder or low season (typically May to September), when prices for accommodation and flights are lower compared to the peak tourist season.
• Opt for local transportation options such as buses, trains, or shared taxis instead of private transfers or tourist shuttles.
• Enjoy delicious and affordable Vietnamese street food at local markets and eateries rather than dining at tourist restaurants.
• Choose budget accommodations such as hostels, guesthouses, or homestays instead of luxury hotels.
• Take advantage of free attractions and activities such as visiting public parks, exploring temples and pagodas, or taking self-guided walking tours to save money.
• Book flights and accommodations in advance. This can help you score better deals, especially on popular routes and hotels.
• But travel insurance for the Vietnam trip to avoid spending on baggage loss and medical bills.
List of Well-Known Indian Restaurants in Vietnam
Here are some popular Indian restaurants across Vietnam that you can check out during your visit
Dalcheeni
Address: 2A Ngo Van Nam, Ben Nghé, Quận 1, Thanh pho Hồ Chí Minh, Vietnam
Saigon Indian Restaurant
Address: 26 Đ. Le Anh Xuân, Phường Ben Thanh, Quận 1, Thanh pho Hồ Chí Minh, Vietnam
Shanti Indian Cuisine
Address: 26 Đ. Nguyen Cu Trinh, Phường Phạm Ngũ Lão, Quận 1, Thanh pho Hồ Chí Minh 700000, Vietnam
Dahi Handi Indian Restaurant
Address: 23 Dong Du, Ben Nghé, Quận 1, Thanh pho Hồ Chí Minh 70000, Vietnam
Local Law And Etiquette In Vietnam
While visiting Vietnam, make sure to respect and follow the local laws and etiquette. Here are some things you may find helpful.
• Use polite language and gestures when interacting with older individuals or those in positions of authority.
• When visiting religious sites, such as temples, pagodas, or rural areas, dress modestly and cover your shoulders and knees.
• Public displays of affection, such as kissing or hugging, are generally considered inappropriate in Vietnamese culture.
• When dining with chopsticks, avoid sticking them upright in a bowl of rice, as this is reminiscent of funeral rituals. Instead, place them horizontally across the bowl or on a chopstick rest.
• It's customary to remove your shoes before entering someone's home.
Indian Embassies in Vietnam
Here are the Vietnam-based Indian Embassy to look out for:
| Vietnam-based Indian Embassy | Working Hours | Address |
| Embassy of India, Hanoi, Vietnam | Monday to Friday, from 09:30 to 12:30 hrs | 63, Tran Hung Dao Street, Hoan Kiem Dist, Hanoi |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
List Of Countries Where Travel Insurance Is Mandatory
Schengen countries
- France
- Spain
- Belgium
- Austria
- Italy
- Sweden
- Lithuania
- Germany
- the Netherlands
- Poland
- Finland
- Norway
- Malta
- Portugal
- Switzerland
- Estonia
- Denmark
- Greece
- Iceland
- Slovakia
- Czechia
- Hungary
- Latvia
- Slovenia
- Liechtenstein and Luxembourg
Other countries
- Cuba
- Ecuador
- Iran
- Turkey
- Morocco
- Thailand
- UAE
- Togo
- Algeria
- Romania
- Croatia
- Moldova
- Georgia
- Aruba
- Cambodia
- Lebanon
- Seychelles
- Antarctica
Source: VisaGuide.World
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
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Frequently Asked Questions
1. Do I need travel insurance for Vietnam?
It is not mandatory to buy insurance for Vietnam travel, but it is highly recommended. It will cover circumstances like baggage loss, flight delays, medical bills, etc.
2. Do I need additional medical insurance if I have pre-existing conditions?
You might not need additional insurance if you disclose all your pre-existing conditions while buying travel insurance.
3. Are adventure activities covered by travel insurance in Vietnam?
It depends on the plan you opt for. Some of the policies might cover adventure activities, while others might not.
4. What should I do if I need to make a claim?
If you need to make a claim for your HDFC ERGO travel insurance for Vietnam, then simply contact us through the claims page.
5. What are the requirements for Vietnam travel insurance?
There aren’t any specific Vietnam travel insurance requirements. But you must submit a health report at the time of applying.
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