Here are Must Buy Add on Covers for Renault Kiger

Posted on: Jul 2, 2024 | 3 mins | Written by: HDFC ERGO Team

Here are Must Buy Add on Covers for Renault Kiger

If you are the proud owner of a Renault Kiger, it becomes crucial to think about investing in additional covers to enrich your driving experience. There are many options of add ons in car insurance, when you opt for comprehensive insurance, with Renault insurance, you get extra layers of protection for your vehicle in various scenarios.

Whether you want to protect against accidents, theft, or damages, the add ons in car insurance provide a sense of security and ensure that your Renault Kiger stays safe on and off the roads. Read on to discover the essential add-on covers to maintain the safety and well-being of your Renault Kiger.

What are add ons in car insurance?

Add ons in car insurance are extra benefits that you may choose to buy in addition to your basic car insurance. They offer extra coverage and benefits that are geared toward unique products. Let’s discuss a few of the common add-on covers and why they are crucial.

What are the must-buy add-on covers for Renault Kiger?

Comprehensive insurance coverage is an essential aspect of car insurance that covers problems to your car caused by crashes, all-natural catastrophes, burglary, criminal damage and various other unanticipated occasions. It provides extensive insurance coverage, offering you economic security over numerous dangers. With a comprehensive insurance policy, you can have comfort recognising that your Renault Kiger is secured from a large range of prospective problems. But a standard policy will have exclusions and to cover some of these you need to take add on covers which will give the extra coverage.

Here are some options to consider while buying add ons in car insurance for Renault Kiger.

1. Zero Depreciation Cover

A zero depreciation cover is an additional add on cover in car insurance. It makes sure that in case of an insurance claim, you obtain the full price of the changed auto components without thinking about depreciation aspects. This indicates that if your car’s components are required to be fixed or changed, you need not bear the depreciation expense which can be substantial. It offers you far better monetary protection and aids in keeping the worth of your Renault Kiger.

2. Engine protection cover

The engine is just one of the most essential and also pricey elements of a car. Engine protection cover includes an additional layer of protection, especially for your car’s engine covering all problems triggered by water ingression or oil leak. This add-on cover is especially valuable if you stay in a location vulnerable to hefty rains or flooding. It supplies economic safety ensuring that your Renault Kiger's engine is well-protected.

3. Roadside assistance

Roadside assistance cover is a vital car insurance add ons that gives assistance in instances of emergency situations. Whether it is a level tyre, battery breakdown, or obtaining a tow service for your car, this cover provides solutions like flat tyre replacement, and fuel delivery alongside setting up for a technician. It helps to ease along with comfort throughout unforeseen scenarios when driving.

4. No Claim Bonus (NCB)

No Claim Bonus is given to a policyholder on completion of a policy year with no claims made by him. And there you can get a discount on the future cost of the premium for the year. For instance, if you have a Renault Kiger insured with NCB and a comprehensive insurance policy then you could enjoy lower premiums when renewal as your bonus stays intact even if you have taken a claim.

5. Consumables cover

Consumables cover is an additional reward that pays for any consumable items which form part of the car like oil, coolants, nuts and bolts which are not covered under a simple car insurance policy. When such consumables are damaged due to an accident on your Renault Kiger and have to be replaced, this feature would come of cost-efficient use, as the cover will pay for it.

6. Key replacement cover

Key replacement cover helps with the costs of replacing the vehicle keys that are lost or stolen. This additional cover is quite useful in this regard especially if the car keys are lost or stolen as the cost of replacing the key or even the entire immobiliser unit is covered by the insurer and the consumer does not have to fork out the money for the replacements.

7. Return to invoice cover

Return to invoice (RTI) is additional coverage that protects you from loss of value of your Renault Kiger after paying the invoice price or on-road price for the vehicle in case it is stolen or completely written off. This cover does not only cover the value of your car depending on its condition after some period but will also help you reinstate the purchase price of your car hence improving financial security.

Why is it wise to get add-ons for Renault Kiger car insurance?

Here is why it is wise to get add-ons for Renault Kiger car insurance

1. Enhanced coverage

It is ideal to get add-ons for your Renault Kiger car insurance as this way you get added protection against different risks. These include additional benefits which help to guard against uncertainties and risks to supplement the insurance against such risks and events concerning the vehicle.

2. Cost savings

Some car insurance add ons can result in cost-saving. For instance, NCB – No Claim Bonus add-on – stands to reward safe driving because of a reduction in the amount paid at the time of renewal if no claims have been filed. This can lead to a considerable reduction in the insurance costs for your Renault Kiger.

3. Financial protection for consumables

The consumables cover package ensures coverage of all the costs incurred in using consumable materials while repairing an engine or the brakes or cooling system. The other benefit of getting this add on is that you will not have to incur the extra cost to get the additional components, which are crucial for helping financially and cutting the amount of money you pay from your own pocket.

4. Higher claim amount with Return to Invoice (RTI) cover

In case of a total loss or theft of your Renault Kiger, this add-on provides Return to Invoice (RTI) cover to ensure you receive complete money of invoice value received by you. This add-on helps to secure high compensation and reduce financial losses by supplementing the claim amount up to the insured declared value (IDV) of a damaged vehicle so that the difference between the IDV and the actual invoice price is covered.

5. Tailored benefits for Renault owners

This is an essential car insurance add ons for Renault Kiger as they offer additional insurance coverage. These extra features provide additional features including 24/7 breakdown assistance, factory-trained mechanics to handle any potential problems with your Renault Kiger, and enhanced repair facilities.

Conclusion

Add ons in comprehensive car insurance coverage are crucial as they provide customised security plus improve the total protection of your Renault Kiger. By going with these add on covers, you can be rest assured of complete protection, economic safety, and also hassle-free aid when required. It is necessary to thoroughly consider your needs plus select the add-ons that fit your requirements and driving.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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