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Published on April 27, 2021. EST READ TIME: 4 minutes

The lockdown borne out of the COVID-19 pandemic has disrupted our lifestyles. However, not all disruptions are harmful. Take digital disruption, for instance. In current times, digitalization has been a major transformation in both, private and government sector. The latest digital acquisition in the government sector has been the regional transport offices (RTOs) that are all set to go 100 per cent paperless. Let's see how it all panned out.

Paperless RTO

In an effort to ease access to RTOs and their services, the Ministry of Road Transport and Highways (MoRTH) announced the availability of specific RTO services online. The Ministry, in its circular, said that services relating to driving licenses could now be availed completely online with zero paperwork involved. Post the voluntary Aadhaar authentication; the users can avail services including:

• Change of address in driving license and certificate of registration

• Issue of international driving permit

• Surrender of a class of vehicle from license

• Application for temporary registration of a motor vehicle

• Application for registration of the motor vehicle with a fully built body

• Application for issue of duplicate certificate of registration

• Application for grant of No Objection Certificate (NOC) for the certificate of registration

• Notice of transfer of ownership of the motor vehicle

• Application for transfer of ownership of the motor vehicle

• Intimation of change of address in the certificate of registration

• Application for registration for driver training from the accredited driver training centre

• Application for registration of motor vehicle of a diplomatic officer

• Application for assignment of fresh registration mark of a motor vehicle of a diplomatic officer

• Endorsement of hire-purchase agreement

• Termination of hire-purchase agreement

In the wake of the COVID-19 pandemic and ensuing lockdown, the Ministry aims to provide respite to applicants by eliminating the need for them to visit a local RTO. This move is beneficial to reduce foot traffic in enclosed spaces, maintain social distancing, and overall boost the efficiency of the RTO offices.

How can you avail of online RTO services?

The RTO services can be availed by visiting the official portal of the Ministry of Road Transport and Highways (MoRTH). You can select your respective state and the services you wish to seek. Further to your selection, you will be guided to the information and documentation required, and once that is completed, you must click the submit button.

Car maintenance in a few clicks

In unprecedented times like these, even your car insurers are aware of your requirements and constraints. Similar to the RTO services online, you can protect your car from unexpected exigencies in a few clicks. Most insurance companies have a digital ecosystem that allows their consumers to buy and renew car insurance online at ease. This process saves time, energy and money. That is not all! There is little to zero paperwork involved, and you receive your digitized policy instantly in your inbox.

Motor insurance experts have always recommended buying a car insurance policy online for three main reasons. First, it is cost-effective as you have multiple options available to check, compare and choose. Second, it can be customized to suit your requirements. Once you provide your car details, insurers offer options with varying premium cost and coverage. You can always boost your policy by choosing add-on covers. Third, it is convenient since this method is free of agents and endless paperwork. You can review insurers, generate instant quotes and purchase your policy with zero hassles and at your convenience. Anytime, anywhere!

Conclusion

At a time when your vehicle is least used, it shouldn't deter you from ensuring that all your essential documents such as registration certificate, driving license, PUC and car insurance policy are in place and updated. Having said that while both, the government and insurance companies work toward your ease and betterment, we request you to please stay indoors and stay safe during this pandemic.

It shouldn’t happen to you to matter to you!

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to policy wordings and prospectus before concluding the sales.

This blog has been written by:

S. Gopala Krishnan | Motor Insurance Expert | 40+ years of experience in insurance industry

A veteran in insurance industry. S. Gopala Krishnan is a name to reckon with in the field of reinsurance, he has headed the Reinsurance department and has rich experience in other fields of motor insurance. He loves to share his opinion on latest topics in the insurance industry and how he can help people in safeguarding their assets using insurance products.

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Few Other Articles:

• Checklist before starting your car after the lockdown

• I havent used my car in months due to the lockdown - Do I really need car insurance?

• Why Is It Important to Renew Your Motor Insurance Despite the Lockdown

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