Benefits of Renewing Your HDFC ERGO Car Insurance policy

Posted on: Apr 19, 2019 | | Written by:

Benefits of Renewing Your HDFC ERGO Car Insurance policy

Published on April 19, 2019. EST READ TIME: 3 MIN

Benefits of Renewing HDFC ERGO Car Insurance Policy

We hear of illegal and irresponsible driving, accidents taking place and rules being broken on a daily basis. This makes buying car insurance in India extremely important. But just buying insurance does not end your job, a timely car insurance policy renewal is also vital. Here are five major benefits of having car insurance in India.

Advantages of Car Insurance

Listed below are some of the main advantages you get when you buy and renew a motor insurance coverage:

1. It pays for damages:

Having a valid car insurance policy spares you from worrying about expenses in an unfortunate event where your car is hit and damaged. Repairing your car, especially after a bad accident, can be an expensive affair, so getting the amount compensated is a big help. Motor insurance does this for you, so it's a huge advantage.

2. It offers personal accident cover:

Sometimes, accidents can lead to fractures and other serious injuries that need you to be hospitalised. Instead of paying such high hospitalisation costs from your own pocket, you can let your car insurance pay for them. This cover shall be applicable if you have Personal Accident cover for the Owner Driver. Again, a very helpful cover as getting medical care in a good hospital is very costly. But when you have this coverage, you don't have to worry about the finances and can get treated in the best hospital.

3. It reduces your liability:

As we all know, a third-party liability policy is mandatory in India, the policy hence covers you against damages caused to a third party and compensation due for the same. It also keeps you safe against the law. If you are caught driving without motor insurance, you can be fined or even arrested. The insurance plan protects you from all such troubles and allows you to drive with a lot of mental peace.

4. Benefits of buying and renewing HDFC Ergo Car Insurance Policy

HDFC ERGO is one of the reputed and trusted insurance providers in the country. It offers a comprehensive car insurance policy that provides all-round protection against own damage and third-party liability. If you are already a policyholder with HDFC, you would know that HDFC ERGO’s four-wheeler insurance renewal is extremely easy and user-friendly. But if you have not purchased insurance yet, here is why HDFC Ergo may be just the right choice when it comes to purchasing insurance for your vehicle.

5. It offers a 24x7 support system:

The team at HDFC ERGO provides round-the-clock support for the convenience and hassle-free experience of its policyholders. Accidents can happen anytime, so, the insured person can call and take help any time during the day.

There is an excellent team of customer support executives who address your concerns with care and skill. Whether you want assistance with a claim or you want to inform them of an accident, you can easily reach out and get the job done in a quick and convenient manner.

6. A wide network of cashless garages:

The company is proud to have a network of over 6400+ authorised networks of garages to provide cashless repairs to your vehicle. No matter where you are, you will easily find a garage near you. Just take your vehicle to the garage and avail of the wonderful benefit of getting the car repaired and getting a cashless claim as well.

7. Zero documentation:

Buying an HDFC ERGO car insurance policy online is straightforward and hassle-free with their rule of zero documentation. It actually enables you to get a policy within minutes without the hassle of any paperwork. This is very helpful as you don't have to waste any time in arranging for the papers or submitting them. It saves you a lot of time and energy and allows you to have your motor insurance cover in just a few minutes.

8. Instant approval:

HDFC ERGO is one of the rare insurance providers that promise a quick approval of claims. Generally, the claims are approved within 24 hours of your vehicle reaching the garage. This helps you to get your car repaired quickly and get it back on the road. Staying without a vehicle is very difficult, so HDFC ERGO ensures your wait time is minimal.

9. Numerous add-on covers:

The company provides a myriad of add-on covers based on your specific requirements so that your policy is absolutely customised as per your needs and gives you the required protection. Zero depreciation claim, engine and gearbox protection cover and emergency assistance service are just a few of the many add-on covers.

10. Overnight car repair service:

The company has an overnight car repair service for its policyholders where all you need to do is drop your car at the nearest network garage and the car will be repaired by the next morning subject to the terms & conditions.

11. Online renewal of your policy:

HDFC ERGO’s CAR INSURANCE RENEWAL can be done in minutes. All one needs to do is log on to the website, fill in the details and make the payment. You can instantly download your policy document with their 3-step process as soon as you are done with the renewal of your HDFC ERGO’s car insurance.

Conclusion

As you can see there are various benefits of buying and renewing HDFC ERGO’s car insurance policy. To have complete peace of mind, opt for HDFC ERGO today! It is extremely important for you to choose your insurance coverage from a reputed motor insurance company. HDFC ERGO is one of the oldest and most popular insurers in the country. The company has a high claim settlement ratio which tells you how professional and efficient it is as a motor insurance provider. The company has also won several awards and accolades over the years, establishing itself as one of the best insurance providers. So get your car insurance policy renewal dine with HDFC ERGO and enjoy a host of benefits.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before going ahead with the sales.

This blog has been written by

Mukesh Kumar| Motor Insurance Expert |36+ years of experience in insurance industry

A veteran in the insurance industry, Mukesh Kumar has the expertise of handling various functions like Business Development, Underwriting, Claims, Human Resources, Quality Management and Marketing. With rich knowledge of the industry, he loves to share his views on topics of insurance sector and takes special interest in educating people on advantages of having insurance.

Mr. Mukesh Kumar recommends "getting your two wheeler insured from HDFC ERGO, a brand serving more than 1 crore+ customers. With overnight repair services and more than 7,600+ network garages, you can be assured of help in event of any damage to your vehicle".

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