Posted on: Jul 19, 2023 | 3 mins | Written by: HDFC ERGO Team

How to Upload Your Car Documents in Digilocker: RC, DL, Insurance, PUC

How to Upload Car Documents in Digilocker

A big reason for car owners to invest in a car is the ability and freedom to travel anywhere without having to deal with tickets and a lot of other hassles. You can simply fill the tank up and set a destination on navigation and start exploring. However, before you embark on such a journey, it is essential that you have all the necessary documents that you might need for driving in India. Apart from a driving licence , what other documents should one carry?

The laws mandate you to carry a few essential documents such as your driving licence, third party car insurance , registration certificate of the car, etc. However, it can be a bit of a hassle to carry physical copies of all these documents. There is a possibility of misplacing them and being anxious about it as well. This is where the Digilocker comes into the picture. Here is all that you need to know about it.

Understanding what a Digilocker is

Digilocker is an online platform that serves as a digital locker for your essential documents. Indians can use the application to scan and store their essential documents and it eliminates the need for carrying the physical copies of all the scanned documents. The government launched the initiative as a part of digitising India.

It is a simple application, where you must first register with your Aadhar number. After registration, you will receive an OTP on the mobile number that is linked with the Aadhar number. On the completion of the registration, you can use the app for scanning documents and do away with carrying physical copies.

Perks of using the Digilocker application

The Digilocker upload documents is a feature that is widely in use for several reasons. The following are some of the perks of adopting the digital locker facility.

1. Since the documents are provided directly by authentic users, this makes the validation process a bit simpler.

2. The biggest advantage is that you can carry all your documents and view and show them to officials anywhere and at any time. This not only saves you time but also the hassle of carrying physical copies and searching them instantly.

3. The administrative departments of the government can save themselves from the overhead of physical copies and the usage of paper. Making the entire process smoother, better for the environment and easier for everyone involved.

Documents needed for driving in India

If you want to explore the Digilocker upload documents feature, you must first be aware of all the documents needed for driving your car legally on the road. Here is a list of them.

1. RC

RC or the registration certificate of the vehicle is one of the most important documents that is needed for driving. It offers details about the vehicle and its owner along with other essential information. And it is one of the first documents that anyone will ask for an inspection.

2. Car insurance

The law makes it mandatory for all vehicle owners to have third party car insurance, at the minimum. Thus, you must carry your car insurance policy always. The absence of valid insurance can fetch a hefty penalty as well.

3. Driving licence

The next important document that must be on you, is a driving licence. It essentially gives you the legal clearance to drive on public roads. Though a driving licence is usually valid for a period of 20 years, one must keep an eye on the valid date on the card.

4. PUC

A PUC certificate or a pollution under control certificate is mandated for all vehicle types. The document shows your vehicle’s adherence to the specified emission levels.

It is quite possible to forget one of these documents while travelling. With Digilocker upload documents, you can carry all of them without worrying about losing or misplacing them.

Steps to upload documents related to your car in Digilocker

Now that we know what a Digilocker is, how to upload documents in Digilocker is the next evident step. Here are all the steps that you need to follow for uploading documents.

1. Download the Digilocker smartphone application or visit the official website of Digilocker from a browser.

2. If you have not already registered, you can do so with your Aadhar number and phone number.

3. Log in to the application or website using the credentials.

4. After you have logged in, click on the Home tab and select the issuing agency for the document. For example, the Ministry of Road Transport and Highways.

5. You can enter your driving licence number and provide additional authenticators like your date of birth and name. Your driving licence from the database will be linked.

6. You can follow the process to save other necessary documents as well to your Digilocker account.

7. For a car insurance policy, choose your insurance provider and follow a few simple steps to upload the document.

8. You first need to select Banking and Insurance, select your insurance provider and choose Car. Upon entering the policy number, a PDF of the policy will appear on the application.

Now that you are aware of how to upload documents in Digilocker, you can make the most of this smart app that the central government has designed in a step to implement governance with minimal paperwork.

Conclusion

The central government has come up with a few initiatives to increase digital governance and Digilocker is one of them. The above steps will help you with how to upload documents in Digilocker. Using the application will remove reliance on physical copies and make your drives and road trips a little less hectic. If you do not already have insurance, you can buy car insurance online to get a policy of your requirements within your budget.

Disclaimer : The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales

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