Delhi Traffic Fines: An In-depth Guide

Posted on: Jan 8, 2024 | | Written by:

Delhi Traffic Fines: An In-depth Guide

Published on December 20, 2023. EST READ TIME: 3 mins

Going through the bustling traffic in Delhi can be challenging, especially if you aren't familiar with the updated traffic regulations and subsequent Delhi traffic fines. Ignorance is not an excuse when it comes to following the rules. Therefore, having appropriate car insurance is critical. Car insurance not only covers the financial liability arising from accidental damages but also shields you from heavy penalties.

There are two types of car insurance: third party car insurance, which covers damages inflicted on another individual's property, and comprehensive car insurance, which covers both third-party liabilities and damages to your own vehicle.

In this in-depth guide, we will guide you through Delhi's traffic rules, violations that could lead to fines, and the crucial role played by car insurance.

Must know Delhi traffic fines

Delhi, India's capital city, sees hefty traffic daily, leading to strict regulations. Breaking them results in Delhi traffic fines, requiring adequate car insurance for protection. We delve into how third party car insurance or comprehensive car insurance can assist, detailing these fines to promote awareness among motorists.

1. Driving without a license:

This is one of the most significant Delhi traffic fines. As per the updated rules, the fine for this offence has been increased from Rs 500 to Rs 5,000. However, your comprehensive car insurance might cover the charges.

2. Drunken driving:

If found guilty, a fine of Rs 10,000 can be imposed, and the driver can also face imprisonment. It's crucial to note that this particular traffic violation isn't usually covered under standard third party car insurance policies.

3. Not wearing seat belts:

According to Delhi Traffic Police rules, not wearing a seat belt attracts a fine of Rs 1,000. Again, car insurance, comprehensive or otherwise, may not cover this fine.

4. Over-speeding:

For over-speeding, you may need to pay a fine of up to Rs 5,000. Your car insurance provider might refuse the claim if the car gets damaged while over-speeding.

5. Using mobile phones while driving:

If found guilty, you could end up paying Rs 5,000 as a penalty. As per insurance companies' policies, such an offence may void your third party car insurance claims.

6. Triple riding:

If found triple riding on two-wheelers, the riders might be slapped with a fine of Rs 1,000.

7. Jumping traffic signals:

For jumping traffic signals, a fine of Rs 5,000 may be imposed. Be aware that if an accident happens while jumping the signal, the car insurance claim can be denied.

8. Driving without helmets:

Not wearing a helmet can result in a penalty of Rs 1,000 and disqualification of license for 3 months.

9. Overloading two-wheelers:

For overloading, you could be liable to pay a fine of Rs 2,000 and can have your driver's license disqualified.

10. Lack of proper car insurance:

It is a punishable offense to drive without proper car insurance, either third party insurance or comprehensive. The fine can reach up to Rs 2,000, or imprisonment for up to 3 months, or both.

Additional things you should remember

Delhi traffic rules are stringent, and violations result in hefty fines. However, there are certain less-known aspects related to Delhi traffic fines you should be aware of to avoid penalties. Knowing these details can save you from unnecessary legal complications. Here are some things to remember apart from regular fines.

1. DUI charges:

Drinking and driving is a serious offence and if found guilty, the fine can go up to Rs 10,000 or even imprisonment of up to six months for the first offence.

2. Towing charges:

If you have parked your vehicle in a no-parking zone and it gets towed, apart from the usual fine, you will also have to pay towing charges which can be quite hefty.

3. Bystander responsibility:

If you're a bystander to an accident and you don't provide help to the injured or inform the police, you can be fined up to Rs 10,000.

4. Penalty for refusal to show documents:

If you are caught driving without carrying important documents such as a Driving License, RC, Insurance papers etc., you may be liable to pay a fine.

5. Not wearing a helmet:

Riders and pillion riders found not wearing a helmet can be fined Rs.1,000 with a three-month disqualification of their driving license.

6. Uninsured vehicle:

If your vehicle is not insured, the traffic police have the power to charge a fine of Rs. 2,000 or imprisonment for up to 3 months or both.

7. Rash driving:

Fines for overspeeding, racing and reckless driving can be up to Rs. 5,000 or even imprisonment depending on the seriousness of the offence.

8. An offence committed by enforcing authorities:

If a traffic offence is committed by enforcing authorities like police, they are liable to pay double the fine under the amended Motor Vehicle Act.

9. Child not wearing a seatbelt:

As per the Motor Vehicles Act 2019, a fine of Rs 1000 can be imposed if a child is found not wearing a seatbelt while driving.

10. Non-adherence to environmental norms:

Delhi Traffic Police also fines for violations of environmental norms such as honking in silent zones or driving a polluting vehicle. This may range from Rs.1,000 to Rs. 2,000.

In all situations, remember that your adherence to traffic rules contributes to your safety and the safety of others on the road. Stay safe!

Conclusion

Delhi traffic fines aim to enforce safe driving and ensure vehicle insurance compliance, particularly comprehensive and third party car insurance. Ensuring your car insurance is up-to-date not only safeguards you from heavy Delhi traffic fines but also provides financial protection in case of accidents or damages.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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