Posted on: Sep 2, 2021 | | Written by:

May Lord Ganesha Bless Your New Car with Safety and Good Luck

Published on September 2, 2021. EST READ TIME: 3 minutes

In India, Ganesh Chaturthi is celebrated with a lot of pomp and grandeur, with devotees seeking blessings, good fortune, and good health and wealth. As Lord Ganesha is deemed to be the god of new beginnings, people across the country choose this auspicious occasion to make important purchases. Which means, if you are looking to buy a brand-new car, Ganesh Chaturthi is the best time for you. And, as long as you have the best car insurance in India to protect you against accidents and other unexpected situations, you will be fine.

Key reasons why you should bring home your dream four-wheeler with Lord Ganesha’s blessings

  1. A highly auspicious occasion:Ganesh Chaturthi is considered an extremely auspicious occasion when many people choose to buy vehicles as they believe that it will transform their lives for the better. Moreover, since it’s a big financial commitment and a significant upgrade in lifestyle, car owners prefer to leave nothing to chance.
  2. Beginning of the festive season: Since a lot of economic activity revolves around festive occasions like Ganesh Chaturthi, car companies tend to offer their best deals around this time. This means, you will be ready with a new vehicle to celebrate all the upcoming festivals in style.
  3. Most refreshed models are already in the market by this time: Car companies tend to refresh their models on an annual basis because of the highly dynamic car market in India. And by the time Ganesh Chaturthi rolls in, most companies have already presented their annual refreshed models in the market and have also fixed any initial problems. This means, you will get to pick from the latest models.
  4. Discounts start to show up: Ganesh Chaturthi highlights the very beginning of the festive season. This means that many festive discounts and special offers start to rain on you. Also, if you shop for a new car around Ganesh Chaturthi, you won’t have to deal with the mad rush around Diwali, when both prices and demand are at an annual high.
  5. New stock is readily available: Since Ganesh Chaturthi coincides with the early mid-year of the vehicle model year, companies have enough time to scale up the production of new models. Which means you don’t have to wait to get a new car after booking it. Your car will either be available at the dealer lot for immediate delivery or would have already rolled from the manufacturer’s production line and waiting to be shipped to the dealer. Even in extreme cases, you will only have to wait for a few days to lay your hands on your new car.

 

Need and benefits of car insurance:

Car insurance is a must have for every car owner. You are legally required to have at least third-party liability cover for every vehicle you own. And a comprehensive policy will give you all-round protection and compensate you financially for all the damages that happen to your car in an accident, fire, natural calamity or theft. So, here are some more benefits of buying the best car insurance in India.

  1. It provides you financial support in times of need.
  2. You get a personal accident cover, which helps you recover at peace without worrying about medical bills. 
  3. If you choose a reputed insurer like HDFC ERGO, you get access to a reliable network of garages for high quality repairs.
  4. Car insurance rewards safe driving through no claim bonuses or NCB.

Things included in the HDFC ERGO car insurance policy

If you are looking for the best car insurance in India, HDFC ERGO is your best bet. Here are some of the key inclusions in its comprehensive policy:

  1. Accidental damages suffered by your vehicle are covered.
  2. Any third-party liability that may arise on your part is covered.
  3. Damages caused to your car in case of a natural calamity is covered.
  4. If your car gets stolen, HDFC ERGO will provide adequate compensation.
  5. Any kind of fire damage is covered by the car insurance policy from HDFC ERGO.

Special add-ons available with HDFC ERGO car insurance policy

The reason why HDFC ERGO offers the best car insurance in India is because of its wide range of add-ons. You can choose these by paying a small extra fee. Let us look at some of the popular add-ons:

  1. Return to Invoice cover allows you to make claims up to the full amount you paid as per bill.
  2. Zero Depreciation cover provides you protection against the depreciation cut from your claim amount.
  3. Emergency Assist Service provides roadside assistance when needed.
  4. Downtime Protection cover compensates for repair delays and when you need an alternate mode of transport.
  5. Engine and Gearbox Protection provides cover for the most critical and expensive subsystems in your car.

 

All in all, buying a new car on Ganesh Chaturthi can be a wise decision. Just make sure you research well, keep your budget in mind, and get the best car insurance in India with the add-ons you need.

 

 

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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