Here are Must Buy Add on Covers for Volkswagen Taigun

Posted on: Jul 2, 2024 | 3 mins | Written by: HDFC ERGO Team

Here are Must Buy Add on Covers for Volkswagen Taigun

When you buy a car, you need to insure it. By law, a third party liability insurance policy is mandatory, but what you need to ensure your car is insured adequately is comprehensive insurance, which is both own damage and third party liability. The comprehensive insurance covers a lot of perils, but it does have some standard exclusions. Some of these can be covered by taking add on covers. The add ons in car insurance are extra coverage options over and above the standard ones, which you can opt for by paying an extra premium.

Why should you take add ons in car insurance for your Volkswagen Taigun?

Though any car is precious to the owner, a smart and high performance one like Volkswagen Taigun needs special care and attention. To ensure your car is well covered you should look at some of the essential add-on covers worth considering. Opting for comprehensive insurance ensures thorough protection for your precious vehicle from various damages. Add on covers ensure better coverage and thus, one should study carefully and secure your Volkswagen Taigun with these vital additional covers for car insurance. Let's delve into the top choices of add ons in car insurance when it comes to insuring your Volkswagen Taigun.

Add ons for Volkswagen Tiguan

Car insurance add ons are the most essential insurance coverages that can be included in your existing insurance policy thus helping you add special protection for your Taigun. The premium for these is over and above the standard premium for a basic policy, but at the time of a claim, one realises the importance and how much money it can save. Let us take a closer look at some common Volkswagen insurance add-ons and how they can benefit you:

1. Zero Depreciation Cover

At the time of a claim, the insurance company deducts depreciation. The depreciated value of the car as a result of wear and tear, becomes the base of the settlement value. But this is not the same with a zero depreciation cover. This add-on takes care of the full costs of repairs or replacement components being covered without considering depreciation. This ensures you get a good value and do not lose money.

2. Engine protection cover

The engine is the main part of a car and is responsible for its performance. For a high-end car like a Volkswagen Taigun, insurance for the engine is a must. It is not necessary that the engine only gets affected in an accident and thus, an engine protection add-on cover serves as a shield to the engine of the vehicle from damages caused by the water that intrudes through the openings or way flowing oil or any other mechanical issues. This car insurance add on in car insurance for Volkswagen is intended to take into account the repair bills or even the full engine replacement if there is severe damage, hence the assurance customers get while driving reduces their stress and enables them to enjoy the car more.

3. Personal accident cover

This extra add-on is beneficial in case of the accidental death or inability of the driver or passenger. It makes sure you are treated for unpredicted injuries, accidents, surgeries and no-payments of salaries in the event of accidents.

4. Roadside assistance

The worst nightmare of any driver is to be stranded on the road. The roadside assistance covered with your Volkswagen insurance is an answer to this problem as this provides assistance when one is stuck. This add-on service allows you to get the benefit of towing, fuel delivery, flat tyre replacement, jump-start services, or locksmith services when a similar situation arises. It makes sure that you are in a position to access an immediate support system and this plays a significant role in reducing the anxiety or stress associated with the occurrence of unpredictable circumstances.

5. NCB Protection

The NCB, or No Claims bonus, is a deduction from the insurance premiums for every claim-free year that policyholders of motor vehicles can avail of. This is like a discount and helps reduce premiums. With an NCB protection car insurance add on, you can ensure the bonus stays intact even if you make a claim during the policy period. In this way, you can still continue accumulating NCB in the future so that future benefits can be enjoyed.

6. Consumables cover

The supplementary add on covers the consumable items such as nuts, bolts, engine oil coolant, etc. which are not covered in the basic insurance policies. Its advantage is a holistic approach combined with the fact that you get 100 percent of your expenses back while repairing the car. In a standard policy at the time of a claim. The insured needs to pay for these parts from their own pocket. With the cover, out-of-pocket expenses are taken care of.

7. Return to invoice cover

With a return to invoice cover the insurance company, in case of a total loss, will pay the original value of the car. Though this cover is only applicable if there is a total loss in an accident or in case of theft when the car is not traceable, this is one of the most beneficial add ons in car insurance. In these cases, the insurance company will pay the full price without any deductions and this will help in getting a new car.

8. Key replacement cover

Having your Tiguan VW keys lost or damaged can add to your daily routine woe. This could also make it expensive to replace the keys. The add-on service which takes care of the cost of replacing or fixing the lost key includes fee collection and that is why you will be left to bear the financial burden alone.

Benefits of having add ons for Volkswagen Tiguan

When it comes to Volkswagen Tiguan security and owner protection, having extra car insurance may be very useful.

Here is why and what to choose from the range of optional coverage options for your Volkswagen Tiguan car insurance policy.

1. Additional protection with add-ons

Extra coverage in car insurance enhances the level of security your Volkswagen Tiguan has. These endorsements are the best cover to ensure you are prepared for any potential risk that goes beyond the usual coverage.

2. Tailored coverage for Volkswagen Tiguan

By opting for car insurance specifically designed for Volkswagen Tiguan, you can take advantage of coverage that is tailored to meet the unique requirements of your vehicle. This ensures that you have optimal protection for your Tiguan, giving you peace of mind on the road.

3. Financial security

Add-on car insurance for Volkswagen Tiguan provides an extra layer of financial security. In the unfortunate event of any damage or loss, these add-ons offer additional coverage that can help mitigate the financial burden associated with repairs, replacements, or medical expenses.

Conclusion

With access to a multitude of add-ons packages for the Tiguan, Volkswagen comprehensive insurance allows you to choose the limits of your coverage and make it as comprehensive as you require it to be. Utilising some of these covers in your Volkswagen insurance will ensure more peace of mind and enhanced driving pleasure. Choose the add on covers for your car insurance for Volkswagen and enjoy the beautiful car you have.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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