Posted on: Jun 23, 2023 | | Written by:

Things To Consider Before Buying BMW I4

Published on June 21, 2023. EST READ TIME: 3 minutes

BMW Car Insurance

Environmental issues today are among the most discussed topics across the World at forums ranging from scientific conventions to meetings of Heads of State of several countries. The point that carbon emission is among the significant causes of climate change is established beyond doubt. As a result, Electric Vehicles (EVs) are in focus globally.

With zero tailpipe emission, electric vehicles help reduce the carbon footprint, besides offering several other benefits. EVs are easy to drive (no gears) and produce practically no sound. By choosing an electric car, you join thousands of carbon footprint fighters and reduce your car's operational cost per km. However, it is imperative to add that your new electric vehicle must have the complete protective coverage of a comprehensive insurance plan.

Buying an Electric car: Primary Considerations

• Operating range of the car

• Battery Type, Charging Specifications and Time

• Warranty

With the charging infrastructure in most cities in India still in a nascent stage, the distance travelled on a single charge can be a critical factor.

In addition car insurance price and terms should also be ascertained from the insurer.

The BMW i4: Power, Range and Charging

The fully electric, five-door BMW i4 is a high-end German luxury car. The car is equipped with the fifth generation electric drive technology and delivers outstanding dynamics. The car travels up to 590 km on a single charge and offers high comfort.

A combination of maximum 340 Kw engine power and 430 Nm torque provides enough power to smooth your highway drives. The BMW i4 takes 5.7 seconds to reach from 0 to 100 (km per hour), which matches the industry's best.

The BMW i4 comes with a powerful 80.7 kWh Lithium-ion battery. Charging the BMW i4 battery is easy, and it goes from a 10 to 80% charge in just 31 minutes, consuming up to 205 kW of power in DC fast charging mode.

You can use the  BMW Wall box charger at home to bring the battery back to 100% charge(from 0) in just 8.25 hours with up to 11 kW of electricity. While on the move, you can charge the car for a range of 100 km in just 2.4 minutes in a high-power charging station with 205kW of electricity.

However, it is best to know that factors like driving style and weather conditions impact the power range of the car. For example, high speed (as on highways) reduces the battery range significantly. In contrast to vehicles with internal combustion engines, the low speed under city traffic conditions increases the operating range. Extreme weather conditions leading to the use of heaters or air conditioners also reduce the battery range.

The BMW i4:  Other Features

The BMW i4 has all the premium segment features like Android Auto, Voice recognition, Wi-Fi hotspot, Navigation, Bluetooth and USB ports and many more. Furthermore, rotary controls make using the infotainment features easy for the driver. In addition, the innovative smartphone integration service helps increase the efficiency of the range of digital components.

The car also has standard tech assistance for drivers, like the automatic high beam, active blind spot detection, front collision warning, collision mitigation, and braking. It also features a lane departure warning, speed limit warning, and front and rear parking distance control.

The warranty conditions of the BMW i4 are version specific and are available at dealer points. However, the coverage extends to all standard components as per industry standards.

As a responsible manufacturer, the company uses 100% green energy to produce the BMW i4. In addition, the car’s high-performance battery is designed to have no rare earth metals.

The BMW i4 Price

The price varies according to the specific version of the i4. However, the indicative prices are Rs 69.90 to Rs 74.90 Lakhs, Delhi dealer point.

Do EVs need Insurance?

As per the Motor vehicles Act 1988, Insurance is mandatory for all vehicles, including Electric cars. While the act specifies third-party coverage, it is best to opt for comprehensive insurance coverage to protect a premium car like the BMW electric i4.  All leading Insurance providers have attractive, comprehensive insurance plans for EVs. Moreover, you can simply get an estimate of your car insurance price through online insurance calculators on the website of the insurance companies. HDFC ERGO, for example,  has many unique consumer benefits like 6700+ cashless garages network, overnight vehicle repair and more. In addition, HDFC ERGO’s 100% claim settlement ratio and customer focussed systems make it a top choice for EV insurance. Furthermore, HDFC ERGO has several additional features for electric car insurance- from emergency assistance, No claim Bonus protector to downtime protection and Return to Invoice . When your car is damaged beyond repair or stolen, the return to invoice benefit protects your financial losses. Under this additional feature, the car owner gets back the original invoice value, including road tax and registration fees.

Conclusion

With advancements in battery technology, EVs are in focus as a cleaner and more efficient alternative to conventional cars powered by fossil fuels. The Government is also working on creating adequate charging infrastructure besides providing policy support to EV manufacturers. BMW i4 is among the first cars to appear in the super-premium category. The vehicle is designed to provide a similarly seamless experience to a customer in terms of comfort and driving experience like conventionally powered models.

Disclaimer : The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales

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