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Types of Insurance that should be on your checklist

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If you have not insured the most important aspects of your life then how can you expect your life to run properly? We, at HDFC ERGO, strive to craft the most flexible and all-encompassing insurance policies concerning each and every aspect of your life so that you and your family can enjoy this seamless journey.

Here is an elaborate checklist of the types of insurance policies that you should have.

• Health Insurance: Even a slightest health issue brings our life to a halt. These days with even young adults and children facing so many health issues, it is only wise to secure the family with appropriate health insurance policy. Some benefits of health insurance policy are:

  • Emergency ambulance assistance

  • Maternity benefits after waiting period

  • Reimbursement of 100% ofmedical checkups cost upon acceptance of proposal.

  • Pre and post hospitalisation expenses are covered for 60 days prior to hospitalisation and 90 days after hospitalisation

  • Convalescence benefits if hospitalisation exceeds 10 consecutive days

  • In patient medical expenses of new born baby within 90 days after the birth are covered

• Motor Insurance: Car insurance and bike insurance are extremely important in this era of busy lives wherein we can’t survive without these modes of transport for even one day. We invest hard earned money to buy a cherished car or a bike and an insurance policy makes sure that it becomes easier to survive a mis-happening. Here are some of the benefits of motor insurance:

  • 24x7 emergency roadside assistance

  • Coverage of loss due to theft

  • Third party liability cover

  • Cashless claim service with over 5300+ authorised network of garages across India

  • Reimbursement for the mode of transport used while your car is under repair

• Home insurance: There is no place like home and with proper home insurance, you can gift yourself and your family the promise of security. Some of the unparalleled benefits of home insurance are:

• Personal Accident Insurance: An unfortunate accident can turn our lives upside down. It is only wise to be prepared for such a mis-happening. Here are some of the benefits of personal accident cover:

  • Cover against fire & allied perils, and burglary including theft and larceny

  • Cover against destruction of structure & household contents

  • Covers risk against natural calamities like lightning,flood, storm, riot, earthquake and even events of terrorism

  • Cover for construction on reinstatement value basis which is current cost of construction * floor area

  • Reimbursement of 100% of sum insured in case of accidental death

  • Reimbursement of 100% of sum insured in case of permanent disability

  • Hospitalisation assistance

  • Ambulance assistance

With HDFC ERGO insurance, be peacefully prepared with this checklist. Buy HDFC ERGO Insurance policies online today.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before going ahead with the sales.

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