Best Health Insurance is your safe solution during this second wave

Posted on: May 6, 2021 | | Written by: None

Best Health Insurance is your safe solution during this second wave

Best Health insurance is a must to stay safe from the second Covid- 19 wave

We are facing one of the worst humanitarian crisis in the history of mankind. Millions of people have lost their lives, and daily we see people are losing lives. In these uncertain growing times, people are battling with Covid-19, and financially people face the crunch. Medical expenses are skyrocketing, and surviving is possible only with adequate Health insurance. This second wave has hit everyone hard, and the situation continues to worsen with every passing day.

Health insurance came in handy in the Covid-19 situation more than ever. Imagine the condition for those who didn't have health insurance? Or those who had low coverage family health insurance? Having the best health insurance, which provides good coverage and has a high claim settlement ratio, definitely eases the pressure. Health insurance provides people with a much needed financial backup at times of medical emergencies. There are innumerable reasons to have a health insurance policy in place. If you have a family to support, you can buy a family health insurance to take care of your family's medical needs.

Now that we are living amid a pandemic, no doubt we are more vulnerable than ever. Sadly, it took the coronavirus outbreak for us to see the value of health insurance. There has been a steep rise in demand for health Insurance, but policy buyers also want a higher sum insured now. It is crucial to ensure that not only you but all your family members are protected by health insurance because major ailments don't come with a prior warning.

Well, most corporate companies have tie-ups with insurance providers and offer health insurance to their employees. People also buy separate plans for themselves. But the problem lies in the coverage. The sum assured of Rs 10-20 lakhs can seem enough, but it often proves to be inadequate given the rising healthcare cost. The perception that a few lakhs are enough to sustain the Individual and their family's health needs is changing. Today, they know that to save ourselves from financial pressure and unnecessary stress, the coverage of your health insurance cover has to be adequate.

This 1 Crore health insurance policy is loaded with many features and is available in pocket-friendly premiums, which can be paid in easy installments. It covers hospitalization treatment expenses for major illnesses, , including treatment for COVID-19 disease, major surgeries , organ transplantation and much more . You can buy it even as a family floater plan. The icing on the cake is that you can also save tax up to Rs 1,00,000 under section 80D** .

When should you buy my:health Koti Suraksha

You should buy this policy early as possible; when young, we have a stronger immune system and better metabolism that keeps us protected and safe from most diseases. But at the same time, the sedentary lifestyle, high work pressure, and hereditary reasons coupled with increasing pollution and food adulteration make us vulnerable, and many youngsters are also falling prey to acute and chronic illnesses. With the Rs 1 Crore health insurance cover, you can avail the best possible treatment in your vicinity.

Conclusion:

We have been going through these tough times for over a year and realizing things the hard way. People are suffering and facing problems due to a lack of financial resources to cope with this deadly virus's medical expenses. Hence, its imperative to purchase health insurance which can lower your burden for the financial expenses at the time of need. Those who still haven't taken this situation seriously must purchase a health insurance policy for safety and security of themselves and their loved ones.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

Terms and Conditions applicable ** For tax benefit of up to 1,00,000, both individual / family and parents should be above 60 years of age (ii) For tax benefit of up to 75,000, Individual and family should be below 60 years, but parents should be above 60 years (iii) For tax benefit of up to 50,000, Individual and parents should be below the age of 60 years, and the above is subject to change in tax laws. HDFC ERGO General Insurance Company Limited. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. For more details on the risk factors, terms and conditions, please read the sales brochure/prospectus before concluding the sale. UIN: my: health Koti Suraksha - HDFHLIP21131V012021 IRDAI Reg. No.146 CIN: U66030MH2007PLC177117.

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