Boost your health cover with my:health Koti Suraksha – 1Crore Health Insurance Policy!

Posted on: Mar 5, 2021 | | Written by:

Boost your health cover with my:health Koti Suraksha – 1Crore Health Insurance Policy!

Published on March 3, 2021. EST READ TIME: 3 MIN

Medical ailments can hit you or your family members at any time, and treatment is never cheap. For instance, a hysterectomy (removal of the uterus) in the event of uterine fibroids can cost anywhere above INR 2 lakhs. Then there are procedures like liver transplant, which can cost around INR 30 lakhs. And these healthcare costs will continue to rise with inflation. Can you afford the same, or is your current medical insurance policy adequate?

This is where our my:health Koti Suraksha plan comes in! It is a 1 crore health insurance policy, which takes into account every need you or your family could have. Be it medical expenses, hospitalisation charges, ambulance, or even home healthcare, my:health Koti Suraksha covers it all. Let us take a quick look at everything that my:health Koti Suraksha 1 crore health insurance policy covers-

1. Hospitalisation Expenses: Covers medically necessary hospitalisation of insured due to illness or Injury

2. Cashless home healthcare: Get yourself treated in the comfort of your home and avail cashless medical facilities if prescribed by treating physician

3. Pre & post hospitalisation: Your pre-hospitalisation expenses during the 60 days immediately before admission and post hospitalization expenses up to 180 days after discharge from hospital are covered under this policy.

4. Daycare procedures: Advancement of technology has made it possible for treatments or surgeries to be performed in less than 24 hours, and my:health Koti Suraksha will cover these daycare treatments done in Hospitals or Day care centers .

5. Road ambulance: The policy pays for road ambulance cost that is incurred to move the patient from their homes to the hospital ,from one hospital to another hospital and from hospital to home ( within the same city ) following hospitalization

6. Alternative Treatments: This policy even offers cover for alternate therapies like Ayurveda, Unani, Siddha, and Homeopathy and covers hospitalization expenses under AYUSH treatment.

Apart from all these benefits, my:health Koti Suraksha plan also offers you a fitness discount at policy renewal to reward your efforts of staying healthy. There are many other features like health incentive, preventive health check-up, wellness services like tracking physical activities, and even a health coach that offers diet and fitness tips customized to your needs.

Why should you choose my:health Koti Suraksha 1 crore health insurance?

It is essential to know what all is covered in the insurance policy before you finalize it. With COVID-19, healthcare expenses have only shot up, and expenses for even routine medical check-ups have skyrocketed. An ideal health insurance plan, like my:health Koti Suraksha , can act as an umbrella for your financial security and protect your health as well.

Pay in installments: Health insurance is a matter of necessity, and when it comes to family, no one wants to leave any stone unturned. This is where the one crore health insurance policy seems like a lifesaver. To receive a sum insured this big, you don’t have to worry about your premium raking up at once! This insurance policy is very affordable and offers premium payment options in monthly, quarterly, half-yearly, and yearly premium installments.
Preventive Health Checkup: After every renewal, this policy offers preventive health check-up as per eligibility. You can now ensure to keep a tab on your health thorough this yearly health check-up.

Conclusion:

my:health Koti Suraksha offers protection to the policyholder on all levels and is an insurance cover in the real sense. Be it for yourself, your spouse, children, parents, senior citizens in your family, this one crore health insurance cover is designed to cover them all.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

HDFC ERGO General Insurance Company Limited. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. For more details on the risk factors, terms and conditions, please read the sales brochure/prospectus before concluding the sale. UIN: my:health Koti Suraksha - HDFHLIP21131V012021 IRDAI Reg. No.146 CIN: U66030MH2007PLC177117. UID No. D2-29 Terms and Conditions applied.

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