What is a Cashless Health Card?

Posted on: Jun 26, 2024 | 3 mins | Written by: HDFC ERGO Team

What is a Cashless Health Card?

There are some excellent innovations in the world of health insurance, and the cashless health card is surely one of them. Take a look at this article to learn more about these amazing cards and how they benefit you at the time of a medical emergency.

What is a cashless health card?

A cashless card is an important document in health insurance. When you buy a policy, the insurer issues a card that contains important information such as your name and the policy number. The card is used for cashless health insurance claims.

After a hospital stay, you don't have to pay the bills from your pocket. The health insurance card does that for you. Simply show the card to the hospital’s insurance team and they will settle the bill with your insurer. This can however only happen at a network hospital.

Cashless health card benefits

1. No financial stress

When you face a medically challenging situation, the last thing you want to worry about is the financial burden of the treatment. With cashless health insurance in place, you don't have to run around to arrange the money, ask your friends for help or even dip into your savings. Just show your health card to the network hospital and the finances will be taken care of.

2. No paperwork

Getting a reimbursement health insurance claim is a tedious process as you have to fill in many forms, submit files full of documents and make many rounds to the insurance provider’s office. When you have a cashless card, all you have to do is furnish that card and your job is done.

3. Easy to carry

The cashless card is a small card that fits in your wallet. You don't have to make any extra effort to carry it with you and this proves to be extremely beneficial. Keep a copy at home and carry one with you at all times, so that you are prepared for emergencies.

How to get a cashless health card?

The cashless health card registration happens automatically when you buy health insurance. After you select the plan and pay the premium, the insurance provider issues the card and sends it over to you.

Conclusion

Cashless health insurance is a boon that helps you to keep yourself and your loved ones protected. Get a good policy today and lead a happy, healthy and stress-free life.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

How Does Cashless Claims Work?

What is Cashless Health Insurance – Benefits & Process

Things covered in a cashless health insurance policy

Important Things to Know about Cashless Hospitalization

Cashless Claim Vs Reimbursement Claim in Health Insurance: All You Need to Know