How to Download Chief Minister Health Insurance Card

Posted on: Dec 23, 2024 | 3 mins | Written by: HDFC ERGO Team

How to Download Chief Minister Health Insurance Card

The Chief Minister Health Insurance Card is a part of the Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS), also known as Amma Health Insurance. This significant initiative by the Tamil Nadu government aims to provide quality and affordable healthcare to various sections of society, particularly the economically weaker groups. The scheme enables covered families to access high-quality medical care at empanelled government and private hospitals, saving them from the burden of paying huge bills out of pocket.

To avail benefits of the CMCHIS, eligible families must obtain the Chief Minister Health Insurance Card. This card acts as proof of enrolment in the scheme and helps beneficiaries access a wide range of medical services. Let’s take a closer look at the scheme and the steps to download this essential health insurance card.

Step-by-step guide for Chief Minister Health Insurance Card Download

The following are the steps to download the Chief Minister Health Insurance Card —

• Step 1: Visit the official website

Visit the official CMCHIS website and go to the health insurance card download section.

• Step 2: Register or log in

If you are an existing user, you can easily log in using your credentials. New users will need to register by providing essential details, such as their family ID and other identification information.

• Step 3: Look for the card download section

After logging in, go to the section for downloading the Chief Minister Health Insurance Card.

• Step 4: Enter the necessary details

You must enter the required details, such as your Aadhaar Number and family ID, for the verification of your identity and eligibility.

• Step 5: Download the health insurance card

If all the details are correct, your health insurance card will be generated. You can then download the card and also save a copy of it on your device. It is also a good idea to keep a printed copy handy for easy access in case of medical emergencies.

CMCHIS – Chief Minister’s Comprehensive Health Insurance Scheme (Amma Health Insurance)

Launched on 23rd July 2009, the Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS), also called Amma Health Insurance, is a major healthcare program of the Tamil Nadu government. The goal of the scheme is to provide affordable and quality medical care to the residents of the state, particularly to the economically disadvantaged sections of society. The families that qualify for the scheme can receive financial support for a variety of medical services, including diagnostic tests, hospitalisation, surgeries, and more.

What is CM’s Health Insurance Scheme (CMCHIS)?

The CM’s Health Insurance Scheme is a health insurance program launched by the Tamil Nadu government. It provides various benefits to the covered members and serves as significant financial assistance, especially for low-income families.

The following are the key features and benefits of CMCHIS —

• High sum insured:

The scheme offers a high coverage of up to INR 5 lakhs per family per policy year. This amount can help them cover a range of medical expenses, including some major ones, and provide significant financial relief during medical emergencies and planned hospitalisations.

• Wide coverage for medical treatments:

The scheme offers financial support to families who are unable to manage high healthcare costs. The beneficiaries can access advanced medical treatments without worrying about the financial burden.

• Hospitalisation costs:

The scheme covers a range of hospital bills, including ICU charges, room charges, surgery fees, and the cost of other medical procedures.

• Vast network of hospitals:

A key benefit of the Chief Minister’s Comprehensive Health Insurance Scheme is its extensive network of empanelled hospitals. This allows beneficiaries to access quality and timely healthcare without paying huge bills. Additionally, network hospitals are available in remote areas, and this saves them from travelling long distances to receive healthcare services.

• Comprehensive coverage:

The scheme offers comprehensive coverage for a wide range of treatments. This significantly reduces the out-of-pocket expenses of the beneficiaries. They can opt for any of the covered treatments, and their healthcare bills will be covered by the scheme.

• Coverage for additional medical expenses:

This health insurance scheme also covers additional medical procedures, such as follow-up treatments and diagnostic tests. The coverage is similar to the pre- and post-hospitalisation expenses typically included in health insurance policies. As a result, the beneficiaries of the CMCHIS do not have to bear the additional costs for these services. This can provide significant financial relief, especially for families with limited financial resources.

Documents required for Chief Minister Health Insurance Card

To following documents are typically required for the Chief Minister Health Insurance Card —

• Aadhaar Card:

You must submit a valid Aadhaar Card as proof of identity. The card will also be linked to the health insurance scheme.

• Ration Card:

This is required for proof of residency and family details, such as the family’s socio-economic status, to assess eligibility for the scheme.

• Income certificate:

An income certificate is needed to verify eligibility based on income, particularly for the economically weaker sections of society.

• Bank account details:

Your bank account details, such as bank name, account number, and IFSC Code, are required for financial transactions. For example, the scheme will need these details for processing payments or reimbursements related to health insurance.

• Proof of residence:

The scheme is available only to residents of Tamil Nadu. Therefore, proof of residence is required to verify your state of residence. You can submit documents, such as your voter ID or utility bills, as evidence.

• Passport-sized photographs:

You must also submit recent passport-size photographs of the family members for the issuance of the Chief Minister Health Insurance Card.

Conclusion

The Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) is a valuable resource for Tamil Nadu residents, particularly those from economically weaker sections of society. It offers many benefits, such as high sum insured, comprehensive coverage, and cashless treatment so that beneficiaries can make the best use of these advantages for their health and well-being. The residents of Tamil Nadu can easily apply for the scheme and download the Chief Minister Health Insurance Card online with just a few clicks. This card ensures access to cashless treatment at empanelled hospitals. Therefore, by obtaining the Chief Minister Health Insurance Card, beneficiaries can avail of quality and affordable healthcare without the financial burden of paying the bills from their pocket.

Considering that health issues are increasing rapidly among various age groups, it is wise to stay covered under a health insurance policy and critical illness insurance. With these health plans in place, you can access the best treatment options and recover sooner.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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